Last update: Oct 2026

Cost of Living Comparison Between Vila Franca de Xira and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,604 in Vila Franca de Xira, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Vila Franca de Xira
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Vila Franca de Xira Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Vila Franca de Xira

🇵🇹 Portugal

$1,604

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Vila Franca de Xira and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vila Franca de Xira and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,604 in Vila Franca de Xira versus $918 in Cebu.

Vila Franca de Xira $1,604
Cebu $918

Estimated couple costs with rent: $2,326 in Vila Franca de Xira versus $1,409 in Cebu.

Vila Franca de Xira $2,326
Cebu $1,409

Monthly costs for a family of three with rent: $3,048 in Vila Franca de Xira versus $1,900 in Cebu.

Vila Franca de Xira $3,048
Cebu $1,900

Living in Vila Franca de Xira is roughly 75% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Vila Franca de Xira is 19% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.35 €11.87

$3.09 ₱194

332.04%

Three-Course Dinner for Two, Mid-Range

$54.8 €48.73

$24.22 ₱1,525

126.18%

Fast Food Meal (McDonalds, etc)

$9.98 €8.88

$3.92 ₱247

154.59%

Cappuccino

$2.53 €2.25

$2.51 ₱158

0.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$1.59 ₱100

43.40%

Water (0.33 liter bottle)

$1.67 €1.48

$0.53 ₱33.43

215.09%

Local Beer (0.5 liter draught)

$3.31 €2.94

$1.78 ₱112

85.96%

Imported Beer (0.33 liter bottle)

$1.64 €1.46

$2.17 ₱137

-24.42%

Milk (1 liter)

$1.07 €0.95

$1.92 ₱121

-44.27%

White Bread (500g)

$1.28 €1.14

$1.36 ₱85.4

-5.88%

Rice (white) (1kg)

$1.53 €1.36

$1.01 ₱63.5

51.49%

Eggs

$3.88 €3.45

$2.03 ₱128

91.13%

Local Cheese (1kg)

$12.71 €11.30

$9.86 ₱621

28.90%

Chicken Fillets (1kg)

$7.46 €6.64

$4.39 ₱277

69.93%

Beef Round Steak (1kg)

$17.16 €15.26

$7.60 ₱479

125.79%

Apples (1kg)

$2.60 €2.31

$3.30 ₱208

-21.21%

Banana (1kg)

$1.73 €1.54

$1.39 ₱87.8

24.46%

Oranges (1kg)

$1.63 €1.45

$2.33 ₱147

-30.04%

Tomato (1kg)

$2.56 €2.27

$1.50 ₱94.3

70.67%

Potato (1kg)

$1.86 €1.65

$2.36 ₱149

-21.19%

Onion (1kg)

$2.11 €1.88

$1.90 ₱119

11.05%

Lettuce (1 head)

$1.52 €1.35

$1.19 ₱74.9

27.73%

Water (1.5 liter bottle)

$0.77 €0.68

$0.63 ₱39.71

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 €5.22

$3.00 ₱189

95.33%

Wine (Bottle)

$5.66 €5.03

$6.03 ₱379

-6.14%

Local Beer (0.5 liter bottle)

$1.00 €0.89

$1.23 ₱77.7

-18.70%

Imported Beer (0.33 liter bottle)

$1.52 €1.35

$1.75 ₱110

-13.14%

One-way Ticket (Public Transport)

$2.29 €2.04

$0.25 ₱15.86

816.00%

Public Transport Monthly Pass (Regular Price)

$44.31 €39.41

$12.64 ₱796

250.55%

Taxi Start (Normal Tariff)

$3.73 €3.32

$0.77 ₱48.62

384.42%

Taxi (Normal Tariff) (1km)

$1.03 €0.92

$0.23 ₱14.53

347.83%

Taxi 1hour Waiting (Normal Tariff)

$16.87 €15.00

$4.46 ₱281

278.25%

Gasoline (1 liter)

