Last update: Oct 2026

Cost of Living Comparison Between Utrecht and Saint Paul, MN

For one person, living is cheaper in Saint Paul, MN: $2,445 a month against $2,987 in Utrecht, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

142

Cost of Living Index in Utrecht
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Utrecht Living Index
117

Cost of Living Index in Saint Paul, MN
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Saint Paul, MN Living Index

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Utrecht

🇳🇱 Netherlands

$2,987

/mo nomad

Saint Paul, MN

🇺🇸 United States

$2,445

/mo nomad

Monthly Cost of Living

How much you'll spend in Utrecht and in Saint Paul, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utrecht and in Saint Paul, MN actually costs, broken down by who's living it.

A single person spends $2,987 per month in Utrecht vs $2,445 in Saint Paul, MN, rent included.

Utrecht $2,987
Saint Paul, MN $2,445

A couple spends around $4,205 per month in Utrecht vs $3,672 in Saint Paul, MN, rent included.

Utrecht $4,205
Saint Paul, MN $3,672

A family of three spends $5,423 per month in Utrecht vs $4,900 in Saint Paul, MN, rent included.

Utrecht $5,423
Saint Paul, MN $4,900

Utrecht costs about 22% more than Saint Paul, MN, and outside of rent the biggest gap is in eating out.

Both Utrecht and Saint Paul, MN sit above the global median – Utrecht by 120%, Saint Paul, MN by 80%.

Meal at Budget Restaurant

$22.74 €20.42

$15.66 $15.66

45.21%

Three-Course Dinner for Two, Mid-Range

$84.0 €75.5

$67.8 $67.8

23.90%

Fast Food Meal (McDonalds, etc)

$13.55 €12.17

$10.07 $10.07

34.56%

Cappuccino

$4.78 €4.30

$5.03 $5.03

-4.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 €3.45

$3.09 $3.09

24.27%

Water (0.33 liter bottle)

$3.39 €3.04

$2.59 $2.59

30.89%

Local Beer (0.5 liter draught)

$6.59 €5.92

$6.04 $6.04

9.11%

Imported Beer (0.33 liter bottle)

$7.15 €6.43

$7.37 $7.37

-2.99%

Milk (1 liter)

$1.51 €1.35

$0.98 $0.98

54.08%

White Bread (500g)

$2.98 €2.68

$3.80 $3.80

-21.58%

Rice (white) (1kg)

$2.54 €2.28

$3.33 $3.33

-23.72%

Eggs

$4.68 €4.20

$2.96 $2.96

58.11%

Local Cheese (1kg)

$13.36 €12.00

$9.39 $9.39

42.28%

Chicken Fillets (1kg)

$13.92 €12.50

$9.66 $9.66

44.10%

Beef Round Steak (1kg)

$18.68 €16.78

$13.17 $13.17

41.84%

Apples (1kg)

$2.74 €2.46

$4.84 $4.84

-43.39%

Banana (1kg)

$2.40 €2.15

$1.11 $1.11

116.22%

Oranges (1kg)

$2.08 €1.87

$5.88 $5.88

-64.63%

Tomato (1kg)

$3.78 €3.40

$4.92 $4.92

-23.17%

Potato (1kg)

$1.73 €1.55

$3.81 $3.81

-54.59%

Onion (1kg)

$1.88 €1.69

$3.48 $3.48

-45.98%

Lettuce (1 head)

$1.59 €1.43

$2.05 $2.05

-22.44%

Water (1.5 liter bottle)

$1.38 €1.24

$1.75 $1.75

-21.14%

Cigarettes 20 Pack (Marlboro, Camel)

$14.42 €12.96

$12.68 $12.68

13.72%

Wine (Bottle)

$6.82 €6.12

$14.65 $14.65

-53.45%

Local Beer (0.5 liter bottle)

$1.35 €1.22

$1.69 $1.69

-20.12%

Imported Beer (0.33 liter bottle)

$2.68 €2.40

$3.41 $3.41

-21.41%

One-way Ticket (Public Transport)

$3.55 €3.19

$1.96 $1.96

81.12%

Public Transport Monthly Pass (Regular Price)

$132 €119

$104 $104

27.36%

Taxi Start (Normal Tariff)

$3.73 €3.35

$2.54 $2.54

46.85%

Taxi (Normal Tariff) (1km)

