Last update: Oct 2026

Cost of Living Comparison Between Varazdin and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,270 in Varazdin, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Varazdin
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Varazdin Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Varazdin

🇭🇷 Croatia

$1,270

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Varazdin and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varazdin and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,270 per month in Varazdin vs $938 in Chiang Mai, rent included.

Varazdin $1,270
Chiang Mai $938

A couple spends around $1,842 per month in Varazdin vs $1,426 in Chiang Mai, rent included.

Varazdin $1,842
Chiang Mai $1,426

A family of three spends $2,414 per month in Varazdin vs $1,914 in Chiang Mai, rent included.

Varazdin $2,414
Chiang Mai $1,914

Varazdin costs about 35% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Varazdin and Chiang Mai are more affordable than the global median – Varazdin 6% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$11.43 €10.17

$2.26 ฿75.4

405.75%

Three-Course Dinner for Two, Mid-Range

$61.8 €55.0

$19.18 ฿641

222.42%

Fast Food Meal (McDonalds, etc)

$10.15 €9.03

$5.59 ฿187

81.57%

Cappuccino

$2.26 €2.01

$1.72 ฿57.6

31.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 €2.27

$0.64 ฿21.54

298.44%

Water (0.33 liter bottle)

$1.96 €1.75

$0.33 ฿11.18

493.94%

Local Beer (0.5 liter draught)

$3.94 €3.50

$2.36 ฿78.7

66.95%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$3.90 ฿130

-12.05%

Milk (1 liter)

$1.18 €1.05

$2.05 ฿68.6

-42.44%

White Bread (500g)

$1.64 €1.45

$1.40 ฿46.70

17.14%

Rice (white) (1kg)

$2.58 €2.29

$1.28 ฿42.89

101.56%

Eggs

$3.40 €3.02

$2.25 ฿75.3

51.11%

Local Cheese (1kg)

$5.49 €4.88

$16.94 ฿566

-67.59%

Chicken Fillets (1kg)

$8.31 €7.39

$2.74 ฿91.6

203.28%

Beef Round Steak (1kg)

$14.36 €12.77

$9.36 ฿313

53.42%

Apples (1kg)

$1.67 €1.49

$2.40 ฿80.3

-30.42%

Banana (1kg)

$1.70 €1.51

$1.01 ฿33.92

68.32%

Oranges (1kg)

$1.77 €1.57

$1.61 ฿53.9

9.94%

Tomato (1kg)

$2.38 €2.11

$1.52 ฿50.7

56.58%

Potato (1kg)

$1.25 €1.11

$1.28 ฿42.90

-2.34%

Onion (1kg)

$1.14 €1.02

$1.11 ฿37.22

2.70%

Lettuce (1 head)

$1.10 €0.97

$0.72 ฿24.09

52.78%

Water (1.5 liter bottle)

$1.15 €1.02

$0.52 ฿17.54

121.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.64 €5.01

$4.33 ฿145

30.25%

Wine (Bottle)

$7.96 €7.08

$17.73 ฿593

-55.10%

Local Beer (0.5 liter bottle)

$0.76 €0.67

$1.63 ฿54.4

-53.37%

Imported Beer (0.33 liter bottle)

$2.12 €1.89

$2.85 ฿95.3

-25.61%

One-way Ticket (Public Transport)

$1.38 €1.23

$0.85 ฿28.31

62.35%

Public Transport Monthly Pass (Regular Price)

$44.38 €39.47

$53.9 ฿1,801

-17.66%

Taxi Start (Normal Tariff)

$3.41 €3.03

$1.17 ฿39.18

191.45%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$0.57 ฿19.00

149.12%

Taxi 1hour Waiting (Normal Tariff)

$13.15 €11.70

$2.37 ฿79.2

454.85%

Gasoline (1 liter)

$1.64 €1.46

$1.45 ฿48.32

13.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.4K

$20.5K ฿684.3K

28.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K €20.9K

$26.5K ฿886.1K

-11.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €130

$62.3 ฿2,083

134.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.93 €12.39

$12.27 ฿410

13.53%

Internet (50+ Mbps, Unlimited Data)

$30.69 €27.30

$19.97 ฿668

53.68%

Gym Membership (Monthly)

$43.23 €38.46

$37.91 ฿1,267

14.03%

Tennis Court (1 Hour on Weekend)

$12.78 €11.37

$3.76 ฿126

239.89%

Cinema Ticket

$6.86 €6.10

$6.71 ฿224

2.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 €137

$797 ฿26.6K

-80.73%

International Primary School, 1 Child (Yearly)

$12.9K €11.5K

$14.8K ฿495.7K

-12.96%

Jeans (Levis 501 Or Similar)

$73.5 €65.4

$53.3 ฿1,780

37.95%

Summer Dress (H&M, Zara, etc)

$33.37 €29.68

$25.05 ฿837

33.21%

Sport Shoes (Adidas, Nike)

$61.4 €54.6

$91.6 ฿3,062

-32.96%

Men's Leather Business Shoes

$71.9 €64.0

$73.5 ฿2,455

-2.10%

1-bedroom Apartment, City Center (Monthly)

$560 €498

$464 ฿15.5K

20.71%

1-bedroom Apartment, Outside City Center (Monthly)

$422 €375

$305 ฿10.2K

38.50%

3-bedroom Apartment, City Center (Monthly)

$876 €779

$915 ฿30.6K

-4.35%

3-bedroom Apartment, Outside City Center (Monthly)

$467 €416

$552 ฿18.5K

-15.36%

Buy Apartment in City Center (m2)

$3,127 €2,782

$1,912 ฿63.9K

63.57%

Buy Apartment Outside City Center (m2)

$2,478 €2,204

$1,438 ฿48.1K

72.25%

Average Monthly Net Salary (After Tax)

$1,379 €1,227

$595 ฿19.9K

131.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

5.57

-33.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varazdin: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varazdin

$422 33.2%

Chiang Mai

$305 32.5% 27.8% $117

Groceries & Markets

Varazdin

$239 18.8%

Chiang Mai

$238 25.4% 0.3% $0.8

Eating Out

Varazdin

$194 15.3%

Chiang Mai

$79 8.4% 59.2% $115

Monthly Utilities & Internet

Varazdin

$190 15%

Chiang Mai

$95 10.1% 50.3% $96

Clothing & Footwear

Varazdin

$108 8.5%

Chiang Mai

$110 11.7% 1.3% $1.4

Getting Around

Varazdin

$60 4.8%

Chiang Mai

$61 6.5% 1.5% $0.9

Sport & Entertainment

Varazdin

$57 4.5%

Chiang Mai

$51 5.5% 9.9% $5.6

Cost Breakdown

A central one-bedroom costs $560 in Varazdin versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 132% higher in Varazdin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Varazdin versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $239 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇭🇷 Varazdin

🇹🇭 Chiang Mai

🕒 Local time

06:20 6:20 AM

11:20 11:20 AM

5 h ahead of Varazdin

🌤 Weather

👥 Population

43,782

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Varazdin Chiang Mai 7,960 km ≈ 10 h nonstop flight

From you

Varazdin
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varazdin vs Chiang Mai: Cost of Living - Frequently Asked Questions

Varazdin costs about 35% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,905 per month in Varazdin and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $154 per month in Varazdin and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 0% more in Varazdin, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Varazdin at $1,270. In Chiang Mai it covers expenses comfortably, while in Varazdin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,270 in Varazdin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varazdin makes more sense. Both are solid long-term options with distinct trade-offs.