Last update: Oct 2026

Cost of Living Comparison Between Williamsburg, VA and Chicago, IL

For one person, living is cheaper in Williamsburg, VA: $2,819 a month against $3,139 in Chicago, IL, rent and utilities included – about $3,800 less a year. Rent and utilities account for about half of the difference.

137

Cost of Living Index in Williamsburg, VA
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Williamsburg, VA Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Williamsburg, VA

🇺🇸 United States

$2,819

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Williamsburg, VA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Williamsburg, VA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,819 per month in Williamsburg, VA vs $3,139 in Chicago, IL, rent included.

Williamsburg, VA $2,819
Chicago, IL $3,139

A couple spends around $4,192 per month in Williamsburg, VA vs $4,627 in Chicago, IL, rent included.

Williamsburg, VA $4,192
Chicago, IL $4,627

A family of three spends $5,566 per month in Williamsburg, VA vs $6,115 in Chicago, IL, rent included.

Williamsburg, VA $5,566
Chicago, IL $6,115

Williamsburg, VA is about 10% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Williamsburg, VA and Chicago, IL sit above the global median – Williamsburg, VA by 108%, Chicago, IL by 132%.

Meal at Budget Restaurant

$18.86 $18.86

$20.65 $20.65

-8.67%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$90.2 $90.2

-15.39%

Fast Food Meal (McDonalds, etc)

$12.80 $12.80

$12.94 $12.94

-1.08%

Cappuccino

$5.64 $5.64

$5.60 $5.60

0.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.64 $2.64

4.55%

Water (0.33 liter bottle)

$2.12 $2.12

$2.27 $2.27

-6.61%

Local Beer (0.5 liter draught)

$5.09 $5.09

$6.98 $6.98

-27.08%

Imported Beer (0.33 liter bottle)

$7.43 $7.43

$8.83 $8.83

-15.86%

Milk (1 liter)

$1.10 $1.10

$1.27 $1.27

-13.39%

White Bread (500g)

$3.80 $3.80

Rice (white) (1kg)

$3.87 $3.87

$5.30 $5.30

-26.98%

Eggs

$3.49 $3.49

$4.76 $4.76

-26.68%

Local Cheese (1kg)

$13.12 $13.12

$13.96 $13.96

-6.02%

Chicken Fillets (1kg)

$8.23 $8.23

$14.61 $14.61

-43.67%

Beef Round Steak (1kg)

$14.66 $14.66

$18.77 $18.77

-21.90%

Apples (1kg)

$5.65 $5.65

$5.19 $5.19

8.86%

Banana (1kg)

$1.35 $1.35

$1.98 $1.98

-31.82%

Oranges (1kg)

$4.73 $4.73

$3.93 $3.93

20.36%

Tomato (1kg)

$3.37 $3.37

$4.96 $4.96

-32.06%

Potato (1kg)

$5.62 $5.62

$2.76 $2.76

103.62%

Onion (1kg)

$3.31 $3.31

$2.76 $2.76

19.93%

Lettuce (1 head)

$1.55 $1.55

$2.22 $2.22

-30.18%

Water (1.5 liter bottle)

$1.79 $1.79

$2.98 $2.98

-39.93%

Cigarettes 20 Pack (Marlboro, Camel)

$6.56 $6.56

$14.02 $14.02

-53.21%

Wine (Bottle)

$10.59 $10.59

$15.28 $15.28

-30.69%

Local Beer (0.5 liter bottle)

$2.24 $2.24

$2.58 $2.58

-13.18%

Imported Beer (0.33 liter bottle)

$3.70 $3.70

$3.50 $3.50

5.71%

One-way Ticket (Public Transport)

$1.53 $1.53

$2.47 $2.47

-38.06%

Public Transport Monthly Pass (Regular Price)

$44.81 $44.81

$74.8 $74.8

-40.06%

Taxi Start (Normal Tariff)

