Last update: Oct 2026

Cost of Living Comparison Between Winchester and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,816 in Winchester, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Winchester
Learn more

Winchester Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Winchester

🇬🇧 United Kingdom

$2,816

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Winchester and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winchester and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,816 in Winchester versus $918 in Cebu.

Winchester $2,816
Cebu $918

Estimated couple costs with rent: $4,184 in Winchester versus $1,409 in Cebu.

Winchester $4,184
Cebu $1,409

Monthly costs for a family of three with rent: $5,552 in Winchester versus $1,900 in Cebu.

Winchester $5,552
Cebu $1,900

Living in Winchester is roughly 207% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Winchester is 109% above, Cebu is 32% below.

Meal at Budget Restaurant

$26.67 £20.01

$3.09 ₱194

763.11%

Three-Course Dinner for Two, Mid-Range

$97.2 £72.9

$24.22 ₱1,525

301.16%

Fast Food Meal (McDonalds, etc)

$10.41 £7.81

$3.92 ₱247

165.56%

Cappuccino

$5.15 £3.87

$2.51 ₱158

105.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 £1.81

$1.59 ₱100

51.57%

Water (0.33 liter bottle)

$1.49 £1.12

$0.53 ₱33.43

181.13%

Local Beer (0.5 liter draught)

$7.62 £5.72

$1.78 ₱112

328.09%

Imported Beer (0.33 liter bottle)

$6.44 £4.83

$2.17 ₱137

196.77%

Milk (1 liter)

$1.61 £1.21

$1.92 ₱121

-16.15%

White Bread (500g)

$1.69 £1.27

$1.36 ₱85.4

24.26%

Rice (white) (1kg)

$2.39 £1.79

$1.01 ₱63.5

136.63%

Eggs

$4.10 £3.08

$2.03 ₱128

101.97%

Local Cheese (1kg)

$9.75 £7.31

$9.86 ₱621

-1.12%

Chicken Fillets (1kg)

$9.70 £7.28

$4.39 ₱277

120.96%

Beef Round Steak (1kg)

$13.88 £10.41

$7.60 ₱479

82.63%

Apples (1kg)

$2.74 £2.06

$3.30 ₱208

-16.97%

Banana (1kg)

$1.71 £1.28

$1.39 ₱87.8

23.02%

Oranges (1kg)

$2.77 £2.07

$2.33 ₱147

18.88%

Tomato (1kg)

$3.35 £2.52

$1.50 ₱94.3

123.33%

Potato (1kg)

$1.75 £1.31

$2.36 ₱149

-25.85%

Onion (1kg)

$1.33 £1.00

$1.90 ₱119

-30.00%

Lettuce (1 head)

$1.20 £0.90

$1.19 ₱74.9

0.84%

Water (1.5 liter bottle)

$1.73 £1.30

$0.63 ₱39.71

174.60%

Cigarettes 20 Pack (Marlboro, Camel)

$23.22 £17.42

$3.00 ₱189

674.00%

Wine (Bottle)

$10.85 £8.14

$6.03 ₱379

79.93%

Local Beer (0.5 liter bottle)

$2.92 £2.19

$1.23 ₱77.7

137.40%

Imported Beer (0.33 liter bottle)

$3.38 £2.54

$1.75 ₱110

93.14%

One-way Ticket (Public Transport)

$4.05 £3.04

$0.25 ₱15.86

1520.00%

Public Transport Monthly Pass (Regular Price)

$109 £81.6

$12.64 ₱796

760.05%

Taxi Start (Normal Tariff)

$4.29 £3.22

$0.77 ₱48.62

457.14%

Taxi (Normal Tariff) (1km)

$1.92 £1.44

$0.23 ₱14.53

734.78%

Taxi 1hour Waiting (Normal Tariff)

$32.25 £24.19

$4.46 ₱281

623.09%

Gasoline (1 liter)

$2.01 £1.51

$1.31 ₱82.8

53.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.5K

$21.2K ₱1.3M

78.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K £30.0K

$19.1K ₱1.2M

109.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$323 £242

$120 ₱7,569

168.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.22 £21.92

$14.00 ₱882

108.71%

Internet (50+ Mbps, Unlimited Data)

$45.42 £34.07

$27.54 ₱1,734

64.92%

Gym Membership (Monthly)

$44.12 £33.10

$32.33 ₱2,035

36.47%

Tennis Court (1 Hour on Weekend)

$10.87 £8.16

$6.65 ₱419

63.46%

Cinema Ticket

$15.80 £11.85

$5.65 ₱356

179.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,601 £1,201

$275 ₱17.3K

481.48%

International Primary School, 1 Child (Yearly)

$17.8K £13.4K

$7,918 ₱498.5K

125.07%

Jeans (Levis 501 Or Similar)

$88.8 £66.6

$49.33 ₱3,106

80.03%

Summer Dress (H&M, Zara, etc)

$49.93 £37.46

$25.24 ₱1,589

97.82%

Sport Shoes (Adidas, Nike)

$116 £86.7

$77.0 ₱4,846

50.21%

Men's Leather Business Shoes

$129 £96.7

$57.2 ₱3,601

125.42%

1-bedroom Apartment, City Center (Monthly)

$1,339 £1,004

$500 ₱31.5K

168.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,352 £1,014

$309 ₱19.4K

337.76%

3-bedroom Apartment, City Center (Monthly)

$2,929 £2,197

$1,078 ₱67.9K

171.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,340 £1,756

$615 ₱38.7K

280.41%

Buy Apartment in City Center (m2)

$6,818 £5,115

$2,886 ₱181.7K

136.23%

Buy Apartment Outside City Center (m2)

$4,932 £3,700

$1,917 ₱120.7K

157.36%

Average Monthly Net Salary (After Tax)

$3,385 £2,539

$346 ₱21.8K

878.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

7.2

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winchester: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winchester

$1.4K 48%

Cebu

$309 33.6% 77.2% $1K

Monthly Utilities & Internet

Winchester

$397 14.1%

Cebu

$162 17.6% 59.3% $236

Eating Out

Winchester

$373 13.2%

Cebu

$88 9.6% 76.3% $285

Groceries & Markets

Winchester

$307 10.9%

Cebu

$206 22.4% 32.9% $101

Clothing & Footwear

Winchester

$172 6.1%

Cebu

$94 10.2% 45.5% $79

Getting Around

Winchester

$139 4.9%

Cebu

$16 1.7% 88.8% $123

Sport & Entertainment

Winchester

$76 2.7%

Cebu

$44 4.8% 42.4% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,339 in Winchester and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Winchester pays 878% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $97.0 in Winchester vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $307 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Winchester

🇵🇭 Cebu

🕒 Local time

03:46 3:46 AM

10:46 10:46 AM

7 h ahead of Winchester

🌤 Weather

👥 Population

117,488

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Winchester Cebu 11,410 km ≈ 15 h nonstop flight

From you

Winchester
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winchester vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 207% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 878% higher in Winchester, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,339 in Winchester versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,816 per month in Winchester versus $918 in Cebu – a 207% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 760% less than in Winchester. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,816 in Winchester, a $1,500 budget is realistic in Cebu but tight or insufficient in Winchester. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Winchester, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Winchester and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 207% less than in Winchester. Beyond cost, consider language, visa policies, and how big the international community is in each city.