For one person, living is cheaper in Cebu: $934 a month against $3,157 in Vaduz, rent and utilities included – about $26,700 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vaduz and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $3,157 in Vaduz versus $934 in Cebu.
Vaduz $3,157
Cebu $934
Estimated couple costs with rent: $5,283 in Vaduz versus $1,415 in Cebu.
Vaduz $5,283
Cebu $1,415
Monthly costs for a family of three with rent: $7,410 in Vaduz versus $1,896 in Cebu.
Vaduz $7,410
Cebu $1,896
🌍
Living in Vaduz is roughly 238% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.
📊
The two cities straddle the global median: Vaduz is 136% above, Cebu is 30% below.
Currency
No currencies found
🍽 Eating Out
Vaduz
Cebu
Difference
Meal at Budget Restaurant
$36.66CHF 30.43
$3.03₱190
1109.90%
Three-Course Dinner for Two, Mid-Range
$145CHF 120
$23.48₱1,473
516.78%
Fast Food Meal(McDonalds, etc)
$18.01CHF 14.95
$4.09₱256
340.34%
Cappuccino
$6.41CHF 5.32
$2.52₱158
154.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.25CHF 3.53
$1.54₱96.9
175.97%
Water(0.33 liter bottle)
$4.30CHF 3.57
$0.49₱30.98
777.55%
Local Beer(0.5 liter draught)
$7.36CHF 6.10
$1.79₱112
311.17%
Imported Beer(0.33 liter bottle)
$5.99CHF 4.97
$2.26₱142
165.04%
🛒 Groceries & Markets
Vaduz
Cebu
Difference
Milk(1 liter)
$2.92CHF 2.42
$1.95₱122
49.74%
White Bread(500g)
$3.42CHF 2.84
$1.43₱89.7
139.16%
Rice(white)(1kg)
$2.95CHF 2.45
$1.02₱63.8
189.22%
Eggs
$10.34CHF 8.58
$2.06₱129
401.94%
Local Cheese(1kg)
$27.36CHF 22.71
$9.81₱615
178.90%
Chicken Fillets(1kg)
$23.85CHF 19.79
$4.61₱289
417.35%
Beef Round Steak(1kg)
$54.9CHF 45.54
$7.70₱483
612.47%
Apples(1kg)
$3.68CHF 3.05
$3.31₱207
11.18%
Banana(1kg)
$3.94CHF 3.27
$1.45₱90.9
171.72%
Oranges(1kg)
$4.14CHF 3.43
$2.36₱148
75.42%
Tomato(1kg)
$2.66CHF 2.21
$1.54₱96.4
72.73%
Potato(1kg)
$2.68CHF 2.22
$2.36₱148
13.56%
Onion(1kg)
$2.06CHF 1.71
$1.99₱125
3.52%
Lettuce(1 head)
$2.09CHF 1.73
$1.15₱72.1
81.74%
Water(1.5 liter bottle)
$1.94CHF 1.61
$0.67₱42.15
189.55%
Cigarettes 20 Pack(Marlboro, Camel)
$12.58CHF 10.44
$3.00₱188
319.33%
Wine(Bottle)
$18.10CHF 15.02
$6.35₱398
185.04%
Local Beer(0.5 liter bottle)
$2.85CHF 2.37
$1.31₱81.9
117.56%
Imported Beer(0.33 liter bottle)
$2.99CHF 2.48
$1.73₱108
72.83%
🚌 Getting Around
Vaduz
Cebu
Difference
One-way Ticket(Public Transport)
$2.70CHF 2.24
$0.25₱15.78
980.00%
Public Transport Monthly Pass(Regular Price)
$120CHF 99.9
$12.65₱793
851.46%
Taxi Start(Normal Tariff)
$1.96CHF 1.63
$0.74₱46.32
164.86%
Taxi(Normal Tariff)(1km)
$6.02CHF 5.00
$0.21₱13.11
2766.67%
Taxi 1hour Waiting(Normal Tariff)
-
$4.33₱271
-
Gasoline(1 liter)
$2.46CHF 2.04
$1.33₱83.5
84.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5KCHF 30.3K
$21.8K₱1.4M
67.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5KCHF 32.8K
$19.4K₱1.2M
103.69%
🧾 Monthly Utilities & Internet
Vaduz
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$243CHF 202
$121₱7,563
101.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.90CHF 32.29
$14.45₱907
169.20%
Internet(50+ Mbps, Unlimited Data)
$66.8CHF 55.4
$28.29₱1,774
135.95%
🎉 Sport & Entertainment
Vaduz
Cebu
Difference
Gym Membership(Monthly)
$80.0CHF 66.4
$32.68₱2,050
144.89%
Tennis Court(1 Hour on Weekend)
$17.83CHF 14.80
$6.39₱401
179.03%
Cinema Ticket
$23.57CHF 19.56
$5.46₱342
331.68%
🧸 Childcare & Education
Vaduz
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$365CHF 303
$273₱17.1K
33.48%
International Primary School, 1 Child(Yearly)
$16.5KCHF 13.7K
