Last update: Oct 2026

Cost of Living Comparison Between Westcliffe, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,730 in Westcliffe, CO, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Westcliffe, CO
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Westcliffe, CO Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Westcliffe, CO

🇺🇸 United States

$2,730

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Westcliffe, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Westcliffe, CO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,730 in Westcliffe, CO versus $1,353 in Ubud, Bali.

Westcliffe, CO $2,730
Ubud, Bali $1,353

Estimated couple costs with rent: $3,919 in Westcliffe, CO versus $2,297 in Ubud, Bali.

Westcliffe, CO $3,919
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,108 in Westcliffe, CO versus $3,241 in Ubud, Bali.

Westcliffe, CO $5,108
Ubud, Bali $3,241

Living in Westcliffe, CO is roughly 102% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Westcliffe, CO 101% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$20.38 $20.38

$3.23 Rp 58.1K

530.96%

Three-Course Dinner for Two, Mid-Range

$75.4 $75.4

$34.88 Rp 627.8K

116.08%

Fast Food Meal (McDonalds, etc)

$12.19 $12.19

$5.70 Rp 102.5K

113.86%

Cappuccino

$5.23 $5.23

$2.62 Rp 47.1K

99.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 $2.60

$1.72 Rp 31.0K

51.16%

Water (0.33 liter bottle)

$2.04 $2.04

$0.81 Rp 14.6K

151.85%

Local Beer (0.5 liter draught)

$6.15 $6.15

$2.65 Rp 47.7K

132.08%

Imported Beer (0.33 liter bottle)

$7.44 $7.44

$4.37 Rp 78.6K

70.25%

Milk (1 liter)

$1.01 $1.01

$1.57 Rp 28.3K

-35.67%

White Bread (500g)

$3.56 $3.56

$2.19 Rp 39.5K

62.56%

Rice (white) (1kg)

$4.53 $4.53

$1.18 Rp 21.2K

283.90%

Eggs

$4.23 $4.23

$2.16 Rp 38.8K

95.83%

Local Cheese (1kg)

$12.65 $12.65

$17.65 Rp 317.7K

-28.33%

Chicken Fillets (1kg)

$11.74 $11.74

$3.78 Rp 68.0K

210.58%

Beef Round Steak (1kg)

$17.05 $17.05

$11.95 Rp 215.1K

42.68%

Apples (1kg)

$4.36 $4.36

$3.60 Rp 64.8K

21.11%

Banana (1kg)

$1.47 $1.47

$1.59 Rp 28.6K

-7.55%

Oranges (1kg)

$3.93 $3.93

$2.31 Rp 41.6K

70.13%

Tomato (1kg)

$4.61 $4.61

$1.91 Rp 34.3K

141.36%

Potato (1kg)

$2.81 $2.81

$1.78 Rp 32.1K

57.87%

Onion (1kg)

$2.82 $2.82

$2.33 Rp 41.9K

21.03%

Lettuce (1 head)

$2.12 $2.12

$1.00 Rp 18.0K

112.00%

Water (1.5 liter bottle)

$2.39 $2.39

$0.53 Rp 9,509

350.94%

Cigarettes 20 Pack (Marlboro, Camel)

$10.06 $10.06

$2.29 Rp 41.1K

339.30%

Wine (Bottle)

$15.24 $15.24

$22.07 Rp 397.3K

-30.95%

Local Beer (0.5 liter bottle)

$2.23 $2.23

$2.35 Rp 42.2K

-5.11%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.98 Rp 53.6K

2.35%

One-way Ticket (Public Transport)

$1.82 $1.82

$0.23 Rp 4,112

691.30%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.72 $2.72

$0.47 Rp 8,466

478.72%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.43 Rp 7,737

253.49%

Taxi 1hour Waiting (Normal Tariff)

$28.17 $28.17

$5.47 Rp 98.4K

414.99%

Gasoline (1 liter)

$0.96 $0.96

$0.83 Rp 14.9K

15.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$23.9K Rp 429.8M

3.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K $30.0K

$32.8K Rp 590.1M

-8.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$80.0 Rp 1.4M

146.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.2 $59.2

$6.56 Rp 118.1K

802.44%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$18.60 Rp 334.8K

282.31%

Gym Membership (Monthly)

$40.85 $40.85

$54.1 Rp 974.1K

-24.52%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$14.25 $14.25

$4.25 Rp 76.5K

235.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,453 $1,453

$493 Rp 8.9M

194.82%

International Primary School, 1 Child (Yearly)

$25.2K $25.2K

$5,597 Rp 100.7M

350.80%

Jeans (Levis 501 Or Similar)

$53.1 $53.1

$45.58 Rp 820.4K

16.48%

Summer Dress (H&M, Zara, etc)

$41.07 $41.07

$34.96 Rp 629.4K

17.48%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$77.7 Rp 1.4M

13.51%

Men's Leather Business Shoes

$112 $112

$78.5 Rp 1.4M

42.82%

1-bedroom Apartment, City Center (Monthly)

$1,577 $1,577

$1,131 Rp 20.4M

39.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,460 $1,460

$673 Rp 12.1M

116.93%

3-bedroom Apartment, City Center (Monthly)

$2,489 $2,489

$3,613 Rp 65.0M

-31.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,307 $2,307

$1,702 Rp 30.6M

35.59%

Buy Apartment in City Center (m2)

$2,515 $2,515

$2,717 Rp 48.9M

-7.44%

Buy Apartment Outside City Center (m2)

$2,617 $2,617

$2,241 Rp 40.3M

16.76%

Average Monthly Net Salary (After Tax)

$3,058 $3,058

$166 Rp 3.0M

1738.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Westcliffe, CO: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Westcliffe, CO

$1.5K 53.5%

Ubud, Bali

$673 49.7% 53.9% $787

Groceries & Markets

Westcliffe, CO

$397 14.5%

Ubud, Bali

$287 21.2% 27.6% $110

Monthly Utilities & Internet

Westcliffe, CO

$328 12%

Ubud, Bali

$105 7.8% 67.9% $222

Eating Out

Westcliffe, CO

$327 12%

Ubud, Bali

$106 7.9% 67.4% $220

Clothing & Footwear

Westcliffe, CO

$133 4.9%

Ubud, Bali

$107 7.9% 19.6% $26

Sport & Entertainment

Westcliffe, CO

$69 2.5%

Ubud, Bali

$63 4.6% 9.7% $6.7

Getting Around

Westcliffe, CO

$18 * 0.6%

Ubud, Bali

$12 0.9% 29.4% $5.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,577 in Westcliffe, CO and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Westcliffe, CO pays 1738% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Westcliffe, CO vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $397 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Westcliffe, CO

🇮🇩 Ubud, Bali

🕒 Local time

20:15 8:15 PM

10:15 10:15 AM

14 h ahead of Westcliffe, CO

🌤 Weather

👥 Population

577

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Westcliffe, CO Ubud, Bali 14,780 km ≈ 19 h nonstop flight

From you

Westcliffe, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Westcliffe, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 102% lower than in Westcliffe, CO. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1738% higher in Westcliffe, CO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,577 in Westcliffe, CO versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Westcliffe, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,730 per month in Westcliffe, CO versus $1,353 in Ubud, Bali – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,730 in Westcliffe, CO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Westcliffe, CO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Westcliffe, CO and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 102% less than in Westcliffe, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.