$3.05 $3.05

$3.34 $3.34

-8.68%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.43 $1.43

-0.70%

Taxi 1hour Waiting (Normal Tariff)

$22.73 $22.73

$24.32 $24.32

-6.54%

Gasoline (1 liter)

$0.84 $0.84

$1.26 $1.26

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$35.0K $35.0K

1.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$26.1K $26.1K

-2.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$193 $193

-3.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.66 $47.66

$68.3 $68.3

-30.17%

Internet (50+ Mbps, Unlimited Data)

$59.7 $59.7

$61.3 $61.3

-2.63%

Gym Membership (Monthly)

$93.5 $93.5

$54.1 $54.1

72.78%

Tennis Court (1 Hour on Weekend)

$24.79 $24.79

$27.92 $27.92

-11.21%

Cinema Ticket

$14.74 $14.74

$17.74 $17.74

-16.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,887 $1,887

$1,652 $1,652

14.26%

International Primary School, 1 Child (Yearly)

$24.2K $24.2K

$31.1K $31.1K

-22.04%

Jeans (Levis 501 Or Similar)

$37.56 $37.56

$66.1 $66.1

-43.15%

Summer Dress (H&M, Zara, etc)

$35.37 $35.37

$51.2 $51.2

-30.97%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$100 $100

-14.40%

Men's Leather Business Shoes

$155 $155

$141 $141

10.13%

1-bedroom Apartment, City Center (Monthly)

$2,290 $2,290

$2,446 $2,446

-6.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,517 $1,517

$1,678 $1,678

-9.60%

3-bedroom Apartment, City Center (Monthly)

$2,670 $2,670

$4,717 $4,717

-43.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,651 $2,651

$2,795 $2,795

-5.18%

Buy Apartment in City Center (m2)

$2,168 $2,168

$4,105 $4,105

-47.19%

Buy Apartment Outside City Center (m2)

$1,727 $1,727

$2,650 $2,650

-34.83%

Average Monthly Net Salary (After Tax)

$4,462 $4,462

$4,866 $4,866

-8.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

6.81

-4.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Williamsburg, VA: October 20, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Williamsburg, VA

$1.5K 53.8%

Chicago, IL

$1.7K 53.5% 10.6% $161

Groceries & Markets

Williamsburg, VA

$366 13%

Chicago, IL

$449 14.3% 22.8% $83

Eating Out

Williamsburg, VA

$317 11.2%

Chicago, IL

$343 10.9% 8.4% $27

Monthly Utilities & Internet

Williamsburg, VA

$294 10.4%

Chicago, IL

$322 10.3% 9.7% $29

Clothing & Footwear

Williamsburg, VA

$141 5%

Chicago, IL

$161 5.1% 14.2% $20

Sport & Entertainment

Williamsburg, VA

$123 4.4%

Chicago, IL

$90 2.9% 27.1% $33

Getting Around

Williamsburg, VA

$61 2.2%

Chicago, IL

$95 3% 55.8% $34

Cost Breakdown

A central one-bedroom costs $2,290 in Williamsburg, VA versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Williamsburg, VA versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $366 vs $449 – making Williamsburg, VA the more affordable choice for daily food spending.

Good to know

🇺🇸 Williamsburg, VA

🇺🇸 Chicago, IL

🕒 Local time

21:50 9:50 PM

20:50 8:50 PM

1 h behind Williamsburg, VA

🌤 Weather

👥 Population

15,425

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Williamsburg, VA Chicago, IL 1,070 km ≈ 1 h 45 min nonstop flight

From you

Williamsburg, VA
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Williamsburg, VA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,819 in Williamsburg, VA, $3,139 in Chicago, IL – roughly 11% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,228 per month in Williamsburg, VA and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Williamsburg, VA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 23% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Williamsburg, VA and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,819 in Williamsburg, VA and $3,139 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,819 in Williamsburg, VA to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Williamsburg, VA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.