Last update: Oct 2026

Cost of Living Comparison Between Victoria and Albany, NY

For one person, living is cheaper in Victoria: $2,536 a month against $2,776 in Albany, NY, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

123

Cost of Living Index in Victoria
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Victoria Living Index
137

Cost of Living Index in Albany, NY
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Albany, NY Living Index

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Victoria

🇨🇦 Canada

$2,536

/mo nomad

Albany, NY

🇺🇸 United States

$2,776

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Albany, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Albany, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,536 in Victoria versus $2,776 in Albany, NY.

Victoria $2,536
Albany, NY $2,776

Estimated couple costs with rent: $3,847 in Victoria versus $4,419 in Albany, NY.

Victoria $3,847
Albany, NY $4,419

Monthly costs for a family of three with rent: $5,159 in Victoria versus $6,061 in Albany, NY.

Victoria $5,159
Albany, NY $6,061

Living in Victoria costs roughly 9% less than in Albany, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Victoria 88% above, Albany, NY 106% above.

Meal at Budget Restaurant

$19.21 CA$27.16

$27.00 $27.00

-28.85%

Three-Course Dinner for Two, Mid-Range

$70.2 CA$99.2

$100 $100

-30.12%

Fast Food Meal (McDonalds, etc)

$11.03 CA$15.59

$14.87 $14.87

-25.82%

Cappuccino

$4.41 CA$6.23

$6.30 $6.30

-30.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 CA$3.30

$2.71 $2.71

-14.02%

Water (0.33 liter bottle)

$1.87 CA$2.65

$2.04 $2.04

-8.33%

Local Beer (0.5 liter draught)

$5.63 CA$7.97

$5.98 $5.98

-5.85%

Imported Beer (0.33 liter bottle)

$6.59 CA$9.31

$10.40 $10.40

-36.63%

Milk (1 liter)

$2.73 CA$3.86

$1.05 $1.05

160.00%

White Bread (500g)

$2.98 CA$4.22

$3.21 $3.21

-7.17%

Rice (white) (1kg)

$4.02 CA$5.68

$7.07 $7.07

-43.14%

Eggs

$4.14 CA$5.85

$5.10 $5.10

-18.82%

Local Cheese (1kg)

$26.73 CA$37.79

$16.37 $16.37

63.29%

Chicken Fillets (1kg)

$12.46 CA$17.62

$16.25 $16.25

-23.32%

Beef Round Steak (1kg)

$14.32 CA$20.25

$18.60 $18.60

-23.01%

Apples (1kg)

$3.91 CA$5.53

$4.72 $4.72

-17.16%

Banana (1kg)

$1.44 CA$2.03

$1.40 $1.40

2.86%

Oranges (1kg)

$3.94 CA$5.57

$5.45 $5.45

-27.71%

Tomato (1kg)

$4.20 CA$5.94

$4.77 $4.77

-11.95%

Potato (1kg)

$3.46 CA$4.89

$3.17 $3.17

9.15%

Onion (1kg)

$2.85 CA$4.03

$3.54 $3.54

-19.49%

Lettuce (1 head)

$3.17 CA$4.49

$2.34 $2.34

35.47%

Water (1.5 liter bottle)

$2.45 CA$3.46

$1.95 $1.95

25.64%

Cigarettes 20 Pack (Marlboro, Camel)

$14.95 CA$21.13

$15.11 $15.11

-1.06%

Wine (Bottle)

$17.38 CA$24.58

$14.25 $14.25

21.96%

Local Beer (0.5 liter bottle)

$3.82 CA$5.40

$2.07 $2.07

84.54%

Imported Beer (0.33 liter bottle)

$3.43 CA$4.85

$3.99 $3.99

-14.04%

One-way Ticket (Public Transport)

$2.04 CA$2.89

$1.51 $1.51

35.10%

Public Transport Monthly Pass (Regular Price)

$60.0 CA$84.8

$63.9 $63.9

-6.12%

Taxi Start (Normal Tariff)

$2.76 CA$3.90

$5.13 $5.13

-46.20%

Taxi (Normal Tariff) (1km)

$1.53 CA$2.17

$1.36 $1.36

12.50%

Taxi 1hour Waiting (Normal Tariff)

