Last update: Oct 2026

Cost of Living Comparison Between Wheaton, IL and New York, NY

For one person, living is cheaper in Wheaton, IL: $2,771 a month against $4,906 in New York, NY, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

Wheaton, IL, United States
New York, NY, United States
Wheaton, IL
🇺🇸 United States
$2,771
/mo nomad
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Monthly Cost of Living

How much you'll spend in Wheaton, IL and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wheaton, IL and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,771 per month in Wheaton, IL vs $4,906 in New York, NY, rent included.

  • Wheaton, IL $2,771
  • New York, NY $4,906

A couple spends around $4,053 per month in Wheaton, IL vs $7,273 in New York, NY, rent included.

  • Wheaton, IL $4,053
  • New York, NY $7,273

A family of three spends $5,335 per month in Wheaton, IL vs $9,641 in New York, NY, rent included.

  • Wheaton, IL $5,335
  • New York, NY $9,641

Wheaton, IL is about 44% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Wheaton, IL and New York, NY sit above the global median – Wheaton, IL by 105%, New York, NY by 263%.

Currency
🍽 Eating Out
Wheaton, IL
New York, NY
Difference
Meal at Budget Restaurant
$15.87 $15.87
$26.93 $26.93
-41.07%
Three-Course Dinner for Two, Mid-Range
$69.9 $69.9
$117 $117
-40.11%
Fast Food Meal (McDonalds, etc)
$11.93 $11.93
$14.60 $14.60
-18.29%
Cappuccino
$5.75 $5.75
$6.54 $6.54
-12.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.94 $2.94
$3.86 $3.86
-23.83%
Water (0.33 liter bottle)
$2.35 $2.35
$2.95 $2.95
-20.34%
Local Beer (0.5 liter draught)
$6.66 $6.66
$8.08 $8.08
-17.57%
Imported Beer (0.33 liter bottle)
$7.87 $7.87
$9.85 $9.85
-20.10%
🛒 Groceries & Markets
Wheaton, IL
New York, NY
Difference
Milk (1 liter)
$0.95 $0.95
$1.31 $1.31
-27.48%
White Bread (500g)
$2.80 $2.80
$4.97 $4.97
-43.66%
Rice (white) (1kg)
$2.98 $2.98
$7.70 $7.70
-61.30%
Eggs
$3.67 $3.67
$6.09 $6.09
-39.74%
Local Cheese (1kg)
$10.54 $10.54
$19.55 $19.55
-46.09%
Chicken Fillets (1kg)
$10.81 $10.81
$17.59 $17.59
-38.54%
Beef Round Steak (1kg)
$19.74 $19.74
$20.26 $20.26
-2.57%
Apples (1kg)
$5.09 $5.09
$6.99 $6.99
-27.18%
Banana (1kg)
$1.73 $1.73
$2.21 $2.21
-21.72%
Oranges (1kg)
$3.41 $3.41
$6.72 $6.72
-49.26%
Tomato (1kg)
$4.53 $4.53
$7.12 $7.12
-36.38%
Potato (1kg)
$1.97 $1.97
$4.61 $4.61
-57.27%
Onion (1kg)
$2.94 $2.94
$4.78 $4.78
-38.49%
Lettuce (1 head)
$1.97 $1.97
$2.87 $2.87
-31.36%
Water (1.5 liter bottle)
$2.28 $2.28
$2.69 $2.69
-15.24%
Cigarettes 20 Pack (Marlboro, Camel)
$8.71 $8.71
$19.14 $19.14
-54.49%
Wine (Bottle)
$12.11 $12.11
$19.63 $19.63
-38.31%
Local Beer (0.5 liter bottle)
$2.25 $2.25
$3.32 $3.32
-32.23%
Imported Beer (0.33 liter bottle)
$2.71 $2.71
$4.19 $4.19
-35.32%
🚌 Getting Around
Wheaton, IL
New York, NY
Difference
One-way Ticket (Public Transport)
$4.97 $4.97
$3.02 $3.02
64.57%
Public Transport Monthly Pass (Regular Price)
$100 $100
$139 $139
-28.19%
Taxi Start (Normal Tariff)
$3.94 $3.94
$3.04 $3.04
29.61%
Taxi (Normal Tariff) (1km)
$0.79 $0.79
$2.20 $2.20
-64.09%
Taxi 1hour Waiting (Normal Tariff)
$44.34 $44.34
$41.33 $41.33
7.28%
Gasoline (1 liter)
$1.10 $1.10
$1.13 $1.13
-2.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7K $22.7K
$34.5K $34.5K
-34.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$25.8K $25.8K
-2.17%
🧾 Monthly Utilities & Internet
Wheaton, IL
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 $176
$232 $232
-24.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.90 $46.90
$71.0 $71.0
-33.97%
Internet (50+ Mbps, Unlimited Data)
$71.4 $71.4
$67.7 $67.7
5.51%
🎉 Sport & Entertainment
Wheaton, IL
New York, NY
Difference
Gym Membership (Monthly)
$35.68 $35.68
$115 $115
-69.07%
Tennis Court (1 Hour on Weekend)
-
$76.8 $76.8
-
Cinema Ticket
$11.94 $11.94
$22.41 $22.41
-46.72%
🧸 Childcare & Education
Wheaton, IL
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,597 $1,597
$3,606 $3,606
-55.70%
International Primary School, 1 Child (Yearly)
$21.7K $21.7K
$68.7K $68.7K
-68.38%
👕👟 Clothing & Footwear
Wheaton, IL
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$57.8 $57.8
$79.3 $79.3
-27.13%
Summer Dress (H&M, Zara, etc)
$34.83 $34.83
$51.4 $51.4
-32.24%
Sport Shoes (Adidas, Nike)
$89.6 $89.6
$121 $121
-26.00%
Men's Leather Business Shoes
$102 $102
$140 $140
-27.63%
🏠 Accommodation & Living
Wheaton, IL
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,989 $1,989
$4,555 $4,555
-56.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,491 $1,491
$3,040 $3,040
-50.96%
3-bedroom Apartment, City Center (Monthly)
$2,806 $2,806
$9,742 $9,742
-71.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,523 $2,523
$5,331 $5,331
-52.67%
Buy Apartment in City Center (m2)
-
$18.2K $18.2K
-
Buy Apartment Outside City Center (m2)
-
$6,685 $6,685
-
💵 Salaries & Financials
Wheaton, IL
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$5,433 $5,433
$5,096 $5,096
6.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.89
-1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wheaton, IL: October 31, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Wheaton, IL
$1.5K
New York, NY
$3K 104% $1.5K
Groceries & Markets
Wheaton, IL
$369
New York, NY
$567 53.7% $198
Eating Out
Wheaton, IL
$302
New York, NY
$425 40.8% $123
Monthly Utilities & Internet
Wheaton, IL
$294
New York, NY
$371 26.1% $77
Getting Around
Wheaton, IL
$128
New York, NY
$165 29.4% $38
Clothing & Footwear
Wheaton, IL
$128
New York, NY
$176 38.2% $49
Sport & Entertainment
Wheaton, IL
$60
New York, NY
$160 169% $101

