Last update: Oct 2026

Cost of Living Comparison Between Victoria, Canada and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,554 in Victoria, rent and utilities included – about $14,500 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Victoria
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Victoria Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Victoria

🇨🇦 Canada

$2,554

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,554 in Victoria versus $1,349 in Ubud, Bali.

Victoria $2,554
Ubud, Bali $1,349

Estimated couple costs with rent: $3,830 in Victoria versus $2,305 in Ubud, Bali.

Victoria $3,830
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,107 in Victoria versus $3,261 in Ubud, Bali.

Victoria $5,107
Ubud, Bali $3,261

Living in Victoria is roughly 89% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.57 CA$27.34

$3.32 Rp 60.2K

489.46%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$98.2

$35.64 Rp 645.8K

97.22%

Fast Food Meal (McDonalds, etc)

$10.92 CA$15.26

$5.53 Rp 100.3K

97.47%

Cappuccino

$4.27 CA$5.97

$2.72 Rp 49.3K

56.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 CA$3.27

$1.70 Rp 30.8K

37.65%

Water (0.33 liter bottle)

$1.88 CA$2.63

$0.76 Rp 13.8K

147.37%

Local Beer (0.5 liter draught)

$5.57 CA$7.78

$2.65 Rp 48.1K

110.19%

Imported Beer (0.33 liter bottle)

$6.63 CA$9.27

$4.38 Rp 79.4K

51.37%

Milk (1 liter)

$2.79 CA$3.91

$1.49 Rp 27.0K

87.25%

White Bread (500g)

$3.08 CA$4.30

$2.28 Rp 41.2K

35.09%

Rice (white) (1kg)

$4.06 CA$5.67

$1.19 Rp 21.6K

241.18%

Eggs

$4.25 CA$5.93

$2.04 Rp 36.9K

108.33%

Local Cheese (1kg)

$27.60 CA$38.56

$17.70 Rp 320.8K

55.93%

Chicken Fillets (1kg)

$12.88 CA$17.99

$3.96 Rp 71.8K

225.25%

Beef Round Steak (1kg)

$14.43 CA$20.17

$12.19 Rp 220.9K

18.38%

Apples (1kg)

$4.09 CA$5.72

$3.66 Rp 66.2K

11.75%

Banana (1kg)

$1.47 CA$2.05

$1.52 Rp 27.5K

-3.29%

Oranges (1kg)

$3.90 CA$5.45

$2.23 Rp 40.4K

74.89%

Tomato (1kg)

$4.16 CA$5.81

$1.97 Rp 35.7K

111.17%

Potato (1kg)

$3.54 CA$4.95

$1.85 Rp 33.5K

91.35%

Onion (1kg)

$2.88 CA$4.02

$2.42 Rp 43.9K

19.01%

Lettuce (1 head)

$3.24 CA$4.53

$0.99 Rp 17.9K

227.27%

Water (1.5 liter bottle)

$2.51 CA$3.50

$0.51 Rp 9,303

392.16%

Cigarettes 20 Pack (Marlboro, Camel)

$15.04 CA$21.01

$2.22 Rp 40.3K

577.48%

Wine (Bottle)

$17.77 CA$24.83

$22.24 Rp 403.0K

-20.10%

Local Beer (0.5 liter bottle)

$3.85 CA$5.38

$2.26 Rp 41.0K

70.35%

Imported Beer (0.33 liter bottle)

$3.62 CA$5.06

$2.97 Rp 53.8K

21.89%

One-way Ticket (Public Transport)

$2.10 CA$2.94

$0.25 Rp 4,548

740.00%

Public Transport Monthly Pass (Regular Price)

$60.0 CA$83.9

$7.82 Rp 141.8K

667.52%

Taxi Start (Normal Tariff)

$2.78 CA$3.89

$0.44 Rp 7,964

531.82%

Taxi (Normal Tariff) (1km)

$1.59 CA$2.22

$0.43 Rp 7,793

269.77%

Taxi 1hour Waiting (Normal Tariff)

$34.64 CA$48.41

$5.41 Rp 98.0K

540.30%

Gasoline (1 liter)

$1.39 CA$1.94

$0.82 Rp 14.9K

69.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$23.8K Rp 432.0M

19.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.7K

$31.7K Rp 575.3M

-33.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CA$145

$79.1 Rp 1.4M

31.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.11 CA$61.6

$6.45 Rp 116.8K

583.88%

Internet (50+ Mbps, Unlimited Data)

$62.1 CA$86.8

$18.58 Rp 336.7K

234.28%

Gym Membership (Monthly)

$41.39 CA$57.8

$49.48 Rp 896.7K

-16.35%

Tennis Court (1 Hour on Weekend)

$17.05 CA$23.83

$17.65 Rp 319.8K

-3.40%

Cinema Ticket

$10.58 CA$14.78

$4.27 Rp 77.4K

147.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$890 CA$1,243

$491 Rp 8.9M

81.35%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.3K

$5,674 Rp 102.8M

307.46%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.4

$44.64 Rp 808.9K

24.13%

Summer Dress (H&M, Zara, etc)

$43.45 CA$60.7

$34.95 Rp 633.4K

24.32%

Sport Shoes (Adidas, Nike)

$91.9 CA$128

$79.9 Rp 1.4M

15.04%

Men's Leather Business Shoes

$107 CA$149

$79.4 Rp 1.4M

34.44%

1-bedroom Apartment, City Center (Monthly)

$1,557 CA$2,176

$1,125 Rp 20.4M

38.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,300 CA$1,817

$671 Rp 12.2M

93.66%

3-bedroom Apartment, City Center (Monthly)

$2,730 CA$3,814

$3,565 Rp 64.6M

-23.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,233 CA$3,121

$1,723 Rp 31.2M

29.60%

Buy Apartment in City Center (m2)

$5,638 CA$7,877

$2,732 Rp 49.5M

106.38%

Buy Apartment Outside City Center (m2)

$4,578 CA$6,397

$2,284 Rp 41.4M

100.44%

Average Monthly Net Salary (After Tax)

$3,229 CA$4,512

$164 Rp 3.0M

1871.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.31

13.78

-68.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$1.3K 50.9%

Ubud, Bali

$672 49.8% 48.4% $629

Groceries & Markets

Victoria

$470 18.4%

Ubud, Bali

$288 21.4% 38.6% $181

Eating Out

Victoria

$299 11.7%

Ubud, Bali

$108 8% 63.9% $191

Monthly Utilities & Internet

Victoria

$210 8.2%

Ubud, Bali

$104 7.7% 50.5% $106

Clothing & Footwear

Victoria

$134 5.2%

Ubud, Bali

$108 8% 19.7% $26

Getting Around

Victoria

$79 3.1%

Ubud, Bali

$11 0.9% 85.6% $68

Sport & Entertainment

Victoria

$63 2.5%

Ubud, Bali

$58 4.3% 7.2% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,557 in Victoria and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $70 in Victoria vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $470 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Victoria

🇮🇩 Ubud, Bali

🕒 Local time

06:59 6:59 AM

21:59 9:59 PM

15 h ahead of Victoria

🌤 Weather

👥 Population

85,792

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

Victoria Ubud, Bali 13,000 km ≈ 17 h nonstop flight

From you

Victoria
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 47% lower than in Victoria. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Victoria is about 20 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,557 in Victoria versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $890 in Victoria versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 63% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.