Last update: Oct 2026

Cost of Living Comparison Between Velky Krtis and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,366 in Velky Krtis, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Velky Krtis
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Velky Krtis Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Velky Krtis

🇸🇰 Slovakia

$1,366

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Velky Krtis and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Velky Krtis and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,366 in Velky Krtis versus $918 in Cebu.

Velky Krtis $1,366
Cebu $918

Estimated couple costs with rent: $1,889 in Velky Krtis versus $1,409 in Cebu.

Velky Krtis $1,889
Cebu $1,409

Monthly costs for a family of three with rent: $2,412 in Velky Krtis versus $1,900 in Cebu.

Velky Krtis $2,412
Cebu $1,900

Living in Velky Krtis is roughly 49% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Velky Krtis is 1% above, Cebu is 32% below.

Meal at Budget Restaurant

$7.40 €6.59

$3.09 ₱194

139.48%

Three-Course Dinner for Two, Mid-Range

$25.93 €23.07

$24.22 ₱1,525

7.06%

Fast Food Meal (McDonalds, etc)

$7.72 €6.87

$3.92 ₱247

96.94%

Cappuccino

$1.97 €1.75

$2.51 ₱158

-21.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 €1.58

$1.59 ₱100

11.95%

Water (0.33 liter bottle)

$1.18 €1.05

$0.53 ₱33.43

122.64%

Local Beer (0.5 liter draught)

$1.89 €1.68

$1.78 ₱112

6.18%

Imported Beer (0.33 liter bottle)

$2.43 €2.16

$2.17 ₱137

11.98%

Milk (1 liter)

$0.80 €0.71

$1.92 ₱121

-58.33%

White Bread (500g)

$0.97 €0.86

$1.36 ₱85.4

-28.68%

Rice (white) (1kg)

$2.05 €1.82

$1.01 ₱63.5

102.97%

Eggs

$2.86 €2.54

$2.03 ₱128

40.89%

Local Cheese (1kg)

$8.85 €7.87

$9.86 ₱621

-10.24%

Chicken Fillets (1kg)

$4.46 €3.97

$4.39 ₱277

1.59%

Beef Round Steak (1kg)

$10.18 €9.05

$7.60 ₱479

33.95%

Apples (1kg)

$2.11 €1.87

$3.30 ₱208

-36.06%

Banana (1kg)

$1.66 €1.47

$1.39 ₱87.8

19.42%

Oranges (1kg)

$2.01 €1.79

$2.33 ₱147

-13.73%

Tomato (1kg)

$4.24 €3.77

$1.50 ₱94.3

182.67%

Potato (1kg)

$1.18 €1.05

$2.36 ₱149

-50.00%

Onion (1kg)

$1.87 €1.67

$1.90 ₱119

-1.58%

Lettuce (1 head)

$1.14 €1.01

$1.19 ₱74.9

-4.20%

Water (1.5 liter bottle)

$0.79 €0.70

$0.63 ₱39.71

25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 €4.96

$3.00 ₱189

85.67%

Wine (Bottle)

$5.75 €5.12

$6.03 ₱379

-4.64%

Local Beer (0.5 liter bottle)

$0.86 €0.77

$1.23 ₱77.7

-30.08%

Imported Beer (0.33 liter bottle)

$1.11 €0.98

$1.75 ₱110

-36.57%

One-way Ticket (Public Transport)

$1.14 €1.01

$0.25 ₱15.86

356.00%

Public Transport Monthly Pass (Regular Price)

$27.54 €24.50

$12.64 ₱796

117.88%

Taxi Start (Normal Tariff)

$2.82 €2.51

$0.77 ₱48.62

266.23%

Taxi (Normal Tariff) (1km)

$0.80 €0.71

$0.23 ₱14.53

247.83%

Taxi 1hour Waiting (Normal Tariff)

$22.75 €20.24

$4.46 ₱281

410.09%

Gasoline (1 liter)

