Cost of Living Comparison Between Waterford and Ubud Cost of Living Comparison Between Waterford and Ubud

😐 Solo nomad: Waterford is 104.9% more expensive than Ubud without rent, and 268.5% more expensive with rent.
😐 Family of 3: Waterford is 130.7% more expensive than Ubud without rent, and 237.8% more expensive with rent.
Currency
🍽 Eating Out
Waterford
Ubud
Difference
Meal at Budget Restaurant
$23.05 €19.91
$3 Rp 48.8K
668.33%
Three-Course Dinner for Two, Mid-Range
$93.4 €80.6
$12.52 Rp 203.2K
645.61%
Fast Food Meal (McDonalds, etc)
$12.48 €10.77
$3.18 Rp 51.6K
292.45%
Cappuccino
$4.01 €3.47
$2.21 Rp 35.9K
81.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 €2.05
$1.1 Rp 17.9K
115.45%
Water (0.33 liter bottle)
$2.23 €1.92
$0.26 Rp 4,217
757.69%
Local Beer (0.5 liter draught)
$7.1 €6.13
$2.5 Rp 40.5K
184.00%
Imported Beer (0.33 liter bottle)
$5.69 €4.91
$3.2 Rp 51.9K
77.81%
🛒 Groceries & Markets
Waterford
Ubud
Difference
Milk (1 liter)
$1.3 €1.12
$1.49 Rp 24.2K
-12.75%
White Bread (500g)
$2.9 €2.5
$1.67 Rp 27K
73.65%
Rice (white) (1kg)
$2.47 €2.13
$1.14 Rp 18.5K
116.67%
Eggs
$4.22 €3.65
$2.27 Rp 36.9K
85.90%
Local Cheese (1kg)
$11.88 €10.26
$13.94 Rp 226.3K
-14.78%
Chicken Fillets (1kg)
$10.31 €8.9
$4 Rp 64.8K
157.75%
Beef Round Steak (1kg)
$14.12 €12.19
$11.3 Rp 183.4K
24.96%
Apples (1kg)
$3.09 €2.67
$3.6 Rp 58.4K
-14.17%
Banana (1kg)
$2.59 €2.24
$1.53 Rp 24.8K
69.28%
Oranges (1kg)
$3.36 €2.9
$2.65 Rp 43K
26.79%
Tomato (1kg)
$3.63 €3.13
$1.38 Rp 22.4K
163.04%
Potato (1kg)
$2.32 €2.01
$1.58 Rp 25.6K
46.84%
Onion (1kg)
$1.45 €1.25
$2.16 Rp 35.1K
-32.87%
Lettuce (1 head)
$1.32 €1.14
$1.04 Rp 16.9K
26.92%
Water (1.5 liter bottle)
$1.98 €1.71
$0.56 Rp 9,114
253.57%
Cigarettes 20 Pack (Marlboro, Camel)
$18.18 €15.69
$2.23 Rp 36.3K
715.25%
Wine (Bottle)
$21.02 €18.15
$14.98 Rp 243.2K
40.32%
Local Beer (0.5 liter bottle)
$3.01 €2.6
$2.43 Rp 39.5K
23.87%
Imported Beer (0.33 liter bottle)
$3.21 €2.77
$2.64 Rp 42.8K
21.59%
🚌 Getting Around
Waterford
Ubud
Difference
One-way Ticket (Public Transport)
$2.55 €2.2
$0.32 Rp 5,203
696.88%
Public Transport Monthly Pass (Regular Price)
$66 €57
$10.12 Rp 164.3K
551.98%
Taxi Start (Normal Tariff)
$6.1 €5.27
$0.49 Rp 7,888
1144.90%
Taxi (Normal Tariff) (1km)
$1.17 €1.01
$0.34 Rp 5,573
244.12%
Taxi 1hour Waiting (Normal Tariff)
$34.93 €30.16
$6.04 Rp 98K
478.31%
Gasoline (1 liter)
$1.96 €1.69
$0.73 Rp 11.9K
168.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K €32.1K
$26.2K Rp 425.6M
41.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K €35.1K
$31.9K Rp 518.5M
27.29%
🧾 Monthly Utilities & Internet
Waterford
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$221 €191
$62.6 Rp 1M
252.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.93 €22.39
$4.1 Rp 66.6K
532.44%
Internet (50+ Mbps, Unlimited Data)
$61.5 €53.1
$24.32 Rp 394.7K
153.04%
🎉 Sport & Entertainment
Waterford
Ubud
Difference
Gym Membership (Monthly)
$48.04 €41.48
$22.6 Rp 366.9K
112.57%
Tennis Court (1 Hour on Weekend)
$14.6 €12.6
$6.26 Rp 101.5K
133.23%
Cinema Ticket
$13.16 €11.36
$3.29 Rp 53.4K
300.00%
🧸 Childcare & Education
Waterford
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,231 €1,063
$93.2 Rp 1.5M
1220.41%
International Primary School, 1 Child (Yearly)
$7,631 €6,588
$6,098 Rp 99M
25.14%
👕👟 Clothing & Footwear
Waterford
Ubud
Difference
Jeans (Levis 501 Or Similar)
$95.6 €82.6
$52.8 Rp 857.4K
81.07%
Summer Dress (H&M, Zara, etc)
$57.3 €49.46
$24.84 Rp 403.3K
130.60%
Sport Shoes (Adidas, Nike)
$115 €98.9
$85.2 Rp 1.4M
34.41%
Men's Leather Business Shoes
$128 €111
$72.5 Rp 1.2M
77.05%
🏠 Accommodation & Living
Waterford
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,768 €1,526
$259 Rp 4.2M
582.98%
1-bedroom Apartment, Outside City Center (Monthly)
$1,395 €1,205
$159 Rp 2.6M
778.30%
3-bedroom Apartment, City Center (Monthly)
$2,707 €2,337
$578 Rp 9.4M
368.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,199 €1,899
$336 Rp 5.5M
554.36%
Buy Apartment in City Center (m2)
$3,966 €3,424
$1,000 Rp 16.2M
296.39%
Buy Apartment Outside City Center (m2)
$2,894 €2,499
$860 Rp 14M
236.39%
💵 Salaries & Financials
Waterford
Ubud
Difference
Average Monthly Net Salary (After Tax)
$3,272 €2,825
$182 Rp 3M
1693.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.23
13.28
-68.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford: October 28, 2025

Last update for Ubud: October 29, 2025

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