$34.02 CA$48.09

$29.58 $29.58

15.01%

Gasoline (1 liter)

$1.41 CA$2.00

$1.07 $1.07

31.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$38.7K

$36.1K $36.1K

-24.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K CA$26.2K

$25.2K $25.2K

-26.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CA$147

$215 $215

-51.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.32 CA$62.7

$69.7 $69.7

-36.45%

Internet (50+ Mbps, Unlimited Data)

$60.9 CA$86.1

$87.9 $87.9

-30.70%

Gym Membership (Monthly)

$43.17 CA$61.0

$38.64 $38.64

11.72%

Tennis Court (1 Hour on Weekend)

$17.01 CA$24.05

$38.03 $38.03

-55.27%

Cinema Ticket

$10.63 CA$15.03

$14.98 $14.98

-29.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$886 CA$1,252

$1,475 $1,475

-39.98%

International Primary School, 1 Child (Yearly)

$23.2K CA$32.8K

$16.9K $16.9K

37.49%

Jeans (Levis 501 Or Similar)

$53.4 CA$75.5

$54.2 $54.2

-1.55%

Summer Dress (H&M, Zara, etc)

$43.58 CA$61.6

$40.55 $40.55

7.47%

Sport Shoes (Adidas, Nike)

$89.9 CA$127

$111 $111

-19.07%

Men's Leather Business Shoes

$106 CA$149

$106 $106

-0.63%

1-bedroom Apartment, City Center (Monthly)

$1,521 CA$2,151

$1,440 $1,440

5.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,295 CA$1,831

$1,256 $1,256

3.13%

3-bedroom Apartment, City Center (Monthly)

$2,720 CA$3,845

$2,882 $2,882

-5.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,315 CA$3,273

$2,595 $2,595

-10.77%

Buy Apartment in City Center (m2)

$5,206 CA$7,359

$2,454 $2,454

112.13%

Buy Apartment Outside City Center (m2)

$4,371 CA$6,179

$2,478 $2,478

76.36%

Average Monthly Net Salary (After Tax)

$3,251 CA$4,595

$4,245 $4,245

-23.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.31

6.66

-35.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 13, 2026

Last update for Albany, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$1.3K 51.1%

Albany, NY

$1.3K 45.2% 3% $39

Groceries & Markets

Victoria

$459 18.1%

Albany, NY

$451 16.3% 1.7% $7.8

Eating Out

Victoria

$298 11.7%

Albany, NY

$406 14.6% 36.3% $108

Monthly Utilities & Internet

Victoria

$209 8.3%

Albany, NY

$372 13.4% 77.9% $163

Clothing & Footwear

Victoria

$132 5.2%

Albany, NY

$140 5.1% 6.7% $8.8

Getting Around

Victoria

$79 3.1%

Albany, NY

$82 3% 4.2% $3.3

Sport & Entertainment

Victoria

$64 2.5%

Albany, NY

$69 2.5% 6.5% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,521 in Victoria and $1,440 in Albany, NY. Housing cost is often the main lever when comparing two cities.

Albany, NY pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Victoria vs $100 in Albany, NY. Groceries flip the comparison at $459 vs $451, with Albany, NY cheaper for home cooking.

Good to know

🇨🇦 Victoria

🇺🇸 Albany, NY

🕒 Local time

17:16 5:16 PM

20:16 8:16 PM

3 h ahead of Victoria

🌤 Weather

👥 Population

85,792

101,228

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Victoria Albany, NY 3,840 km ≈ 5 h nonstop flight

From you

Victoria
Albany, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Albany, NY: Cost of Living - Frequently Asked Questions

Victoria wins on cost – living expenses run 9% lower than in Albany, NY. Housing and daily spending are where you'll feel the difference most, making Victoria the obvious pick if budget is a priority.

On paper, salaries run 31% lower in Albany, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,521 in Victoria versus $1,440 in Albany, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Victoria – a meal for two runs $70.0 versus $100 in Albany, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,536 per month in Victoria versus $2,776 in Albany, NY – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Victoria is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Victoria gentler on the wallet – expenses run 9% less than in Albany, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.