😐A single person spends $3,739 per month in Vacaville, CA vs $3,106 in Chicago, IL, rent included.
😐A couple spends around $4,925 per month in Vacaville, CA vs $4,599 in Chicago, IL, rent included.
😐A family of three spends $6,110 per month in Vacaville, CA vs $6,092 in Chicago, IL, rent included.
😐Vacaville, CA costs about 20% more than Chicago, IL, driven mainly by Getting Around.
📊Both Vacaville, CA and Chicago, IL sit above the global median – Vacaville, CA by 172%, Chicago, IL by 126%.
Currency
🍽 Eating Out
Vacaville, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$20.20$20.20
$19.86$19.86
1.71%
Three-Course Dinner for Two, Mid-Range
$45.17$45.17
$88.3$88.3
-48.87%
Fast Food Meal(McDonalds, etc)
$12.75$12.75
$13.23$13.23
-3.63%
Cappuccino
$6.02$6.02
$5.86$5.86
2.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.12$3.12
$2.61$2.61
19.54%
Water(0.33 liter bottle)
$2.66$2.66
$2.32$2.32
14.66%
Local Beer(0.5 liter draught)
$6.88$6.88
$7.03$7.03
-2.13%
Imported Beer(0.33 liter bottle)
$6.96$6.96
$9.25$9.25
-24.76%
🛒 Groceries & Markets
Vacaville, CA
Chicago, IL
Difference
Milk(1 liter)
$1.71$1.71
$1.34$1.34
27.61%
White Bread(500g)
$4.92$4.92
$4.19$4.19
17.42%
Rice(white)(1kg)
$5.24$5.24
$5.50$5.50
-4.73%
Eggs
$5.28$5.28
$4.71$4.71
12.10%
Local Cheese(1kg)
$17.45$17.45
$14.72$14.72
18.55%
Chicken Fillets(1kg)
$16.07$16.07
$14.53$14.53
10.60%
Beef Round Steak(1kg)
$23.92$23.92
$19.69$19.69
21.48%
Apples(1kg)
$6.43$6.43
$5.64$5.64
14.01%
Banana(1kg)
$1.93$1.93
$1.97$1.97
-2.03%
Oranges(1kg)
$4.09$4.09
$4.04$4.04
1.24%
Tomato(1kg)
$7.39$7.39
$5.07$5.07
45.76%
Potato(1kg)
$3.25$3.25
$2.94$2.94
10.54%
Onion(1kg)
$3.88$3.88
$2.92$2.92
32.88%
Lettuce(1 head)
$2.94$2.94
$2.28$2.28
28.95%
Water(1.5 liter bottle)
$2.84$2.84
$3.12$3.12
-8.97%
Cigarettes 20 Pack(Marlboro, Camel)
$12.15$12.15
$16.19$16.19
-24.95%
Wine(Bottle)
$15.04$15.04
$15.17$15.17
-0.86%
Local Beer(0.5 liter bottle)
$3.16$3.16
$2.67$2.67
18.35%
Imported Beer(0.33 liter bottle)
$3.45$3.45
$3.48$3.48
-0.86%
🚌 Getting Around
Vacaville, CA
Chicago, IL
Difference
One-way Ticket(Public Transport)
-
$2.54$2.54
-
Public Transport Monthly Pass(Regular Price)
-
$76.0$76.0
-
Taxi Start(Normal Tariff)
$4.12$4.12
$3.16$3.16
30.38%
Taxi(Normal Tariff)(1km)
$2.01$2.01
$1.37$1.37
46.72%
Taxi 1hour Waiting(Normal Tariff)
$38.31$38.31
$22.66$22.66
69.06%
Gasoline(1 liter)
$1.41$1.41
$1.20$1.20
17.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.7K$37.7K
$37.0K$37.0K
1.95%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K$25.3K
$26.0K$26.0K
-2.96%
🧾 Monthly Utilities & Internet
Vacaville, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$240$240
$190$190
26.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$64.6$64.6
$68.5$68.5
-5.71%
Internet(50+ Mbps, Unlimited Data)
$77.9$77.9
$61.1$61.1
27.60%
🎉 Sport & Entertainment
Vacaville, CA
Chicago, IL
Difference
Gym Membership(Monthly)
$45.42$45.42
$63.8$63.8
-28.79%
Tennis Court(1 Hour on Weekend)
-
$27.80$27.80
-
Cinema Ticket
$17.95$17.95
$18.28$18.28
-1.81%
🧸 Childcare & Education
Vacaville, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,944$2,944
$1,525$1,525
93.08%
International Primary School, 1 Child(Yearly)
$41.4K$41.4K
$32.0K$32.0K
29.34%
👕👟 Clothing & Footwear
Vacaville, CA
Chicago, IL
Difference
Jeans(Levis 501 Or Similar)
$81.5$81.5
$64.0$64.0
27.34%
Summer Dress(H&M, Zara, etc)
$54.2$54.2
$54.4$54.4
-0.37%
Sport Shoes(Adidas, Nike)
$109$109
$101$101
8.38%
Men's Leather Business Shoes
$151$151
$153$153
-1.28%
🏠 Accommodation & Living
Vacaville, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center(Monthly)
$2,348$2,348
$2,421$2,421
-3.01%
1-bedroom Apartment, Outside City Center(Monthly)
$2,213$2,213
$1,690$1,690
30.94%
3-bedroom Apartment, City Center(Monthly)
$2,812$2,812
$4,584$4,584
-38.66%
3-bedroom Apartment, Outside City Center(Monthly)
$2,940$2,940
$2,782$2,782
5.68%
Buy Apartment in City Center(m2)
$3,775$3,775
$4,170$4,170
-9.45%
Buy Apartment Outside City Center(m2)
-
$2,739$2,739
-
💵 Salaries & Financials
Vacaville, CA
Chicago, IL
Difference
Average Monthly Net Salary(After Tax)
$5,288$5,288
$4,777$4,777
10.70%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.46
6.38
1.25%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Vacaville, CA: August 30, 2026
Last update for Chicago, IL: August 29, 2026
Cost Breakdown
🏠A central one-bedroom costs $2,348 in Vacaville, CA versus $2,421 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 11% higher in Vacaville, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $45.00 in Vacaville, CA versus $88.0 in Chicago, IL. Groceries tell a different story – $526 in Vacaville, CA vs $465 in Chicago, IL – so Chicago, IL wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Vacaville, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Vacaville, CA and in Chicago, IL compare overall?
Monthly costs with rent: $3,739 in Vacaville, CA, $3,106 in Chicago, IL – roughly 20% apart. Vacaville, CA costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Vacaville, CA compared to Chicago, IL?
For a comfortable life, plan on about $5,609 per month in Vacaville, CA and $4,659 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Vacaville, CA and Chicago, IL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $45.00 in Vacaville, CA and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 13% more in Vacaville, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,739 in Vacaville, CA and $3,106 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Vacaville, CA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,106 in Chicago, IL to $3,739 in Vacaville, CA. Climate, culture, job market, and personal taste all factor in.
Is Vacaville, CA or Chicago, IL safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Vacaville, CA and Chicago, IL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Vacaville, CA makes more sense. Both are solid long-term options with distinct trade-offs.
Vacaville, CA vs other spots: cost of living compared