Cost of Living Comparison Between Victoria and Ubud, Bali Cost of Living Comparison Between Victoria and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $272 in Victoria versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $446 in Victoria versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $621 in Victoria versus $3,327 in Ubud, Bali.

Living in Victoria costs roughly 80% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Victoria is 80% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

Cappuccino

$2.67 Rp 47.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

Water (0.33 liter bottle)

$0.87 Rp 15.5K

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

Milk (1 liter)

$6.66 EC$17.99

$1.62 Rp 28.7K

311.11%

White Bread (500g)

$1.04 EC$2.82

$2.33 Rp 41.3K

-55.36%

Rice (white) (1kg)

$1.60 EC$4.33

$1.11 Rp 19.6K

44.14%

Eggs

$3.77 EC$10.17

$2.20 Rp 39.0K

71.36%

Local Cheese (1kg)

$8.19 EC$22.12

$17.69 Rp 313.8K

-53.70%

Chicken Fillets (1kg)

$4.53 EC$12.23

$4.10 Rp 72.7K

10.49%

Beef Round Steak (1kg)

$4.54 EC$12.26

$12.18 Rp 216.0K

-62.73%

Apples (1kg)

$3.71 Rp 65.7K

Banana (1kg)

$1.68 EC$4.53

$1.59 Rp 28.2K

5.66%

Oranges (1kg)

$2.28 Rp 40.5K

Tomato (1kg)

$6.57 EC$17.73

$1.95 Rp 34.6K

236.92%

Potato (1kg)

$2.43 EC$6.57

$1.91 Rp 33.8K

27.23%

Onion (1kg)

$2.48 EC$6.71

$2.33 Rp 41.3K

6.44%

Lettuce (1 head)

$1.83 EC$4.93

$1.01 Rp 17.9K

81.19%

Water (1.5 liter bottle)

$1.81 EC$4.89

$0.55 Rp 9,788

229.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

Wine (Bottle)

$7.33 EC$19.78

$23.07 Rp 409.2K

-68.23%

Local Beer (0.5 liter bottle)

$1.90 EC$5.12

$2.42 Rp 42.9K

-21.49%

Imported Beer (0.33 liter bottle)

$1.83 EC$4.94

$3.00 Rp 53.1K

-39.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

Gasoline (1 liter)

$0.80 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$4.54 Rp 80.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Victoria wins on cost – living expenses run 404% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Victoria the obvious pick if budget is a priority.

You'd need roughly $407 in Victoria and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 9% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $272 per month in Victoria versus $1,368 in Ubud, Bali – a 404% gap that adds up to real savings over time for anyone picking the cheaper option.

At $272 in Victoria versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Victoria but tight or insufficient in Ubud, Bali. The gap between the two cities makes Victoria the clear choice for anyone on this budget.

Both work as nomad bases, but Victoria delivers better value – similar infrastructure at $272 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Victoria hard to pass up.

Safety-wise, Victoria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Victoria gentler on the wallet – expenses run 404% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.