Cost of Living Comparison Between Waterloo and Ubud Cost of Living Comparison Between Waterloo and Ubud

😐 Solo nomad: Waterloo is 78.6% more expensive than Ubud without rent, and 233.4% more expensive with rent.
😐 Family of 3: Waterloo is 167.5% more expensive than Ubud without rent, and 180.9% more expensive with rent.
Currency
🍽 Eating Out
Waterloo
Ubud
Difference
Meal at Budget Restaurant
$29.31 €25.3
$3 Rp 48.8K
877.00%
Three-Course Dinner for Two, Mid-Range
$103 €89.1
$12.52 Rp 203.2K
724.44%
Fast Food Meal (McDonalds, etc)
$14.06 €12.14
$3.18 Rp 51.6K
342.14%
Cappuccino
$4.64 €4.01
$2.21 Rp 35.9K
109.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 €2.98
$1.1 Rp 17.9K
213.64%
Water (0.33 liter bottle)
$3.22 €2.78
$0.26 Rp 4,217
1138.46%
Local Beer (0.5 liter draught)
$5.72 €4.94
$2.5 Rp 40.5K
128.80%
Imported Beer (0.33 liter bottle)
$5.81 €5.02
$3.2 Rp 51.9K
81.56%
🛒 Groceries & Markets
Waterloo
Ubud
Difference
Milk (1 liter)
$1.48 €1.28
$1.49 Rp 24.2K
-0.67%
White Bread (500g)
$2.73 €2.36
$1.67 Rp 27K
63.47%
Rice (white) (1kg)
$2.29 €1.98
$1.14 Rp 18.5K
100.88%
Eggs
$4.11 €3.54
$2.27 Rp 36.9K
81.06%
Local Cheese (1kg)
$16.61 €14.34
$13.94 Rp 226.3K
19.15%
Chicken Fillets (1kg)
$12.92 €11.15
$4 Rp 64.8K
223.00%
Beef Round Steak (1kg)
$18.46 €15.94
$11.3 Rp 183.4K
63.36%
Apples (1kg)
$2.99 €2.58
$3.6 Rp 58.4K
-16.94%
Banana (1kg)
$2.38 €2.05
$1.53 Rp 24.8K
55.56%
Oranges (1kg)
$2.74 €2.36
$2.65 Rp 43K
3.40%
Tomato (1kg)
$3.13 €2.7
$1.38 Rp 22.4K
126.81%
Potato (1kg)
$1.9 €1.64
$1.58 Rp 25.6K
20.25%
Onion (1kg)
$2.13 €1.84
$2.16 Rp 35.1K
-1.39%
Lettuce (1 head)
$1.39 €1.2
$1.04 Rp 16.9K
33.65%
Water (1.5 liter bottle)
$0.92 €0.79
$0.56 Rp 9,114
64.29%
Cigarettes 20 Pack (Marlboro, Camel)
$12.59 €10.87
$2.23 Rp 36.3K
464.57%
Wine (Bottle)
$8.79 €7.59
$14.98 Rp 243.2K
-41.32%
Local Beer (0.5 liter bottle)
$2 €1.73
$2.43 Rp 39.5K
-17.70%
Imported Beer (0.33 liter bottle)
$2.99 €2.58
$2.64 Rp 42.8K
13.26%
🚌 Getting Around
Waterloo
Ubud
Difference
One-way Ticket (Public Transport)
$2.9 €2.5
$0.32 Rp 5,203
806.25%
Public Transport Monthly Pass (Regular Price)
$55.7 €48.1
$10.12 Rp 164.3K
450.40%
Taxi Start (Normal Tariff)
$7.62 €6.58
$0.49 Rp 7,888
1455.10%
Taxi (Normal Tariff) (1km)
$2.44 €2.11
$0.34 Rp 5,573
617.65%
Taxi 1hour Waiting (Normal Tariff)
$35.3 €30.48
$6.04 Rp 98K
484.44%
Gasoline (1 liter)
$1.84 €1.58
$0.73 Rp 11.9K
152.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K €29.4K
$26.2K Rp 425.6M
30.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K €30.7K
$31.9K Rp 518.5M
11.21%
🧾 Monthly Utilities & Internet
Waterloo
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$226 €195
$62.6 Rp 1M
261.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.37 €19.32
$4.1 Rp 66.6K
445.61%
Internet (50+ Mbps, Unlimited Data)
$52.6 €45.42
$24.32 Rp 394.7K
116.32%
🎉 Sport & Entertainment
Waterloo
Ubud
Difference
Gym Membership (Monthly)
$32.5 €28.06
$22.6 Rp 366.9K
43.81%
Tennis Court (1 Hour on Weekend)
$16.64 €14.37
$6.26 Rp 101.5K
165.81%
Cinema Ticket
$14.9 €12.86
$3.29 Rp 53.4K
352.89%
🧸 Childcare & Education
Waterloo
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$812 €701
$93.2 Rp 1.5M
770.57%
International Primary School, 1 Child (Yearly)
$22.1K €19.1K
$6,098 Rp 99M
262.03%
👕👟 Clothing & Footwear
Waterloo
Ubud
Difference
Jeans (Levis 501 Or Similar)
$107 €92.7
$52.8 Rp 857.4K
103.22%
Summer Dress (H&M, Zara, etc)
$48.36 €41.75
$24.84 Rp 403.3K
94.69%
Sport Shoes (Adidas, Nike)
$116 €99.9
$85.2 Rp 1.4M
35.73%
Men's Leather Business Shoes
$150 €129
$72.5 Rp 1.2M
106.95%
🏠 Accommodation & Living
Waterloo
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,066 €920
$259 Rp 4.2M
311.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,021 €882
$159 Rp 2.6M
542.84%
3-bedroom Apartment, City Center (Monthly)
$1,329 €1,148
$578 Rp 9.4M
130.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,117 €965
$336 Rp 5.5M
232.45%
Buy Apartment in City Center (m2)
$3,432 €2,963
$1,000 Rp 16.2M
243.06%
Buy Apartment Outside City Center (m2)
$3,062 €2,644
$860 Rp 14M
255.86%
💵 Salaries & Financials
Waterloo
Ubud
Difference
Average Monthly Net Salary (After Tax)
$2,510 €2,167
$182 Rp 3M
1275.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.74
13.28
-71.84%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: October 29, 2025

Last update for Ubud: October 29, 2025

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