Last update: Oct 2026

Cost of Living Comparison Between Utrecht and London

For one person, living is cheaper in Utrecht: $2,868 a month against $4,086 in London, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

Utrecht
🇳🇱 Netherlands
$2,868
/mo nomad
London
🇬🇧 United Kingdom
$4,086
/mo nomad
Monthly Cost of Living

How much you'll spend in Utrecht and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utrecht and in London actually costs, broken down by who's living it.

A single person spends $2,868 per month in Utrecht vs $4,086 in London, rent included.

  • Utrecht $2,868
  • London $4,086

A couple spends around $4,190 per month in Utrecht vs $5,816 in London, rent included.

  • Utrecht $4,190
  • London $5,816

A family of three spends $5,512 per month in Utrecht vs $7,546 in London, rent included.

  • Utrecht $5,512
  • London $7,546

Utrecht is about 30% cheaper than London, and outside of rent the biggest gap is in transport.

Both Utrecht and London sit above the global median – Utrecht by 114%, London by 205%.

Currency
🍽 Eating Out
Utrecht
London
Difference
Meal at Budget Restaurant
$22.56 €20.13
$26.62 £20.11
-15.25%
Three-Course Dinner for Two, Mid-Range
$84.7 €75.5
$108 £81.3
-21.32%
Fast Food Meal (McDonalds, etc)
$13.39 €11.95
$10.39 £7.85
28.87%
Cappuccino
$4.82 €4.30
$5.79 £4.38
-16.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.88 €3.46
$3.01 £2.27
28.90%
Water (0.33 liter bottle)
$3.34 €2.98
$2.15 £1.63
55.35%
Local Beer (0.5 liter draught)
$6.63 €5.92
$9.35 £7.06
-29.09%
Imported Beer (0.33 liter bottle)
$7.18 €6.41
$7.84 £5.93
-8.42%
🛒 Groceries & Markets
Utrecht
London
Difference
Milk (1 liter)
$1.55 €1.38
$1.79 £1.35
-13.41%
White Bread (500g)
$2.86 €2.55
$2.06 £1.56
38.83%
Rice (white) (1kg)
$2.56 €2.28
$2.31 £1.74
10.82%
Eggs
$4.68 €4.18
$5.05 £3.82
-7.33%
Local Cheese (1kg)
$13.43 €11.98
$12.57 £9.50
6.84%
Chicken Fillets (1kg)
$13.83 €12.34
$10.66 £8.05
29.74%
Beef Round Steak (1kg)
$18.66 €16.65
$17.13 £12.94
8.93%
Apples (1kg)
$2.71 €2.42
$3.03 £2.29
-10.56%
Banana (1kg)
$2.49 €2.22
$1.41 £1.07
76.60%
Oranges (1kg)
$2.09 €1.87
$3.05 £2.31
-31.48%
Tomato (1kg)
$3.85 €3.43
$3.38 £2.56
13.91%
Potato (1kg)
$1.71 €1.53
$1.67 £1.26
2.40%
Onion (1kg)
$1.92 €1.72
$1.73 £1.31
10.98%
Lettuce (1 head)
$1.58 €1.41
$1.41 £1.07
12.06%
Water (1.5 liter bottle)
$1.39 €1.24
$1.79 £1.35
-22.35%
Cigarettes 20 Pack (Marlboro, Camel)
$14.50 €12.94
$23.22 £17.55
-37.55%
Wine (Bottle)
$6.53 €5.83
$12.99 £9.82
-49.73%
Local Beer (0.5 liter bottle)
$1.34 €1.20
$3.18 £2.40
-57.86%
Imported Beer (0.33 liter bottle)
$2.72 €2.42
$4.41 £3.33
-38.32%
🚌 Getting Around
Utrecht
London
Difference
One-way Ticket (Public Transport)
$3.52 €3.14
$3.87 £2.93
-9.04%
Public Transport Monthly Pass (Regular Price)
$132 €118
$250 £189
-47.12%
Taxi Start (Normal Tariff)
$3.70 €3.30
$5.71 £4.31
-35.20%
Taxi (Normal Tariff) (1km)
$2.68 €2.39
$3.33 £2.51
-19.52%
Taxi 1hour Waiting (Normal Tariff)
$45.85 €40.92
$57.9 £43.76
-20.83%
Gasoline (1 liter)
$2.51 €2.24
$2.04 £1.54
23.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.6K €37.1K
$37.5K £28.4K
10.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.6K €34.4K
$40.9K £30.9K
-5.65%
🧾 Monthly Utilities & Internet
Utrecht
London
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$247 €221
$376 £284
-34.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.83 €19.48
$17.88 £13.51
22.09%
Internet (50+ Mbps, Unlimited Data)
$47.76 €42.62
$40.01 £30.24
19.37%
🎉 Sport & Entertainment
Utrecht
London
Difference
Gym Membership (Monthly)
$44.52 €39.73
$61.2 £46.22
-27.21%
Tennis Court (1 Hour on Weekend)
$31.62 €28.21
$21.07 £15.93
50.07%
Cinema Ticket
$15.72 €14.03
$17.95 £13.57
-12.42%
🧸 Childcare & Education
Utrecht
London
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,083 €2,751
$2,865 £2,165
7.59%
International Primary School, 1 Child (Yearly)
$8,065 €7,197
$35.3K £26.7K
-77.18%
👕👟 Clothing & Footwear
Utrecht
London
Difference
Jeans (Levis 501 Or Similar)
$96.5 €86.1
$116 £87.7
-16.83%
Summer Dress (H&M, Zara, etc)
$52.6 €46.96
$54.1 £40.87
-2.70%
Sport Shoes (Adidas, Nike)
$107 €95.3
$127 £95.7
-15.66%
Men's Leather Business Shoes
$127 €113
$159 £120
-20.47%
🏠 Accommodation & Living
Utrecht
London
Difference
1-bedroom Apartment, City Center (Monthly)
$1,897 €1,693
$2,853 £2,156
-33.52%
1-bedroom Apartment, Outside City Center (Monthly)
$1,508 €1,346
$2,301 £1,739
-34.47%
3-bedroom Apartment, City Center (Monthly)
$3,238 €2,890
$5,201 £3,931
-37.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,261 €2,018
$3,723 £2,813
-39.26%
Buy Apartment in City Center (m2)
$6,916 €6,172
$19.0K £14.4K
-63.62%
Buy Apartment Outside City Center (m2)
$4,857 €4,335
$7,881 £5,955
-38.36%
💵 Salaries & Financials
Utrecht
London
Difference
Average Monthly Net Salary (After Tax)
$4,294 €3,832
$4,818 £3,641
-10.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.23
4.65
-30.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utrecht: October 4, 2026