$1.90 €1.69

$1.31 ₱82.8

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K €20.4K

$21.2K ₱1.3M

7.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K €24.6K

$19.1K ₱1.2M

44.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$253 €225

$120 ₱7,569

110.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.03 €18.71

$14.00 ₱882

50.21%

Internet (50+ Mbps, Unlimited Data)

$21.51 €19.14

$27.54 ₱1,734

-21.90%

Gym Membership (Monthly)

$41.82 €37.20

$32.33 ₱2,035

29.35%

Tennis Court (1 Hour on Weekend)

$16.63 €14.79

$6.65 ₱419

150.08%

Cinema Ticket

$6.62 €5.89

$5.65 ₱356

17.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 €301

$275 ₱17.3K

23.03%

International Primary School, 1 Child (Yearly)

$10.7K €9,516

$7,918 ₱498.5K

35.11%

Jeans (Levis 501 Or Similar)

$57.0 €50.7

$49.33 ₱3,106

15.51%

Summer Dress (H&M, Zara, etc)

$44.62 €39.69

$25.24 ₱1,589

76.78%

Sport Shoes (Adidas, Nike)

$68.1 €60.6

$77.0 ₱4,846

-11.50%

Men's Leather Business Shoes

$68.1 €60.5

$57.2 ₱3,601

18.99%

1-bedroom Apartment, City Center (Monthly)

$641 €570

$500 ₱31.5K

28.22%

1-bedroom Apartment, Outside City Center (Monthly)

$531 €473

$309 ₱19.4K

72.09%

3-bedroom Apartment, City Center (Monthly)

$999 €889

$1,078 ₱67.9K

-7.27%

3-bedroom Apartment, Outside City Center (Monthly)

$774 €688

$615 ₱38.7K

25.79%

Buy Apartment in City Center (m2)

$3,416 €3,039

$2,886 ₱181.7K

18.36%

Buy Apartment Outside City Center (m2)

$2,579 €2,294

$1,917 ₱120.7K

34.54%

Average Monthly Net Salary (After Tax)

$796 €708

$346 ₱21.8K

130.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

7.2

-46.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Velky Krtis: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Velky Krtis

$531 38.9%

Cebu

$309 33.6% 41.9% $223

Monthly Utilities & Internet

Velky Krtis

$296 21.7%

Cebu

$162 17.6% 45.3% $134

Groceries & Markets

Velky Krtis

$206 15.1%

Cebu

$206 22.4% 0% $0.1

Eating Out

Velky Krtis

$132 9.7%

Cebu

$88 9.6% 33.2% $44

Clothing & Footwear

Velky Krtis

$107 7.8%

Cebu

$94 10.2% 12.2% $13

Sport & Entertainment

Velky Krtis

$55 4%

Cebu

$44 4.8% 20.8% $11

Getting Around

Velky Krtis

$39 2.9%

Cebu

$16 1.7% 60% $23

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Velky Krtis and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Velky Krtis pays 130% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Velky Krtis vs $24.00 in Cebu. Groceries flip the comparison at $206 vs $206, with Velky Krtis cheaper for home cooking.

Good to know

🇸🇰 Velky Krtis

🇵🇭 Cebu

🕒 Local time

17:59 5:59 PM

23:59 11:59 PM

6 h ahead of Velky Krtis

🌤 Weather

👥 Population

13,649

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Velky Krtis Cebu 10,210 km ≈ 13 h nonstop flight

From you

Velky Krtis
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Velky Krtis vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 49% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 130% higher in Velky Krtis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Velky Krtis versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,366 per month in Velky Krtis versus $918 in Cebu – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 118% less than in Velky Krtis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,366 in Velky Krtis, a $1,500 budget is realistic in Cebu but tight or insufficient in Velky Krtis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Velky Krtis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Velky Krtis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 49% less than in Velky Krtis. Beyond cost, consider language, visa policies, and how big the international community is in each city.