Last update: Oct 2026

Cost of Living Comparison Between Utrecht and Oxford

For one person, living is cheaper in Utrecht: $2,987 a month against $3,210 in Oxford, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Oxford outweigh lower spending on other living expenses.

142

Cost of Living Index in Utrecht
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Utrecht Living Index
153

Cost of Living Index in Oxford
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Oxford Living Index

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Utrecht

🇳🇱 Netherlands

$2,987

/mo nomad

Oxford

🇬🇧 United Kingdom

$3,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Utrecht and in Oxford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utrecht and in Oxford actually costs, broken down by who's living it.

A single person spends $2,987 per month in Utrecht vs $3,210 in Oxford, rent included.

Utrecht $2,987
Oxford $3,210

A couple spends around $4,205 per month in Utrecht vs $4,477 in Oxford, rent included.

Utrecht $4,205
Oxford $4,477

A family of three spends $5,423 per month in Utrecht vs $5,743 in Oxford, rent included.

Utrecht $5,423
Oxford $5,743

Utrecht is about 7% cheaper than Oxford, and outside of rent the biggest gap is in eating out.

Both Utrecht and Oxford sit above the global median – Utrecht by 120%, Oxford by 136%.

Meal at Budget Restaurant

$22.74 €20.29

$24.95 £18.61

-8.86%

Three-Course Dinner for Two, Mid-Range

$84.0 €75.0

$104 £77.5

-19.15%

Fast Food Meal (McDonalds, etc)

$13.55 €12.09

$10.60 £7.90

27.83%

Cappuccino

$4.78 €4.27

$4.94 £3.68

-3.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 €3.42

$4.46 £3.32

-13.90%

Water (0.33 liter bottle)

$3.39 €3.02

$2.19 £1.64

54.79%

Local Beer (0.5 liter draught)

$6.59 €5.88

$9.04 £6.74

-27.10%

Imported Beer (0.33 liter bottle)

$7.15 €6.38

$8.55 £6.38

-16.37%

Milk (1 liter)

$1.51 €1.34

$1.69 £1.26

-10.65%

White Bread (500g)

$2.98 €2.66

$1.70 £1.26

75.29%

Rice (white) (1kg)

$2.54 €2.26

$1.97 £1.47

28.93%

Eggs

$4.68 €4.17

$4.06 £3.03

15.27%

Local Cheese (1kg)

$13.36 €11.92

$13.74 £10.25

-2.77%

Chicken Fillets (1kg)

$13.92 €12.42

$8.58 £6.40

62.24%

Beef Round Steak (1kg)

$18.68 €16.67

$14.83 £11.06

25.96%

Apples (1kg)

$2.74 €2.44

$3.33 £2.49

-17.72%

Banana (1kg)

$2.40 €2.14

$1.70 £1.26

41.18%

Oranges (1kg)

$2.08 €1.85

$3.01 £2.24

-30.90%

Tomato (1kg)

$3.78 €3.38

$3.73 £2.78

1.34%

Potato (1kg)

$1.73 €1.54

$1.73 £1.29

Onion (1kg)

$1.88 €1.68

$1.76 £1.31

6.82%

Lettuce (1 head)

$1.59 €1.42

$1.21 £0.90

31.40%

Water (1.5 liter bottle)

$1.38 €1.23

$1.61 £1.20

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.42 €12.87

$23.70 £17.67

-39.16%

Wine (Bottle)

$6.82 €6.08

$11.30 £8.43

-39.65%

Local Beer (0.5 liter bottle)

$1.35 €1.21

$3.26 £2.43

-58.59%

Imported Beer (0.33 liter bottle)

$2.68 €2.39

$3.39 £2.53

-20.94%

One-way Ticket (Public Transport)

$3.55 €3.16

$3.89 £2.90

-8.74%

Public Transport Monthly Pass (Regular Price)

$132 €118

$110 £81.9

20.41%

Taxi Start (Normal Tariff)

$3.73 €3.33

$4.98 £3.71

-25.10%

Taxi (Normal Tariff) (1km)