Last update for London: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Utrecht
$1.5K
London
$2.3K 52.6% $793
Eating Out
Utrecht
$355
London
$397 11.8% $42
Groceries & Markets
Utrecht
$352
London
$349 0.6% $2.3
Monthly Utilities & Internet
Utrecht
$317
London
$434 37% $117
Clothing & Footwear
Utrecht
$172
London
$205 19.2% $33
Getting Around
Utrecht
$163
London
$288 76.2% $124
Sport & Entertainment
Utrecht
$76
London
$97 27.8% $21

Cost Breakdown

A central one-bedroom costs $1,897 in Utrecht versus $2,853 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Utrecht versus $108 in London. Groceries tell a different story – $352 in Utrecht vs $349 in London – so London wins on supermarket bills even if dining out costs more.

Good to know
🇳🇱 Utrecht
🇬🇧 London
🕒 Local time
05:16 5:16 AM
04:16 4:16 AM
1 h behind Utrecht
🌤 Weather
👥 Population
367,947
8,908,083 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

GBP, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

On the map
Between locations
  • Utrecht London 370 km
From you
  • Utrecht
  • London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Utrecht vs London: Cost of Living - Frequently Asked Questions
How do living costs in Utrecht and in London compare overall?
Monthly costs with rent: $2,868 in Utrecht, $4,086 in London – roughly 42% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Utrecht compared to London?
For a comfortable life, plan on about $4,302 per month in Utrecht and $6,129 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Utrecht and London?
Rent is clearly cheaper in Utrecht, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 1% cheaper in London – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $85.0 in Utrecht and $108 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $2,868 in Utrecht and $4,086 in London. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Utrecht and London?
It depends on your priorities. Utrecht has an edge in some lifestyle areas, with costs from $2,868 in Utrecht to $4,086 in London. Climate, culture, job market, and personal taste all factor in.
Is Utrecht or London safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Utrecht and London?
If budget matters most, go with Utrecht. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.

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