Last update: Oct 2026

Cost of Living Comparison Between Wells and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,387 in Wells, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

Wells
🇬🇧 United Kingdom
$2,387
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Wells and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wells and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,387 in Wells versus $918 in Cebu.

  • Wells $2,387
  • Cebu $918

Estimated couple costs with rent: $3,377 in Wells versus $1,409 in Cebu.

  • Wells $3,377
  • Cebu $1,409

Monthly costs for a family of three with rent: $4,367 in Wells versus $1,900 in Cebu.

  • Wells $4,367
  • Cebu $1,900

Living in Wells is roughly 160% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wells is 77% above, Cebu is 32% below.

Currency
🍽 Eating Out
Wells
Cebu
Difference
Meal at Budget Restaurant
$19.62 £14.72
$3.09 ₱194
534.95%
Three-Course Dinner for Two, Mid-Range
$97.1 £72.8
$24.22 ₱1,525
300.74%
Fast Food Meal (McDonalds, etc)
$9.52 £7.14
$3.92 ₱247
142.86%
Cappuccino
$4.72 £3.54
$2.51 ₱158
88.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 £1.64
$1.59 ₱100
37.74%
Water (0.33 liter bottle)
$2.46 £1.85
$0.53 ₱33.43
364.15%
Local Beer (0.5 liter draught)
$6.77 £5.08
$1.78 ₱112
280.34%
Imported Beer (0.33 liter bottle)
$6.33 £4.75
$2.17 ₱137
191.71%
🛒 Groceries & Markets
Wells
Cebu
Difference
Milk (1 liter)
$1.45 £1.09
$1.92 ₱121
-24.48%
White Bread (500g)
$1.29 £0.97
$1.36 ₱85.4
-5.15%
Rice (white) (1kg)
$1.69 £1.27
$1.01 ₱63.5
67.33%
Eggs
$3.92 £2.94
$2.03 ₱128
93.10%
Local Cheese (1kg)
$8.55 £6.41
$9.86 ₱621
-13.29%
Chicken Fillets (1kg)
$4.62 £3.47
$4.39 ₱277
5.24%
Beef Round Steak (1kg)
$12.05 £9.04
$7.60 ₱479
58.55%
Apples (1kg)
$2.99 £2.24
$3.30 ₱208
-9.39%
Banana (1kg)
$1.35 £1.01
$1.39 ₱87.8
-2.88%
Oranges (1kg)
$2.16 £1.62
$2.33 ₱147
-7.30%
Tomato (1kg)
$3.14 £2.35
$1.50 ₱94.3
109.33%
Potato (1kg)
$0.77 £0.58
$2.36 ₱149
-67.37%
Onion (1kg)
$1.33 £1.00
$1.90 ₱119
-30.00%
Lettuce (1 head)
$1.52 £1.14
$1.19 ₱74.9
27.73%
Water (1.5 liter bottle)
$1.77 £1.33
$0.63 ₱39.71
180.95%
Cigarettes 20 Pack (Marlboro, Camel)
$23.49 £17.62
$3.00 ₱189
683.00%
Wine (Bottle)
$9.38 £7.04
$6.03 ₱379
55.56%
Local Beer (0.5 liter bottle)
$3.37 £2.53
$1.23 ₱77.7
173.98%
Imported Beer (0.33 liter bottle)
$2.59 £1.95
$1.75 ₱110
48.00%
🚌 Getting Around
Wells
Cebu
Difference
One-way Ticket (Public Transport)
$3.45 £2.59
$0.25 ₱15.86
1280.00%
Public Transport Monthly Pass (Regular Price)
$96.9 £72.7
$12.64 ₱796
666.30%
Taxi Start (Normal Tariff)
$5.67 £4.25
$0.77 ₱48.62
636.36%
Taxi (Normal Tariff) (1km)
$1.08 £0.81
$0.23 ₱14.53
369.57%
Taxi 1hour Waiting (Normal Tariff)
$23.91 £17.94
$4.46 ₱281
436.10%
Gasoline (1 liter)
$1.99 £1.50
$1.31 ₱82.8
51.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K £28.2K
$21.2K ₱1.3M
77.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.5K £30.4K
$19.1K ₱1.2M
111.50%
🧾 Monthly Utilities & Internet
Wells
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$466 £349
$120 ₱7,569
287.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.39 £10.04
$14.00 ₱882
-4.36%
Internet (50+ Mbps, Unlimited Data)
$40.29 £30.23
$27.54 ₱1,734
46.30%
🎉 Sport & Entertainment
Wells
Cebu
Difference
Gym Membership (Monthly)
$45.14 £33.87
$32.33 ₱2,035
39.62%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$12.78 £9.59
$5.65 ₱356
126.19%
🧸 Childcare & Education
Wells
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,444 £1,083
$275 ₱17.3K
424.37%
International Primary School, 1 Child (Yearly)
$17.1K £12.9K
$7,918 ₱498.5K
116.36%
👕👟 Clothing & Footwear
Wells
Cebu
Difference
Jeans (Levis 501 Or Similar)
$36.71 £27.54
$49.33 ₱3,106
-25.58%
Summer Dress (H&M, Zara, etc)
$31.79 £23.85
$25.24 ₱1,589
25.95%
Sport Shoes (Adidas, Nike)
$59.6 £44.67
$77.0 ₱4,846
-22.62%
Men's Leather Business Shoes
$75.5 £56.6
$57.2 ₱3,601
31.94%
🏠 Accommodation & Living
Wells
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,237 £928
$500 ₱31.5K
147.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,022 £766
$309 ₱19.4K
230.78%
3-bedroom Apartment, City Center (Monthly)
$2,077 £1,558
$1,078 ₱67.9K
92.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,555 £1,167
$615 ₱38.7K
152.73%
Buy Apartment in City Center (m2)
$4,978 £3,735
$2,886 ₱181.7K
72.50%
Buy Apartment Outside City Center (m2)
$3,881 £2,912
$1,917 ₱120.7K
102.49%
💵 Salaries & Financials
Wells
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.11
7.2
-29.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wells: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Wells
$1K
Cebu
$309 69.8% $713
Monthly Utilities & Internet
Wells
$520
Cebu
$162 68.9% $358
Eating Out
Wells
$307
Cebu
$88 71.3% $219
Groceries & Markets
Wells
$255
Cebu
$206 19.3% $49
Getting Around
Wells
$122
Cebu
$16 87.2% $106
Clothing & Footwear
Wells
$92
Cebu
$94 2.6% $2.4
Sport & Entertainment
Wells
$71
Cebu
$44 38.3% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Wells and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $97.0 in Wells vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $255 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇬🇧 Wells
🇵🇭 Cebu
🕒 Local time
20:28 8:28 PM
03:28 3:28 AM
7 h ahead of Wells
🌤 Weather
👥 Population
11,000
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Wells Cebu 11,470 km ≈ 15 h nonstop flight
From you
  • Wells
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wells vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Wells?
Cebu is cheaper overall, especially in eating out, groceries, and transport. The 160% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,581 in Wells and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Wells and Cebu?
Rent for a central apartment: $1,237 in Wells versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Wells and in Cebu?
All in, you'll spend $2,387 per month in Wells versus $918 in Cebu – a 160% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 666% less than in Wells. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Wells or in Cebu?
At $918 in Cebu versus $2,387 in Wells, a $1,500 budget is realistic in Cebu but tight or insufficient in Wells. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Wells or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wells, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Wells or Cebu?
Safety-wise, Wells and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 160% less than in Wells. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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