Last update: Oct 2026

Cost of Living Comparison Between the United States and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in Montserrat: $926 a month against $2,734 in the United States, rent and utilities included – about $21,700 less a year. Rent and utilities account for most of the difference.

131

Cost of Living Index in the United States
Learn more

United States Living Index

Jump to prices

🇺🇸 United States

$2,734

/mo nomad

🇲🇸 Montserrat

$926

/mo nomad

Monthly Cost of Living

How much you'll spend in the United States and in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United States and in Montserrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,734 in the United States versus $926 in Montserrat.

United States $2,734
Montserrat $926

Estimated couple costs with rent: $3,985 in the United States versus $2,169 in Montserrat.

United States $3,985
Montserrat $2,169

Monthly costs for a family of three with rent: $5,235 in the United States versus $3,412 in Montserrat.

United States $5,235
Montserrat $3,412

Internal cost variation is higher in the United States: monthly costs span $979 to $5,160, compared to $923–$923 in Montserrat. City choice carries more weight in the United States.

Living in the United States is roughly 195% more expensive than in Montserrat on average.

The United States (101% above) and Montserrat (32% below) straddle the global median.

Meal at Budget Restaurant

$20.03 $20.03

$18.83 EC$50.8

6.37%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$48.48 EC$131

65.10%

Fast Food Meal (McDonalds, etc)

$11.80 $11.80

$12.21 EC$32.97

-3.36%

Cappuccino

$5.55 $5.55

$7.28 EC$19.65

-23.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$2.85 EC$7.70

-6.67%

Water (0.33 liter bottle)

$2.17 $2.17

$1.52 EC$4.10

42.76%

Local Beer (0.5 liter draught)

$6.12 $6.12

$2.91 EC$7.85

110.31%

Imported Beer (0.33 liter bottle)

$7.94 $7.94

$4.33 EC$11.70

83.37%

Milk (1 liter)

$1.04 $1.04

$3.44 EC$9.27

-69.77%

White Bread (500g)

$3.59 $3.59

$2.99 EC$8.08

20.07%

Rice (white) (1kg)

$4.52 $4.52

Eggs

$4.28 $4.28

$7.23 EC$19.52

-40.80%

Local Cheese (1kg)

$13.22 $13.22

$5.89 EC$15.90

124.45%

Chicken Fillets (1kg)

$12.60 $12.60

$9.49 EC$25.63

32.77%

Beef Round Steak (1kg)

$17.60 $17.60

$22.96 EC$62.0

-23.34%

Apples (1kg)

$5.30 $5.30

$3.32 EC$8.96

59.64%

Banana (1kg)

$1.69 $1.69

Oranges (1kg)

$4.44 $4.44

Tomato (1kg)

$4.77 $4.77

$4.54 EC$12.26

5.07%

Potato (1kg)

$2.97 $2.97

Onion (1kg)

$3.15 $3.15

$2.28 EC$6.14

38.16%

Lettuce (1 head)

$2.20 $2.20

$5.03 EC$13.58

-56.26%

Water (1.5 liter bottle)

$2.35 $2.35

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 $10.98

Wine (Bottle)

$15.05 $15.05

$22.02 EC$59.5

-31.65%

Local Beer (0.5 liter bottle)

$2.06 $2.06

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$4.39 EC$11.85

-13.67%

One-way Ticket (Public Transport)

$1.94 $1.94

$1.89 EC$5.09

2.65%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

Taxi Start (Normal Tariff)

$3.58 $3.58

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$4.66 EC$12.59

-59.66%

Taxi 1hour Waiting (Normal Tariff)

$29.84 $29.84

$1.87 EC$5.04

1495.72%

Gasoline (1 liter)

$1.02 $1.02

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$22.2K EC$59.8K

29.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$15.1K EC$40.8K

73.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$90.9 EC$245

139.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 $62.5

$41.11 EC$111

51.96%

Internet (50+ Mbps, Unlimited Data)

$74.5 $74.5

$48.51 EC$131

53.47%

Gym Membership (Monthly)

$41.86 $41.86

$55.6 EC$150

-24.74%

Tennis Court (1 Hour on Weekend)

$22.81 $22.81

Cinema Ticket

$14.70 $14.70

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,489 $1,489

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

Jeans (Levis 501 Or Similar)

$54.3 $54.3

Summer Dress (H&M, Zara, etc)

$42.71 $42.71

Sport Shoes (Adidas, Nike)

$94.1 $94.1

Men's Leather Business Shoes

$114 $114

1-bedroom Apartment, City Center (Monthly)

$1,659 $1,659

1-bedroom Apartment, Outside City Center (Monthly)

$1,348 $1,348

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$1,292 EC$3,489

107.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,169 $2,169

$1,320 EC$3,563

64.33%

Buy Apartment in City Center (m2)

$3,283 $3,283

Buy Apartment Outside City Center (m2)

$2,482 $2,482

Average Monthly Net Salary (After Tax)

$4,296 $4,296

$1,604 EC$4,331

167.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United States: October 25, 2026

Last update for Montserrat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United States

$1.3K 49.3%

Montserrat

–

Groceries & Markets

United States

$415 15.2%

Montserrat

–

Monthly Utilities & Internet

United States

$355 13%

Montserrat

–

Eating Out

United States

$328 12%

Montserrat

–

Clothing & Footwear

United States

$137 5%

Montserrat

–

Getting Around

United States

$80 2.9%

Montserrat

–

Sport & Entertainment

United States

$71 2.6%

Montserrat

–

Cost Breakdown

National salary averages: $4,549 in the United States, $1,320 in Montserrat. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 60% more in the United States.

Salaries are about 3.4 times higher in the United States, and purchasing power comes out stronger in the United States.

Good to know

🇺🇸 United States

🇲🇸 Montserrat

🕒 Local time

06:22 6:22 AM

Same time as the United States

🌤 Weather

👥 Population

340,110,988

5,440

💱 Currency

United States Dollar USD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 USD = 0.899 EUR

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

Exchange rates and currency converter

XCD, EUR to USD – United States Dollar Converter

🌐 East Caribbean Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

XCD to USD in detail →

On the map

Lowest

Highest

Between locations

United States Montserrat 3,230 km ≈ 4 h 30 min nonstop flight

From you

United States
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United States vs Montserrat: Cost of Living - Frequently Asked Questions

At $926 per month in Montserrat and $2,734 in the United States, there’s a 195% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Montserrat is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Montserrat wins on affordability; the United States may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.