$2.73 €2.43

$3.18 £2.37

-14.15%

Taxi 1hour Waiting (Normal Tariff)

$45.56 €40.65

$42.14 £31.42

8.12%

Gasoline (1 liter)

$2.59 €2.31

$2.11 £1.57

22.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K €36.6K

$38.4K £28.7K

6.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K €35.8K

$41.1K £30.7K

-2.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 €219

$361 £269

-32.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.75 €19.41

$18.08 £13.48

20.30%

Internet (50+ Mbps, Unlimited Data)

$48.16 €42.97

$44.18 £32.94

9.01%

Gym Membership (Monthly)

$44.24 €39.47

$41.85 £31.20

5.71%

Tennis Court (1 Hour on Weekend)

$31.25 €27.88

$11.49 £8.56

171.98%

Cinema Ticket

$15.06 €13.44

$16.03 £11.95

-6.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,274 €2,921

$2,254 £1,680

45.25%

International Primary School, 1 Child (Yearly)

$7,994 €7,132

$15.2K £11.4K

-47.52%

Jeans (Levis 501 Or Similar)

$93.1 €83.1

$98.8 £73.7

-5.76%

Summer Dress (H&M, Zara, etc)

$51.5 €45.94

$46.09 £34.36

11.72%

Sport Shoes (Adidas, Nike)

$103 €91.5

$102 £76.3

0.25%

Men's Leather Business Shoes

$126 €112

$104 £77.6

20.62%

1-bedroom Apartment, City Center (Monthly)

$1,945 €1,735

$2,187 £1,631

-11.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,558 €1,390

$1,706 £1,272

-8.67%

3-bedroom Apartment, City Center (Monthly)

$3,128 €2,791

$3,231 £2,409

-3.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,229 €1,989

$2,464 £1,837

-9.53%

Buy Apartment in City Center (m2)

$7,109 €6,343

$8,794 £6,556

-19.16%

Buy Apartment Outside City Center (m2)

$4,877 €4,351

$6,600 £4,921

-26.11%

Average Monthly Net Salary (After Tax)

$4,245 €3,787

$4,032 £3,006

5.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.23

4.79

-32.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utrecht: October 26, 2026

Last update for Oxford: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utrecht

$1.6K 52.2%

Oxford

$1.7K 53.2% 9.5% $148

Eating Out

Utrecht

$356 11.9%

Oxford

$380 11.8% 6.6% $23

Groceries & Markets

Utrecht

$352 11.8%

Oxford

$323 10.1% 8.4% $30

Monthly Utilities & Internet

Utrecht

$315 10.5%

Oxford

$423 13.2% 34.4% $108

Clothing & Footwear

Utrecht

$168 5.6%

Oxford

$158 4.9% 5.8% $9.7

Getting Around

Utrecht

$164 5.5%

Oxford

$146 4.6% 10.7% $18

Sport & Entertainment

Utrecht

$74 2.5%

Oxford

$74 2.3% 0.6% $0.4

Cost Breakdown

A central one-bedroom costs $1,945 in Utrecht versus $2,187 in Oxford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Utrecht, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $84 in Utrecht versus $104 in Oxford. Groceries tell a different story – $352 in Utrecht vs $323 in Oxford – so Oxford wins on supermarket bills even if dining out costs more.

Good to know

🇳🇱 Utrecht

🇬🇧 Oxford

🕒 Local time

23:25 11:25 PM

22:25 10:25 PM

1 h behind Utrecht

🌤 Weather

👥 Population

367,947

165,000

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

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Utrecht Oxford 440 km

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utrecht vs Oxford: Cost of Living - Frequently Asked Questions

Oxford costs about 7% more than Utrecht, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,481 per month in Utrecht and $4,815 in Oxford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Utrecht, especially for central apartments: a one-bedroom in the center costs $1,945 there versus $2,187 in Oxford.

A mid-range dinner for two costs $84 in Utrecht and $104 in Oxford. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,987 in Utrecht and $3,210 in Oxford. That makes Utrecht about 7% cheaper.

For digital nomads, it depends on budget. Utrecht costs $2,987 versus $3,210 in Oxford. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.