Cost of Living Comparison Between Victoria and Ubud, Bali Cost of Living Comparison Between Victoria and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,683 in Victoria versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $4,048 in Victoria versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,413 in Victoria versus $3,660 in Ubud, Bali.

Living in Victoria is roughly 89% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Victoria 100% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Victoria
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.24 CA$25.34
$3.56 Rp 63.9K
412.36%
Three-Course Dinner for Two, Mid-Range
$81.9 CA$114
$32.73 Rp 586.8K
150.26%
Fast Food Meal (McDonalds, etc)
$11.15 CA$15.50
$4.95 Rp 88.7K
125.25%
Cappuccino
$4.00 CA$5.56
$2.71 Rp 48.6K
47.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 CA$3.22
$1.34 Rp 24.1K
73.13%
Water (0.33 liter bottle)
$2.05 CA$2.85
$0.70 Rp 12.5K
192.86%
Local Beer (0.5 liter draught)
$5.22 CA$7.26
$2.92 Rp 52.3K
78.77%
Imported Beer (0.33 liter bottle)
$6.45 CA$8.97
$3.96 Rp 70.9K
62.88%
🛒 Groceries & Markets
Victoria
Ubud, Bali
Difference
Milk (1 liter)
$2.95 CA$4.09
$1.81 Rp 32.4K
62.98%
White Bread (500g)
$3.20 CA$4.45
$2.52 Rp 45.1K
26.98%
Rice (white) (1kg)
$5.26 CA$7.31
$1.16 Rp 20.8K
353.45%
Eggs
$4.36 CA$6.06
$2.46 Rp 44.1K
77.24%
Local Cheese (1kg)
$13.22 CA$18.37
$14.71 Rp 263.7K
-10.13%
Chicken Fillets (1kg)
$14.96 CA$20.78
$4.32 Rp 77.4K
246.30%
Beef Round Steak (1kg)
$15.32 CA$21.28
$12.14 Rp 217.5K
26.19%
Apples (1kg)
$4.56 CA$6.33
$3.84 Rp 68.8K
18.75%
Banana (1kg)
$1.67 CA$2.32
$1.56 Rp 27.9K
7.05%
Oranges (1kg)
$4.40 CA$6.11
$2.83 Rp 50.8K
55.48%
Tomato (1kg)
$4.81 CA$6.68
$2.33 Rp 41.7K
106.44%
Potato (1kg)
$3.78 CA$5.26
$1.91 Rp 34.3K
97.91%
Onion (1kg)
$3.25 CA$4.51
$2.20 Rp 39.5K
47.73%
Lettuce (1 head)
$2.78 CA$3.86
$1.01 Rp 18.2K
175.25%
Water (1.5 liter bottle)
$2.65 CA$3.69
$0.78 Rp 13.9K
239.74%
Cigarettes 20 Pack (Marlboro, Camel)
$15.68 CA$21.79
$3.32 Rp 59.4K
372.29%
Wine (Bottle)
$18.28 CA$25.39
$23.74 Rp 425.5K
-23.00%
Local Beer (0.5 liter bottle)
$3.94 CA$5.47
$2.79 Rp 50.0K
41.22%
Imported Beer (0.33 liter bottle)
$4.55 CA$6.32
$2.86 Rp 51.3K
59.09%
🚌 Getting Around
Victoria
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.87 CA$2.60
$0.27 Rp 4,819
592.59%
Public Transport Monthly Pass (Regular Price)
$63.7 CA$88.5
$8.03 Rp 143.9K
692.90%
Taxi Start (Normal Tariff)
$2.70 CA$3.75
$0.46 Rp 8,181
486.96%
Taxi (Normal Tariff) (1km)
$1.34 CA$1.86
$0.45 Rp 8,068
197.78%
Taxi 1hour Waiting (Normal Tariff)
$33.20 CA$46.13
$6.10 Rp 109.3K
444.26%
Gasoline (1 liter)
$1.36 CA$1.89
$0.79 Rp 14.2K
72.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K CA$35.3K
$26.1K Rp 468.8M
-2.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2K CA$29.5K
$32.1K Rp 575.8M
-33.91%
🧾 Monthly Utilities & Internet
Victoria
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$140 CA$194
$79.9 Rp 1.4M
74.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.4 CA$74.1
$4.06 Rp 72.9K
1214.29%
Internet (50+ Mbps, Unlimited Data)
$71.3 CA$99.1
$23.52 Rp 421.6K
203.19%
🎉 Sport & Entertainment
Victoria
Ubud, Bali
Difference
Gym Membership (Monthly)
$44.65 CA$62.0
$98.7 Rp 1.8M
-54.76%
Tennis Court (1 Hour on Weekend)
$16.99 CA$23.60
$6.63 Rp 118.8K
156.26%
Cinema Ticket
$11.82 CA$16.43
$4.15 Rp 74.3K
184.82%
🧸 Childcare & Education
Victoria
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$646 CA$897
$304 Rp 5.4M
112.43%
International Primary School, 1 Child (Yearly)
$14.0K CA$19.4K
$6,613 Rp 118.5M
110.97%
👕👟 Clothing & Footwear
Victoria
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$58.6 CA$81.5
$55.5 Rp 995.6K
5.58%
Summer Dress (H&M, Zara, etc)
$44.75 CA$62.2
$38.31 Rp 686.7K
16.81%
Sport Shoes (Adidas, Nike)
$96.0 CA$133
$88.6 Rp 1.6M
8.37%
Men's Leather Business Shoes
$112 CA$156
$77.9 Rp 1.4M
44.37%
🏠 Accommodation & Living
Victoria
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,564 CA$2,173
$1,006 Rp 18.0M
55.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,375 CA$1,910
$675 Rp 12.1M
103.54%
3-bedroom Apartment, City Center (Monthly)
$2,740 CA$3,807
$3,442 Rp 61.7M
-20.38%
3-bedroom Apartment, Outside City Center (Monthly)
$2,402 CA$3,337
$2,039 Rp 36.6M
17.78%
Buy Apartment in City Center (m2)
$5,702 CA$7,922
$2,841 Rp 50.9M
100.69%
Buy Apartment Outside City Center (m2)
$4,713 CA$6,548
$2,264 Rp 40.6M
108.19%
💵 Salaries & Financials
Victoria
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,994 CA$4,160
$165 Rp 3.0M
1712.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
13.28
-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,564 in Victoria and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria pays 1712% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Victoria vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $461 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Victoria or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 89% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Victoria or Ubud, Bali?
Victoria pays 1712% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Victoria vs Ubud, Bali?
Rent for a central apartment: $1,564 in Victoria versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Victoria and Ubud, Bali?
Childcare runs $646 in Victoria versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Victoria or Ubud, Bali?
Supermarket bills run roughly 53% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Victoria or Ubud, Bali?
At $1,419 in Ubud, Bali versus $2,683 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Victoria or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Victoria compared to Ubud, Bali?
Safety-wise, Victoria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 89% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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