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Cost of Living Comparison Between Waterloo, IA and Ljubljana Cost of Living Comparison Between Waterloo, IA and Ljubljana

😐 Solo nomad: Waterloo, IA is 5.1% more expensive than Ljubljana without rent, and 8.6% cheaper with rent.
😐 Family of 3: Waterloo, IA is 3.5% more expensive than Ljubljana without rent, and 20% cheaper with rent.
Currency
🍽 Eating Out
Waterloo, IA
Ljubljana
Difference
Meal at Budget Restaurant
$17.87 $17.87
$17.1 €14.73
4.50%
Three-Course Dinner for Two, Mid-Range
$66.6 $66.6
$68.2 €58.7
-2.35%
Fast Food Meal (McDonalds, etc)
$9.94 $9.94
$9.19 €7.92
8.16%
Cappuccino
$5.14 $5.14
$2.66 €2.29
93.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.8 $2.8
$2.99 €2.58
-6.35%
Water (0.33 liter bottle)
$2.41 $2.41
$1.97 €1.7
22.34%
Local Beer (0.5 liter draught)
$6.13 $6.13
$3.79 €3.26
61.74%
Imported Beer (0.33 liter bottle)
$6.9 $6.9
$4.61 €3.97
49.67%
🛒 Groceries & Markets
Waterloo, IA
Ljubljana
Difference
Milk (1 liter)
$1.03 $1.03
$1.55 €1.34
-33.55%
White Bread (500g)
$1.88 $1.88
$2.18 €1.88
-13.76%
Rice (white) (1kg)
$1.68 $1.68
$2.8 €2.42
-40.00%
Eggs
$2.97 $2.97
$3.99 €3.43
-25.56%
Local Cheese (1kg)
$9.47 $9.47
$13.5 €11.63
-29.85%
Chicken Fillets (1kg)
$6.63 $6.63
$11.06 €9.53
-40.05%
Beef Round Steak (1kg)
$12.67 $12.67
$12.98 €11.18
-2.39%
Apples (1kg)
$3.68 $3.68
$2.04 €1.76
80.39%
Banana (1kg)
$1.21 $1.21
$1.73 €1.49
-30.06%
Oranges (1kg)
$3.3 $3.3
$2.12 €1.83
55.66%
Tomato (1kg)
$4.3 $4.3
$3.47 €2.99
23.92%
Potato (1kg)
$1.18 $1.18
$1.38 €1.19
-14.49%
Onion (1kg)
$2.17 $2.17
$1.58 €1.36
37.34%
Lettuce (1 head)
$1.85 $1.85
$1.66 €1.43
11.45%
Water (1.5 liter bottle)
$1.53 $1.53
$1.01 €0.87
51.49%
Cigarettes 20 Pack (Marlboro, Camel)
$8.34 $8.34
$6.11 €5.26
36.50%
Wine (Bottle)
$12.97 $12.97
$6.95 €5.98
86.62%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$1.47 €1.26
19.73%
Imported Beer (0.33 liter bottle)
$1.77 $1.77
$2.05 €1.76
-13.66%
🚌 Getting Around
Waterloo, IA
Ljubljana
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$1.48 €1.28
38.51%
Public Transport Monthly Pass (Regular Price)
-
$42.71 €36.79
-
Taxi Start (Normal Tariff)
$4.92 $4.92
$2.19 €1.89
124.66%
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$1.15 €0.99
18.26%
Taxi 1hour Waiting (Normal Tariff)
$29.28 $29.28
$19.42 €16.73
50.77%
Gasoline (1 liter)
$0.78 $0.78
$1.7 €1.47
-54.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$29.5K €25.4K
22.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$29.1K €25.1K
-11.23%
🧾 Monthly Utilities & Internet
Waterloo, IA
Ljubljana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$198 $198
$284 €244
-30.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.99 $47.99
$18.5 €15.93
159.41%
Internet (50+ Mbps, Unlimited Data)
$59.9 $59.9
$38.49 €33.15
55.62%
🎉 Sport & Entertainment
Waterloo, IA
Ljubljana
Difference
Gym Membership (Monthly)
$42.77 $42.77
$51.1 €44.01
-16.30%
Tennis Court (1 Hour on Weekend)
-
$18.23 €15.71
-
Cinema Ticket
$14.16 $14.16
$9.35 €8.05
51.44%
🧸 Childcare & Education
Waterloo, IA
Ljubljana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,456 $1,456
$551 €474
164.50%
International Primary School, 1 Child (Yearly)
$29.6K $29.6K
$14K €12K
111.68%
👕👟 Clothing & Footwear
Waterloo, IA
Ljubljana
Difference
Jeans (Levis 501 Or Similar)
$38.35 $38.35
$103 €88.4
-62.63%
Summer Dress (H&M, Zara, etc)
$41.23 $41.23
$44.92 €38.69
-8.21%
Sport Shoes (Adidas, Nike)
$58.1 $58.1
$104 €89.9
-44.34%
Men's Leather Business Shoes
$128 $128
$135 €116
-5.35%
🏠 Accommodation & Living
Waterloo, IA
Ljubljana
Difference
1-bedroom Apartment, City Center (Monthly)
$860 $860
$1,020 €879
-15.70%
1-bedroom Apartment, Outside City Center (Monthly)
$761 $761
$829 €714
-8.28%
3-bedroom Apartment, City Center (Monthly)
$2,016 $2,016
$2,096 €1,805
-3.83%
3-bedroom Apartment, Outside City Center (Monthly)
$841 $841
$1,473 €1,269
-42.93%
Buy Apartment in City Center (m2)
$1,536 $1,536
$6,119 €5,271
-74.89%
Buy Apartment Outside City Center (m2)
$1,497 $1,497
$4,811 €4,144
-68.88%
💵 Salaries & Financials
Waterloo, IA
Ljubljana
Difference
Average Monthly Net Salary (After Tax)
$3,555 $3,555
$1,841 €1,586
93.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
3.84
67.45%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo, IA: November 25, 2025

Last update for Ljubljana: November 22, 2025

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