Cost of Living Comparison Between Waterford and Helsinki Cost of Living Comparison Between Waterford and Helsinki

🙂 Solo nomad: Waterford is 11.2% cheaper than Helsinki without rent, and 25.7% more expensive with rent.

🙂 Family of 3: Waterford is 17.2% cheaper than Helsinki without rent, and 13.5% more expensive with rent.

Meal at Budget Restaurant

$22.98 €19.79

$17.03 €14.67

34.94%

Three-Course Dinner for Two, Mid-Range

$93.6 €80.6

$102 €88.3

-8.65%

Fast Food Meal (McDonalds, etc)

$12.41 €10.69

$12.85 €11.07

-3.42%

Cappuccino

$4.01 €3.46

$5.29 €4.56

-24.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 €2.09

$3.01 €2.59

-19.27%

Water (0.33 liter bottle)

$2.17 €1.87

$2.33 €2.01

-6.87%

Local Beer (0.5 liter draught)

$6.85 €5.9

$8.23 €7.09

-16.77%

Imported Beer (0.33 liter bottle)

$5.46 €4.7

$8.31 €7.15

-34.30%

Milk (1 liter)

$1.31 €1.13

$1.39 €1.2

-5.76%

White Bread (500g)

$2.87 €2.47

$2.6 €2.24

10.38%

Rice (white) (1kg)

$2.39 €2.06

$2.79 €2.41

-14.34%

Eggs

$4.42 €3.8

$3.62 €3.12

22.10%

Local Cheese (1kg)

$11.61 €10

$9.45 €8.14

22.86%

Chicken Fillets (1kg)

$10.36 €8.92

$14.51 €12.49

-28.60%

Beef Round Steak (1kg)

$14.31 €12.33

$22.93 €19.75

-37.59%

Apples (1kg)

$3.04 €2.61

$2.72 €2.34

11.76%

Banana (1kg)

$2.59 €2.23

$2.09 €1.8

23.92%

Oranges (1kg)

$3.39 €2.92

$2.58 €2.22

31.40%

Tomato (1kg)

$3.67 €3.16

$4.73 €4.08

-22.41%

Potato (1kg)

$2.22 €1.92

$1.19 €1.02

86.55%

Onion (1kg)

$1.49 €1.28

$1.85 €1.6

-19.46%

Lettuce (1 head)

$1.3 €1.12

$2.03 €1.75

-35.96%

Water (1.5 liter bottle)

$1.91 €1.64

Cigarettes 20 Pack (Marlboro, Camel)

$18.31 €15.77

$12.6 €10.85

45.32%

Wine (Bottle)

$20.59 €17.73

$16.22 €13.97

26.94%

Local Beer (0.5 liter bottle)

$2.95 €2.54

$3.23 €2.78

-8.67%

Imported Beer (0.33 liter bottle)

$3.1 €2.67

$3.87 €3.33

-19.90%

One-way Ticket (Public Transport)

$2.55 €2.19

$3.65 €3.14

-30.14%

Public Transport Monthly Pass (Regular Price)

$64.7 €55.8

$80.5 €69.3

-19.55%

Taxi Start (Normal Tariff)

$6.11 €5.26

$8.15 €7.02

-25.03%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

Taxi 1hour Waiting (Normal Tariff)

$35.85 €30.88

$68.1 €58.7

-47.35%

Gasoline (1 liter)

$1.99 €1.71

$2.18 €1.88

-8.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K €31.9K

$37K €31.9K

0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K €36K

$38.8K €33.4K

7.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €190

$128 €110

72.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.43 €22.76

$29.47 €25.38

-10.32%

Internet (50+ Mbps, Unlimited Data)

$62.8 €54.1

$23.62 €20.35

165.96%

Gym Membership (Monthly)

$48.53 €41.8

$47.42 €40.85

2.34%

Tennis Court (1 Hour on Weekend)

$14.74 €12.69

$33.9 €29.2

-56.52%

Cinema Ticket

$13.26 €11.42

$20.07 €17.28

-33.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,228 €1,057

$401 €345

206.10%

International Primary School, 1 Child (Yearly)

$7,742 €6,668

$11K €9,513

-29.90%

Jeans (Levis 501 Or Similar)

$95.2 €82

$109 €93.6

-12.36%

Summer Dress (H&M, Zara, etc)

$57.9 €49.83

$38.21 €32.91

51.40%

Sport Shoes (Adidas, Nike)

$113 €97.6

$102 €88

10.91%

Men's Leather Business Shoes

$132 €113

$124 €107

6.30%

1-bedroom Apartment, City Center (Monthly)

$1,769 €1,523

$1,206 €1,038

46.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,376 €1,185

$948 €817

45.09%

3-bedroom Apartment, City Center (Monthly)

$2,689 €2,316

$2,103 €1,811

27.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,201 €1,896

$1,537 €1,324

43.22%

Buy Apartment in City Center (m2)

$4,069 €3,505

$9,152 €7,883

-55.54%

Buy Apartment Outside City Center (m2)

$2,851 €2,455

$4,990 €4,298

-42.88%

Average Monthly Net Salary (After Tax)

$3,184 €2,742

$3,506 €3,019

-9.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

4.09

3.42%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford: December 2, 2025

Last update for Helsinki: November 29, 2025

Digital Nomad Cost of Living Index

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