Last update: Oct 2026

Cost of Living Comparison Between Venlo and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,440 in Venlo, rent and utilities included – about $18,300 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Venlo
Learn more

Venlo Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Venlo

🇳🇱 Netherlands

$2,440

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Venlo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Venlo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,440 in Venlo versus $918 in Cebu.

Venlo $2,440
Cebu $918

Estimated couple costs with rent: $3,465 in Venlo versus $1,409 in Cebu.

Venlo $3,465
Cebu $1,409

Monthly costs for a family of three with rent: $4,489 in Venlo versus $1,900 in Cebu.

Venlo $4,489
Cebu $1,900

Living in Venlo is roughly 166% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Venlo is 81% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.44 €19.96

$3.09 ₱194

626.21%

Three-Course Dinner for Two, Mid-Range

$87.5 €77.8

$24.22 ₱1,525

261.27%

Fast Food Meal (McDonalds, etc)

$13.07 €11.63

$3.92 ₱247

233.42%

Cappuccino

$3.46 €3.08

$2.51 ₱158

37.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 €2.87

$1.59 ₱100

102.52%

Water (0.33 liter bottle)

$2.86 €2.54

$0.53 ₱33.43

439.62%

Local Beer (0.5 liter draught)

$6.49 €5.78

$1.78 ₱112

264.61%

Imported Beer (0.33 liter bottle)

$5.71 €5.08

$2.17 ₱137

163.13%

Milk (1 liter)

$1.33 €1.18

$1.92 ₱121

-30.73%

White Bread (500g)

$1.74 €1.55

$1.36 ₱85.4

27.94%

Rice (white) (1kg)

$2.45 €2.18

$1.01 ₱63.5

142.57%

Eggs

$5.04 €4.48

$2.03 ₱128

148.28%

Local Cheese (1kg)

$13.54 €12.05

$9.86 ₱621

37.32%

Chicken Fillets (1kg)

$15.18 €13.50

$4.39 ₱277

245.79%

Beef Round Steak (1kg)

$15.23 €13.55

$7.60 ₱479

100.39%

Apples (1kg)

$2.10 €1.87

$3.30 ₱208

-36.36%

Banana (1kg)

$2.15 €1.92

$1.39 ₱87.8

54.68%

Oranges (1kg)

$1.88 €1.67

$2.33 ₱147

-19.31%

Tomato (1kg)

$4.63 €4.12

$1.50 ₱94.3

208.67%

Potato (1kg)

$1.62 €1.44

$2.36 ₱149

-31.36%

Onion (1kg)

$1.81 €1.61

$1.90 ₱119

-4.74%

Lettuce (1 head)

$1.28 €1.14

$1.19 ₱74.9

7.56%

Water (1.5 liter bottle)

$0.75 €0.67

$0.63 ₱39.71

19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$14.14 €12.57

$3.00 ₱189

371.33%

Wine (Bottle)

$7.00 €6.23

$6.03 ₱379

16.09%

Local Beer (0.5 liter bottle)

$1.44 €1.28

$1.23 ₱77.7

17.07%

Imported Beer (0.33 liter bottle)

$2.73 €2.42

$1.75 ₱110

56.00%

One-way Ticket (Public Transport)

$1.54 €1.37

$0.25 ₱15.86

516.00%

Public Transport Monthly Pass (Regular Price)

$131 €117

$12.64 ₱796

938.84%

Taxi Start (Normal Tariff)

$4.00 €3.55

$0.77 ₱48.62

419.48%

Taxi (Normal Tariff) (1km)

$2.28 €2.03

$0.23 ₱14.53

891.30%

Taxi 1hour Waiting (Normal Tariff)

$32.95 €29.31

$4.46 ₱281

638.79%

Gasoline (1 liter)

$2.29 €2.04

$1.31 ₱82.8

74.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K €36.1K

$21.2K ₱1.3M

90.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$19.1K ₱1.2M

100.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 €161

$120 ₱7,569

50.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.89 €13.24

$14.00 ₱882

6.36%

Internet (50+ Mbps, Unlimited Data)

$55.6 €49.41

$27.54 ₱1,734

101.71%

Gym Membership (Monthly)

$21.69 €19.30

$32.33 ₱2,035

-32.91%

Tennis Court (1 Hour on Weekend)

$31.81 €28.29

$6.65 ₱419

378.35%

Cinema Ticket

$11.24 €10.00

$5.65 ₱356

98.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,264 €1,124

$275 ₱17.3K

358.98%

International Primary School, 1 Child (Yearly)

$11.8K €10.5K

$7,918 ₱498.5K

48.46%

Jeans (Levis 501 Or Similar)

$88.1 €78.3

$49.33 ₱3,106

78.51%

Summer Dress (H&M, Zara, etc)

$29.20 €25.97

$25.24 ₱1,589

15.69%

Sport Shoes (Adidas, Nike)

$113 €101

$77.0 ₱4,846

47.05%

Men's Leather Business Shoes

$153 €136

$57.2 ₱3,601

167.95%

1-bedroom Apartment, City Center (Monthly)

$1,110 €987

$500 ₱31.5K

122.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,165 €1,036

$309 ₱19.4K

277.10%

3-bedroom Apartment, City Center (Monthly)

$1,323 €1,177

$1,078 ₱67.9K

22.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,536 €1,366

$615 ₱38.7K

149.66%

Buy Apartment in City Center (m2)

$3,127 €2,782

$2,886 ₱181.7K

8.35%

Buy Apartment Outside City Center (m2)

$2,821 €2,509

$1,917 ₱120.7K

47.17%

Average Monthly Net Salary (After Tax)

$3,652 €3,249

$346 ₱21.8K

955.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.83

7.2

-46.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Venlo: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Venlo

$1.2K 47.7%

Cebu

$309 33.6% 73.5% $856

Eating Out

Venlo

$328 13.5%

Cebu

$88 9.6% 73.1% $240

Groceries & Markets

Venlo

$326 13.4%

Cebu

$206 22.4% 36.9% $120

Monthly Utilities & Internet

Venlo

$251 10.3%

Cebu

$162 17.6% 35.5% $89

Clothing & Footwear

Venlo

$173 7.1%

Cebu

$94 10.2% 45.6% $79

Getting Around

Venlo

$153 6.3%

Cebu

$16 1.7% 89.8% $137

Sport & Entertainment

Venlo

$44 1.8%

Cebu

$44 4.8% 1.2% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,110 in Venlo and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Venlo pays 956% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Venlo vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $326 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Venlo

🇵🇭 Cebu

🕒 Local time

10:25 10:25 AM

16:25 4:25 PM

6 h ahead of Venlo

🌤 Weather

👥 Population

103,328

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Venlo Cebu 10,940 km ≈ 14 h nonstop flight

From you

Venlo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Venlo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 166% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 956% higher in Venlo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,110 in Venlo versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,440 per month in Venlo versus $918 in Cebu – a 166% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 939% less than in Venlo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,440 in Venlo, a $1,500 budget is realistic in Cebu but tight or insufficient in Venlo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Venlo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Venlo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 166% less than in Venlo. Beyond cost, consider language, visa policies, and how big the international community is in each city.