Cost Breakdown

A central one-bedroom costs $1,989 in Wheaton, IL versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Wheaton, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70 in Wheaton, IL versus $117 in New York, NY. Monthly groceries follow the same trend: $369 vs $567 – making Wheaton, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Wheaton, IL
🇺🇸 New York, NY
🕒 Local time
13:31 1:31 PM
14:31 2:31 PM
1 h ahead of Wheaton, IL
🌤 Weather
👥 Population
54,611
8,804,190
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

On the map
Between locations
  • Wheaton, IL New York, NY 1,170 km ≈ 2 h nonstop flight
From you
  • Wheaton, IL
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wheaton, IL vs New York, NY: Cost of Living - Frequently Asked Questions
Which city is more expensive, Wheaton, IL or New York, NY?
New York, NY costs about 77% more than Wheaton, IL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Wheaton, IL and in New York, NY?
For a comfortable life, plan on about $4,157 per month in Wheaton, IL and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Wheaton, IL or New York, NY?
Rent is clearly cheaper in Wheaton, IL, especially for central apartments: a one-bedroom in the center costs $1,989 there versus $4,555 in New York, NY.
How do childcare costs compare in Wheaton, IL and in New York, NY?
Kindergarten costs $1,597 per month in Wheaton, IL and $3,606 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Wheaton, IL or in New York, NY?
Groceries cost about 54% more in New York, NY, though the gap depends on what you buy.
Can you live on $2,500/month in Wheaton, IL or in New York, NY?
$2,500 is a stretch for both – monthly costs hit $2,771 in Wheaton, IL and $4,906 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Wheaton, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is more affordable for expats?
For expats, Wheaton, IL is the easier option financially – housing and daily costs are lower, and overall it costs about 44% less, which matters a lot on a fixed budget or early-career salary.

Wheaton, IL vs other spots: cost of living compared

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