Last update: Oct 2026

Cost of Living Comparison Between Warwick and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,505 in Warwick, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Warwick
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Warwick Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Warwick

🇬🇧 United Kingdom

$2,505

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Warwick and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warwick and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,505 in Warwick versus $915 in Cebu.

Warwick $2,505
Cebu $915

Estimated couple costs with rent: $3,716 in Warwick versus $1,418 in Cebu.

Warwick $3,716
Cebu $1,418

Monthly costs for a family of three with rent: $4,928 in Warwick versus $1,921 in Cebu.

Warwick $4,928
Cebu $1,921

Living in Warwick is roughly 174% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Warwick is 85% above, Cebu is 33% below.

Meal at Budget Restaurant

$20.11 £15.08

$3.05 ₱192

559.34%

Three-Course Dinner for Two, Mid-Range

$78.7 £59.0

$24.00 ₱1,511

227.75%

Fast Food Meal (McDonalds, etc)

$10.57 £7.93

$3.99 ₱251

164.91%

Cappuccino

$4.88 £3.66

$2.50 ₱157

95.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 £1.60

$1.54 ₱97.1

38.31%

Water (0.33 liter bottle)

$1.74 £1.30

$0.50 ₱31.37

248.00%

Local Beer (0.5 liter draught)

$5.71 £4.29

$1.78 ₱112

220.79%

Imported Beer (0.33 liter bottle)

$5.45 £4.09

$2.17 ₱136

151.15%

Milk (1 liter)

$1.64 £1.23

$2.00 ₱126

-18.00%

White Bread (500g)

$1.91 £1.43

$1.37 ₱86.2

39.42%

Rice (white) (1kg)

$2.82 £2.11

$1.03 ₱64.9

173.79%

Eggs

$4.54 £3.40

$2.03 ₱128

123.65%

Local Cheese (1kg)

$11.20 £8.41

$10.20 ₱642

9.80%

Chicken Fillets (1kg)

$8.12 £6.09

$4.45 ₱280

82.47%

Beef Round Steak (1kg)

$16.79 £12.60

$7.67 ₱483

118.90%

Apples (1kg)

$3.21 £2.41

$3.31 ₱208

-3.02%

Banana (1kg)

$1.73 £1.30

$1.46 ₱91.8

18.49%

Oranges (1kg)

$2.73 £2.05

$2.32 ₱146

17.67%

Tomato (1kg)

$3.20 £2.40

$1.49 ₱94.0

114.77%

Potato (1kg)

$1.48 £1.11

$2.34 ₱147

-36.75%

Onion (1kg)

$1.75 £1.31

$1.94 ₱122

-9.79%

Lettuce (1 head)

$1.23 £0.92

$1.16 ₱73.0

6.03%

Water (1.5 liter bottle)

$1.57 £1.18

$0.68 ₱42.89

130.88%

Cigarettes 20 Pack (Marlboro, Camel)

$23.51 £17.64

$2.99 ₱188

686.29%

Wine (Bottle)

$10.14 £7.60

$6.24 ₱393

62.50%

Local Beer (0.5 liter bottle)

$3.29 £2.47

$1.23 ₱77.3

167.48%

Imported Beer (0.33 liter bottle)

$2.39 £1.79

$1.73 ₱109

38.15%

One-way Ticket (Public Transport)

$2.71 £2.04

$0.23 ₱14.36

1078.26%

Public Transport Monthly Pass (Regular Price)

$168 £126

$12.34 ₱777

1261.75%

Taxi Start (Normal Tariff)

$4.69 £3.52

$0.79 ₱49.96

493.67%

Taxi (Normal Tariff) (1km)

$3.93 £2.95

$0.22 ₱13.86

1686.36%

Taxi 1hour Waiting (Normal Tariff)

$31.86 £23.90

$4.54 ₱286

601.76%

Gasoline (1 liter)

$2.00 £1.50

$1.32 ₱82.9

51.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.7K

$21.0K ₱1.3M

82.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.5K

$19.4K ₱1.2M

109.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$346 £260

$119 ₱7,464

192.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.60 £13.20

$14.22 ₱896

23.77%

Internet (50+ Mbps, Unlimited Data)

$47.17 £35.39

$27.47 ₱1,730

71.71%

Gym Membership (Monthly)

$56.2 £42.15

$32.31 ₱2,034

73.88%

Tennis Court (1 Hour on Weekend)

$10.58 £7.93

$6.50 ₱409

62.77%

Cinema Ticket

$13.49 £10.12

$5.40 ₱340

149.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,897 £1,423

$276 ₱17.4K

587.13%

International Primary School, 1 Child (Yearly)

$23.5K £17.6K

$7,866 ₱495.3K

198.49%

Jeans (Levis 501 Or Similar)

$86.5 £64.9

$49.37 ₱3,108

75.11%

Summer Dress (H&M, Zara, etc)

$39.51 £29.64

$24.58 ₱1,548

60.74%

Sport Shoes (Adidas, Nike)

$105 £78.7

$76.6 ₱4,825

36.82%

Men's Leather Business Shoes

$110 £82.5

$58.9 ₱3,706

86.75%

1-bedroom Apartment, City Center (Monthly)

$1,190 £893

$503 ₱31.7K

136.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,032 £774

$305 ₱19.2K

238.83%

3-bedroom Apartment, City Center (Monthly)

$1,919 £1,440

$1,075 ₱67.7K

78.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,825 £1,369

$632 ₱39.8K

188.79%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$4,468 £3,352

$336 ₱21.1K

1230.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

7.2

-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warwick: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warwick

$1K 41.2%

Cebu

$305 33.3% 70.5% $727

Monthly Utilities & Internet

Warwick

$411 16.4%

Cebu

$160 17.5% 61% $251

Groceries & Markets

Warwick

$316 12.6%

Cebu

$210 22.9% 33.7% $106

Eating Out

Warwick

$306 12.2%

Cebu

$88 9.6% 71.3% $218

Getting Around

Warwick

$203 8.1%

Cebu

$15 1.7% 92.5% $188

Clothing & Footwear

Warwick

$153 6.1%

Cebu

$94 10.3% 38.5% $59

Sport & Entertainment

Warwick

$83 3.3%

Cebu

$43 4.7% 48.2% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,190 in Warwick and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Warwick pays 1230% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Warwick vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $316 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Warwick

🇵🇭 Cebu

🕒 Local time

20:48 8:48 PM

03:48 3:48 AM

7 h ahead of Warwick

🌤 Weather

👥 Population

31,345

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Warwick Cebu 11,340 km ≈ 15 h nonstop flight

From you

Warwick
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warwick vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 174% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1230% higher in Warwick, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,190 in Warwick versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,505 per month in Warwick versus $915 in Cebu – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1262% less than in Warwick. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,505 in Warwick, a $1,500 budget is realistic in Cebu but tight or insufficient in Warwick. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Warwick, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warwick and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 174% less than in Warwick. Beyond cost, consider language, visa policies, and how big the international community is in each city.