Cost of Living Comparison Between Waterloo, IA and New York, NY Cost of Living Comparison Between Waterloo, IA and New York, NY

🙂 Solo nomad: Waterloo, IA is 42.3% cheaper than New York, NY without rent, and 58.3% cheaper with rent.

🙂 Family of 3: Waterloo, IA is 41% cheaper than New York, NY without rent, and 67.2% cheaper with rent.

Meal at Budget Restaurant

$18.28 $18.28

$29.68 $29.68

-38.41%

Three-Course Dinner for Two, Mid-Range

$66.4 $66.4

$144 $144

-53.97%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$12.43 $12.43

-20.43%

Cappuccino

$5.24 $5.24

$5.84 $5.84

-10.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$3.26 $3.26

-14.72%

Water (0.33 liter bottle)

$2.39 $2.39

$2.58 $2.58

-7.36%

Local Beer (0.5 liter draught)

$6.13 $6.13

$8.24 $8.24

-25.61%

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$11.86 $11.86

-42.41%

Milk (1 liter)

$1.01 $1.01

$1.56 $1.56

-35.26%

White Bread (500g)

$1.94 $1.94

$5.23 $5.23

-62.91%

Rice (white) (1kg)

$1.72 $1.72

$8.11 $8.11

-78.79%

Eggs

$2.86 $2.86

$7.25 $7.25

-60.55%

Local Cheese (1kg)

$9.28 $9.28

$17.08 $17.08

-45.67%

Chicken Fillets (1kg)

$6.7 $6.7

$16.24 $16.24

-58.74%

Beef Round Steak (1kg)

$12.74 $12.74

$20.02 $20.02

-36.36%

Apples (1kg)

$3.85 $3.85

$7.49 $7.49

-48.60%

Banana (1kg)

$1.2 $1.2

$2.55 $2.55

-52.94%

Oranges (1kg)

$3.32 $3.32

$5.82 $5.82

-42.96%

Tomato (1kg)

$4.46 $4.46

$6.52 $6.52

-31.60%

Potato (1kg)

$1.12 $1.12

$3.72 $3.72

-69.89%

Onion (1kg)

$2.12 $2.12

$3.9 $3.9

-45.64%

Lettuce (1 head)

$1.85 $1.85

$3.07 $3.07

-39.74%

Water (1.5 liter bottle)

$1.53 $1.53

$2.57 $2.57

-40.47%

Cigarettes 20 Pack (Marlboro, Camel)

$7.92 $7.92

$19.21 $19.21

-58.77%

Wine (Bottle)

$12.01 $12.01

$17.79 $17.79

-32.49%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$3.01 $3.01

-43.85%

Imported Beer (0.33 liter bottle)

$1.79 $1.79

$3.72 $3.72

-51.88%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.92 $2.92

-32.53%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$4.89 $4.89

$5.13 $5.13

-4.68%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$2.15 $2.15

-33.49%

Taxi 1hour Waiting (Normal Tariff)

$29.73 $29.73

$41.57 $41.57

-28.48%

Gasoline (1 liter)

$0.77 $0.77

$0.95 $0.95

-18.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$35K $35K

0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$27.7K $27.7K

-6.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$179 $179

10.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.84 $48.84

$60 $60

-18.56%

Internet (50+ Mbps, Unlimited Data)

$59.4 $59.4

$63.8 $63.8

-6.96%

Gym Membership (Monthly)

$42.83 $42.83

$141 $141

-69.56%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$13.8 $13.8

$19.9 $19.9

-30.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,454 $1,454

$3,206 $3,206

-54.66%

International Primary School, 1 Child (Yearly)

$30.5K $30.5K

$56.5K $56.5K

-46.07%

Jeans (Levis 501 Or Similar)

$38.76 $38.76

$65.7 $65.7

-41.01%

Summer Dress (H&M, Zara, etc)

$42.15 $42.15

$48.75 $48.75

-13.54%

Sport Shoes (Adidas, Nike)

$58.6 $58.6

$111 $111

-47.26%

Men's Leather Business Shoes

$129 $129

$172 $172

-24.82%

1-bedroom Apartment, City Center (Monthly)

$842 $842

$4,165 $4,165

-79.79%

1-bedroom Apartment, Outside City Center (Monthly)

$747 $747

$2,653 $2,653

-71.85%

3-bedroom Apartment, City Center (Monthly)

$1,974 $1,974

$8,412 $8,412

-76.53%

3-bedroom Apartment, Outside City Center (Monthly)

$863 $863

$5,277 $5,277

-83.65%

Buy Apartment in City Center (m2)

$1,457 $1,457

$15.6K $15.6K

-90.67%

Buy Apartment Outside City Center (m2)

$1,429 $1,429

$11.2K $11.2K

-87.19%

Average Monthly Net Salary (After Tax)

$3,529 $3,529

$5,616 $5,616

-37.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.44

-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo, IA: October 28, 2025

Last update for New York, NY: October 28, 2025

Similar cities

Lisbon

🇵🇹 Portugal

Barcelona

🇪🇸 Spain

Buenos Aires

🇦🇷 Argentina

Athens

🇬🇷 Greece

Madrid

🇪🇸 Spain

Rome

🇮🇹 Italy

Brisbane

🇦🇺 Australia

Riga

🇱🇻 Latvia