$8,156₱511.5K
102.58%
👕👟 Clothing & Footwear
Vaduz
Cebu
Difference
Jeans(Levis 501 Or Similar)
$138CHF 115
$49.57₱3,109
178.41%
Summer Dress(H&M, Zara, etc)
$48.70CHF 40.42
$24.87₱1,560
95.82%
Sport Shoes(Adidas, Nike)
$169CHF 140
$76.6₱4,804
120.47%
Men's Leather Business Shoes
$222CHF 185
$59.3₱3,717
275.36%
🏠 Accommodation & Living
Vaduz
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,352CHF 1,122
$506₱31.7K
167.33%
1-bedroom Apartment, Outside City Center(Monthly)
$1,153CHF 957
$309₱19.4K
272.76%
3-bedroom Apartment, City Center(Monthly)
$2,896CHF 2,404
$1,052₱66.0K
175.34%
3-bedroom Apartment, Outside City Center(Monthly)
$2,378CHF 1,974
$619₱38.8K
284.25%
Buy Apartment in City Center(m2)
$16.5KCHF 13.7K
$2,915₱182.9K
467.25%
Buy Apartment Outside City Center(m2)
$6,875CHF 5,706
$1,867₱117.1K
268.20%
💵 Salaries & Financials
Vaduz
Cebu
Difference
Average Monthly Net Salary(After Tax)
$9,106CHF 7,558
$341₱21.4K
2569.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.25
7.2
0.69%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Vaduz: October 4, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Vaduz
$1.2K 35.9%
Cebu
$309 33.5% ↓ 73.2%$844
🛒Groceries & Markets
Vaduz
$655 20.4%
Cebu
$210 22.7% ↓ 67.9%$444
🍽Eating Out
Vaduz
$507 15.8%
Cebu
$88 9.6% ↓ 82.6%$419
🧾Monthly Utilities & Internet
Vaduz
$349 10.9%
Cebu
$163 17.7% ↓ 53.2%$185
👕👟Clothing & Footwear
Vaduz
$260 8.1%
Cebu
$95 10.2% ↓ 63.6%$165
🚌Getting Around
Vaduz
$163 5.1%
Cebu
$15 1.7% ↓ 90.5%$148
🎉Sport & Entertainment
Vaduz
$127 4%
Cebu
$44 4.7% ↓ 65.7%$84
🏠Accommodation & Living
Vaduz
$2.4K 32.7%
Cebu
$619 32.4% ↓ 74%$1.8K
🛒Groceries & Markets
Vaduz
$1.6K 21.5%
Cebu
$493 25.8% ↓ 68.6%$1.1K
🍽Eating Out
Vaduz
$1.8K 24.2%
Cebu
$288 15.1% ↓ 83.6%$1.5K
🧾Monthly Utilities & Internet
Vaduz
$388 5.3%
Cebu
$178 9.3% ↓ 54.1%$210
👕👟Clothing & Footwear
Vaduz
$578 7.9%
Cebu
$210 11% ↓ 63.6%$368
🚌Getting Around
Vaduz
$332 4.6%
Cebu
$31 1.6% ↓ 90.5%$300
🎉Sport & Entertainment
Vaduz
$272 3.7%
Cebu
$94 4.9% ↓ 65.6%$179
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,352 in Vaduz and $506 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Vaduz pays 2570% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $145 in Vaduz vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $655 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Vaduz vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Vaduz?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 238% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Vaduz or Cebu?
Average pay runs 2570% higher in Vaduz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Vaduz and Cebu?
Rent for a central apartment: $1,352 in Vaduz versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Vaduz and in Cebu?
All in, you'll spend $3,157 per month in Vaduz versus $934 in Cebu – a 238% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 851% less than in Vaduz. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Vaduz or in Cebu?
At $934 in Cebu versus $3,157 in Vaduz, a $1,500 budget is realistic in Cebu but tight or insufficient in Vaduz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Vaduz or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vaduz, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Vaduz or Cebu?
Safety-wise, Vaduz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 238% less than in Vaduz. Beyond cost, consider language, visa policies, and how big the international community is in each city.