Cost of Living Comparison Between Westminster, CA and Ubud, Bali Cost of Living Comparison Between Westminster, CA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,563 in Westminster, CA versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $3,812 in Westminster, CA versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,061 in Westminster, CA versus $3,732 in Ubud, Bali.

Living in Westminster, CA is roughly 78% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Westminster, CA 91% above, Ubud, Bali 7% above.

Currency
🍽 Eating Out
Westminster, CA
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.29 $20.29
$3.57 Rp 61.6K
468.35%
Three-Course Dinner for Two, Mid-Range
$83.4 $83.4
$32.58 Rp 562.6K
155.95%
Fast Food Meal (McDonalds, etc)
$9.88 $9.88
$5.07 Rp 87.5K
94.87%
Cappuccino
$5.14 $5.14
$2.83 Rp 48.8K
81.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 $2.61
$1.34 Rp 23.1K
94.78%
Water (0.33 liter bottle)
$2.05 $2.05
$0.69 Rp 12.0K
197.10%
Local Beer (0.5 liter draught)
$6.81 $6.81
$2.99 Rp 51.6K
127.76%
Imported Beer (0.33 liter bottle)
$7.09 $7.09
$3.85 Rp 66.4K
84.16%
🛒 Groceries & Markets
Westminster, CA
Ubud, Bali
Difference
Milk (1 liter)
$1.11 $1.11
$1.74 Rp 30.1K
-36.21%
White Bread (500g)
$4.11 $4.11
$2.54 Rp 43.8K
61.81%
Rice (white) (1kg)
$4.21 $4.21
$1.19 Rp 20.6K
253.78%
Eggs
$4.45 $4.45
$2.43 Rp 41.9K
83.13%
Local Cheese (1kg)
$10.67 $10.67
$14.66 Rp 253.2K
-27.22%
Chicken Fillets (1kg)
$8.60 $8.60
$4.18 Rp 72.1K
105.74%
Beef Round Steak (1kg)
$14.73 $14.73
$11.94 Rp 206.1K
23.37%
Apples (1kg)
$3.48 $3.48
$3.69 Rp 63.6K
-5.69%
Banana (1kg)
$1.86 $1.86
$1.61 Rp 27.7K
15.53%
Oranges (1kg)
$3.82 $3.82
$2.69 Rp 46.4K
42.01%
Tomato (1kg)
$5.52 $5.52
$2.33 Rp 40.2K
136.91%
Potato (1kg)
$3.31 $3.31
$1.91 Rp 32.9K
73.30%
Onion (1kg)
$3.03 $3.03
$2.19 Rp 37.7K
38.36%
Lettuce (1 head)
$1.38 $1.38
$1.06 Rp 18.3K
30.19%
Water (1.5 liter bottle)
$2.07 $2.07
$0.72 Rp 12.5K
187.50%
Cigarettes 20 Pack (Marlboro, Camel)
$9.49 $9.49
$3.13 Rp 54.1K
203.19%
Wine (Bottle)
$15.16 $15.16
$23.49 Rp 405.6K
-35.46%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$2.74 Rp 47.3K
-35.40%
Imported Beer (0.33 liter bottle)
$4.50 $4.50
$2.88 Rp 49.7K
56.25%
🚌 Getting Around
Westminster, CA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$0.29 Rp 5,010
582.76%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 141.0K
-
Taxi Start (Normal Tariff)
$4.10 $4.10
$0.45 Rp 7,834
811.11%
Taxi (Normal Tariff) (1km)
$2.79 $2.79
$0.42 Rp 7,278
564.29%
Taxi 1hour Waiting (Normal Tariff)
$31.39 $31.39
$6.16 Rp 106.3K
409.58%
Gasoline (1 liter)
$1.28 $1.28
$0.84 Rp 14.5K
52.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K $23.8K
$26.2K Rp 453.1M
-9.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K $23.8K
$32.5K Rp 560.8M
-26.81%
🧾 Monthly Utilities & Internet
Westminster, CA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$202 $202
$78.4 Rp 1.4M
158.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.56 $46.56
$3.95 Rp 68.2K
1078.73%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$24.40 Rp 421.4K
152.38%
🎉 Sport & Entertainment
Westminster, CA
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.59 $42.59
$96.5 Rp 1.7M
-55.88%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 109.6K
-
Cinema Ticket
$13.96 $13.96
$4.04 Rp 69.7K
245.54%
🧸 Childcare & Education
Westminster, CA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,214 $1,214
$303 Rp 5.2M
301.28%
International Primary School, 1 Child (Yearly)
$40.9K $40.9K
$6,523 Rp 112.6M
527.50%
👕👟 Clothing & Footwear
Westminster, CA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$70.1 $70.1
$53.8 Rp 929.5K
30.24%
Summer Dress (H&M, Zara, etc)
$40.72 $40.72
$37.98 Rp 655.8K
7.21%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$86.8 Rp 1.5M
-0.13%
Men's Leather Business Shoes
$85.7 $85.7
$78.9 Rp 1.4M
8.64%
🏠 Accommodation & Living
Westminster, CA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,630 $1,630
$1,012 Rp 17.5M
60.99%
1-bedroom Apartment, Outside City Center (Monthly)
$1,365 $1,365
$674 Rp 11.6M
102.37%
3-bedroom Apartment, City Center (Monthly)
$2,675 $2,675
$3,390 Rp 58.5M
-21.08%
3-bedroom Apartment, Outside City Center (Monthly)
$2,262 $2,262
$2,098 Rp 36.2M
7.83%
Buy Apartment in City Center (m2)
$2,697 $2,697
$2,985 Rp 51.5M
-9.65%
Buy Apartment Outside City Center (m2)
$2,037 $2,037
$2,339 Rp 40.4M
-12.93%
💵 Salaries & Financials
Westminster, CA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$173 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.58
13.28
-50.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Westminster, CA: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Westminster, CA and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $83.0 in Westminster, CA vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $372 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Westminster, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Westminster, CA or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 78% lower than in Westminster, CA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Westminster, CA vs Ubud, Bali?
You'd need roughly $3,845 in Westminster, CA and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Westminster, CA vs Ubud, Bali?
Rent for a central apartment: $1,630 in Westminster, CA versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Westminster, CA or Ubud, Bali?
Supermarket bills run roughly 25% higher in Westminster, CA. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Westminster, CA compared to Ubud, Bali?
All in, you'll spend $2,563 per month in Westminster, CA versus $1,438 in Ubud, Bali – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Westminster, CA or Ubud, Bali?
At $1,438 in Ubud, Bali versus $2,563 in Westminster, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Westminster, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Westminster, CA or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Westminster, CA compared to Ubud, Bali?
Safety-wise, Westminster, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 78% less than in Westminster, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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