$2.16 €1.92

$1.31 ₱82.8

64.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.4K

$21.2K ₱1.3M

60.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €34.4K

$19.1K ₱1.2M

101.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €111

$120 ₱7,569

4.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.78 €16.70

$14.00 ₱882

34.14%

Internet (50+ Mbps, Unlimited Data)

$33.87 €30.13

$27.54 ₱1,734

22.98%

Gym Membership (Monthly)

$37.66 €33.50

$32.33 ₱2,035

16.49%

Tennis Court (1 Hour on Weekend)

$11.36 €10.10

$6.65 ₱419

70.83%

Cinema Ticket

$7.67 €6.82

$5.65 ₱356

35.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 €503

$275 ₱17.3K

105.36%

International Primary School, 1 Child (Yearly)

$13.4K €11.9K

$7,918 ₱498.5K

69.61%

Jeans (Levis 501 Or Similar)

$84.1 €74.8

$49.33 ₱3,106

70.57%

Summer Dress (H&M, Zara, etc)

$44.30 €39.41

$25.24 ₱1,589

75.52%

Sport Shoes (Adidas, Nike)

$70.5 €62.7

$77.0 ₱4,846

-8.35%

Men's Leather Business Shoes

$65.8 €58.5

$57.2 ₱3,601

15.00%

1-bedroom Apartment, City Center (Monthly)

$1,079 €960

$500 ₱31.5K

116.10%

1-bedroom Apartment, Outside City Center (Monthly)

$729 €649

$309 ₱19.4K

136.18%

3-bedroom Apartment, City Center (Monthly)

$1,747 €1,554

$1,078 ₱67.9K

62.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,037 €923

$615 ₱38.7K

68.63%

Buy Apartment in City Center (m2)

$2,498 €2,222

$2,886 ₱181.7K

-13.44%

Buy Apartment Outside City Center (m2)

$2,416 €2,149

$1,917 ₱120.7K

26.06%

Average Monthly Net Salary (After Tax)

$1,521 €1,353

$346 ₱21.8K

339.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

7.2

-46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vila Franca de Xira: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vila Franca de Xira

$729 45.5%

Cebu

$309 33.6% 57.7% $421

Groceries & Markets

Vila Franca de Xira

$259 16.2%

Cebu

$206 22.4% 20.6% $53

Eating Out

Vila Franca de Xira

$203 12.6%

Cebu

$88 9.6% 56.5% $114

Monthly Utilities & Internet

Vila Franca de Xira

$178 11.1%

Cebu

$162 17.6% 9% $16

Clothing & Footwear

Vila Franca de Xira

$119 7.4%

Cebu

$94 10.2% 21.2% $25

Getting Around

Vila Franca de Xira

$62 3.9%

Cebu

$16 1.7% 75% $47

Sport & Entertainment

Vila Franca de Xira

$53 3.3%

Cebu

$44 4.8% 17.7% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,079 in Vila Franca de Xira and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Vila Franca de Xira pays 340% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Vila Franca de Xira vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $259 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Vila Franca de Xira

🇵🇭 Cebu

🕒 Local time

12:20 12:20 PM

19:20 7:20 PM

7 h ahead of Vila Franca de Xira

🌤 Weather

👥 Population

137,540

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Vila Franca de Xira Cebu 12,690 km ≈ 16 h nonstop flight

From you

Vila Franca de Xira
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vila Franca de Xira vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 75% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 340% higher in Vila Franca de Xira, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,079 in Vila Franca de Xira versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,604 per month in Vila Franca de Xira versus $918 in Cebu – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 251% less than in Vila Franca de Xira. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,604 in Vila Franca de Xira, a $1,500 budget is realistic in Cebu but tight or insufficient in Vila Franca de Xira. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vila Franca de Xira, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Vila Franca de Xira and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 75% less than in Vila Franca de Xira. Beyond cost, consider language, visa policies, and how big the international community is in each city.