Cost of Living Comparison Between Waterloo, IA and Freiberg Cost of Living Comparison Between Waterloo, IA and Freiberg

😐 Solo nomad: Waterloo, IA is 17.9% more expensive than Freiberg without rent, and 13.2% more expensive with rent.

🙂 Family of 3: Waterloo, IA is 4.8% cheaper than Freiberg without rent, and 12.5% cheaper with rent.

Meal at Budget Restaurant

$18.22 $18.22

$11.49 €9.90

58.57%

Three-Course Dinner for Two, Mid-Range

$65.7 $65.7

$70.5 €60.7

-6.73%

Fast Food Meal (McDonalds, etc)

$9.84 $9.84

$9.37 €8.08

5.02%

Cappuccino

$5.06 $5.06

$2.29 €1.97

120.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$1.79 €1.54

56.42%

Water (0.33 liter bottle)

$2.41 $2.41

$1.14 €0.98

111.40%

Local Beer (0.5 liter draught)

$5.85 $5.85

$4.79 €4.13

22.13%

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$4.73 €4.07

44.40%

Milk (1 liter)

$1.02 $1.02

$1.12 €0.97

-8.93%

White Bread (500g)

$1.87 $1.87

$0.79 €0.68

136.71%

Rice (white) (1kg)

$1.73 $1.73

$3.53 €3.04

-50.99%

Eggs

$2.86 $2.86

$4.10 €3.54

-30.24%

Local Cheese (1kg)

$9.21 $9.21

$15.25 €13.14

-39.61%

Chicken Fillets (1kg)

$6.50 $6.50

$14.57 €12.56

-55.39%

Beef Round Steak (1kg)

$12.71 $12.71

$20.41 €17.59

-37.73%

Apples (1kg)

$3.71 $3.71

$2.63 €2.27

41.06%

Banana (1kg)

$1.21 $1.21

$2.16 €1.86

-43.98%

Oranges (1kg)

$3.25 $3.25

$2.37 €2.04

37.13%

Tomato (1kg)

$4.47 $4.47

$5.25 €4.53

-14.86%

Potato (1kg)

$1.17 $1.17

$0.79 €0.68

48.10%

Onion (1kg)

$2.17 $2.17

$1.72 €1.48

26.16%

Lettuce (1 head)

$1.89 $1.89

$1.88 €1.62

0.53%

Water (1.5 liter bottle)

$1.59 $1.59

$1.07 €0.92

48.60%

Cigarettes 20 Pack (Marlboro, Camel)

$8.31 $8.31

$9.88 €8.52

-15.89%

Wine (Bottle)

$13.19 $13.19

$7.11 €6.13

85.51%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.09 €0.94

56.88%

Imported Beer (0.33 liter bottle)

$1.80 $1.80

$1.59 €1.37

13.21%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.65 €2.28

-26.42%

Public Transport Monthly Pass (Regular Price)

$67.0 €57.7

Taxi Start (Normal Tariff)

$4.88 $4.88

$3.99 €3.44

22.31%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.80 €1.55

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$29.69 $29.69

$27.95 €24.09

6.23%

Gasoline (1 liter)

$0.81 $0.81

$2.05 €1.77

-60.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$31.8K €27.4K

11.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$36.6K €31.5K

-30.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 $203

$327 €282

-37.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.42 $48.42

$30.28 €26.10

59.91%

Internet (50+ Mbps, Unlimited Data)

$59.8 $59.8

$51.9 €44.69

15.33%

Gym Membership (Monthly)

$43.12 $43.12

$40.53 €34.94

6.39%

Tennis Court (1 Hour on Weekend)

$27.99 €24.13

Cinema Ticket

$14.23 $14.23

$13.80 €11.90

3.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,431 $1,431

$200 €173

613.85%

International Primary School, 1 Child (Yearly)

$29.9K $29.9K

$10.6K €9,173

180.83%

Jeans (Levis 501 Or Similar)

$39.72 $39.72

$55.2 €47.56

-28.00%

Summer Dress (H&M, Zara, etc)

$42.80 $42.80

$52.9 €45.62

-19.12%

Sport Shoes (Adidas, Nike)

$58.1 $58.1

$35.37 €30.49

64.12%

Men's Leather Business Shoes

$128 $128

$142 €123

-9.91%

1-bedroom Apartment, City Center (Monthly)

$853 $853

$584 €503

46.02%

1-bedroom Apartment, Outside City Center (Monthly)

$743 $743

$398 €343

86.85%

3-bedroom Apartment, City Center (Monthly)

$1,991 $1,991

$1,533 €1,321

29.84%

3-bedroom Apartment, Outside City Center (Monthly)

$860 $860

$1,045 €901

-17.66%

Buy Apartment in City Center (m2)

$1,531 $1,531

$2,300 €1,982

-33.44%

Buy Apartment Outside City Center (m2)

$1,500 $1,500

$1,540 €1,327

-2.58%

Average Monthly Net Salary (After Tax)

$3,467 $3,467

$2,497 €2,153

38.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

3.98

61.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo, IA: January 12, 2026

Last update for Freiberg: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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