$2.73 €2.45

$1.52 $1.52

79.61%

Taxi 1hour Waiting (Normal Tariff)

$45.56 €40.92

$31.02 $31.02

46.87%

Gasoline (1 liter)

$2.59 €2.33

$1.03 $1.03

151.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K €36.9K

$27.1K $27.1K

51.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K €36.0K

$26.6K $26.6K

50.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 €220

$232 $232

5.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.75 €19.54

$50.6 $50.6

-57.04%

Internet (50+ Mbps, Unlimited Data)

$48.16 €43.26

$64.7 $64.7

-25.60%

Gym Membership (Monthly)

$44.24 €39.74

$29.74 $29.74

48.76%

Tennis Court (1 Hour on Weekend)

$31.25 €28.07

$8.50 $8.50

267.65%

Cinema Ticket

$15.06 €13.53

$13.07 $13.07

15.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,274 €2,941

$1,481 $1,481

121.06%

International Primary School, 1 Child (Yearly)

$7,994 €7,181

$28.1K $28.1K

-71.52%

Jeans (Levis 501 Or Similar)

$93.1 €83.7

$41.01 $41.01

127.07%

Summer Dress (H&M, Zara, etc)

$51.5 €46.25

$40.23 $40.23

27.99%

Sport Shoes (Adidas, Nike)

$103 €92.1

$82.1 $82.1

24.94%

Men's Leather Business Shoes

$126 €113

$110 $110

14.01%

1-bedroom Apartment, City Center (Monthly)

$1,945 €1,747

$1,444 $1,444

34.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,558 €1,400

$1,153 $1,153

35.11%

3-bedroom Apartment, City Center (Monthly)

$3,128 €2,810

$2,660 $2,660

17.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,229 €2,002

$2,132 $2,132

4.53%

Buy Apartment in City Center (m2)

$7,109 €6,386

$2,631 $2,631

170.25%

Buy Apartment Outside City Center (m2)

$4,877 €4,381

$1,949 $1,949

150.22%

Average Monthly Net Salary (After Tax)

$4,245 €3,813

$4,256 $4,256

-0.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.23

6.31

-48.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utrecht: October 26, 2026

Last update for Saint Paul, MN: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utrecht

$1.6K 52.2%

Saint Paul, MN

$1.2K 47.2% 26% $405

Eating Out

Utrecht

$356 11.9%

Saint Paul, MN

$283 11.6% 20.4% $73

Groceries & Markets

Utrecht

$352 11.8%

Saint Paul, MN

$360 14.7% 2.2% $7.6

Monthly Utilities & Internet

Utrecht

$315 10.5%

Saint Paul, MN

$348 14.2% 10.4% $33

Clothing & Footwear

Utrecht

$168 5.6%

Saint Paul, MN

$123 5% 26.6% $45

Getting Around

Utrecht

$164 5.5%

Saint Paul, MN

$122 5% 25.6% $42

Sport & Entertainment

Utrecht

$74 2.5%

Saint Paul, MN

$56 2.3% 24.9% $18

Cost Breakdown

A central one-bedroom costs $1,945 in Utrecht versus $1,444 in Saint Paul, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84 in Utrecht versus $68 in Saint Paul, MN. Groceries tell a different story – $352 in Utrecht vs $360 in Saint Paul, MN – so Utrecht wins on supermarket bills even if dining out costs more.

Good to know

🇳🇱 Utrecht

🇺🇸 Saint Paul, MN

🕒 Local time

01:13 1:13 AM

19:13 7:13 PM

6 h behind Utrecht

🌤 Weather

👥 Population

367,947

285,068

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.11 USD

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

Utrecht Saint Paul, MN 6,710 km ≈ 9 h nonstop flight

From you

Utrecht
Saint Paul, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utrecht vs Saint Paul, MN: Cost of Living - Frequently Asked Questions

Yes – Utrecht is pricier by about 22%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,481 per month in Utrecht and $3,667 in Saint Paul, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint Paul, MN, especially for central apartments: a one-bedroom in the center costs $1,444 there versus $1,945 in Utrecht.

A mid-range dinner for two costs $84 in Utrecht and $68 in Saint Paul, MN. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 21% less in Saint Paul, MN. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Saint Paul, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.