Cost of Living Comparison Between United States and Finland Cost of Living Comparison Between United States and Finland

😐 Solo nomad: United States is 5.1% more expensive than Finland without rent, and 46.8% more expensive with rent.
😐 Family of 3: United States is 0.1% more expensive than Finland without rent, and 32.1% more expensive with rent.
Currency
🍽 Eating Out
United States
Finland
Difference
Meal at Budget Restaurant
$20.33 $20.33
$16.28 €14.06
24.88%
Three-Course Dinner for Two, Mid-Range
$74.4 $74.4
$94 €81.1
-20.86%
Fast Food Meal (McDonalds, etc)
$11.49 $11.49
$11.75 €10.14
-2.21%
Cappuccino
$5.09 $5.09
$4.85 €4.18
4.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$2.92 €2.52
-13.01%
Water (0.33 liter bottle)
$2.11 $2.11
$2.08 €1.79
1.44%
Local Beer (0.5 liter draught)
$6.09 $6.09
$8.12 €7.01
-25.00%
Imported Beer (0.33 liter bottle)
$7.1 $7.1
$7.86 €6.79
-9.67%
🛒 Groceries & Markets
United States
Finland
Difference
Milk (1 liter)
$1.08 $1.08
$1.27 €1.1
-14.96%
White Bread (500g)
$3.7 $3.7
$2.6 €2.25
42.31%
Rice (white) (1kg)
$4.65 $4.65
$2.83 €2.44
64.31%
Eggs
$4.21 $4.21
$3.32 €2.87
26.81%
Local Cheese (1kg)
$12.75 $12.75
$9.01 €7.78
41.51%
Chicken Fillets (1kg)
$12.24 $12.24
$14.42 €12.45
-15.12%
Beef Round Steak (1kg)
$16.08 $16.08
$22.53 €19.46
-28.63%
Apples (1kg)
$5.41 $5.41
$2.54 €2.2
112.99%
Banana (1kg)
$1.73 $1.73
$2.07 €1.79
-16.43%
Oranges (1kg)
$4.37 $4.37
$2.47 €2.13
76.92%
Tomato (1kg)
$4.94 $4.94
$4.37 €3.77
13.04%
Potato (1kg)
$2.88 $2.88
$1.36 €1.17
111.76%
Onion (1kg)
$3.07 $3.07
$1.89 €1.63
62.43%
Lettuce (1 head)
$2.25 $2.25
$2.19 €1.89
2.74%
Water (1.5 liter bottle)
$2.21 $2.21
$1.86 €1.61
18.82%
Cigarettes 20 Pack (Marlboro, Camel)
$10.09 $10.09
$12.13 €10.47
-16.82%
Wine (Bottle)
$14.73 $14.73
$14.36 €12.4
2.58%
Local Beer (0.5 liter bottle)
$1.91 $1.91
$3.43 €2.96
-44.31%
Imported Beer (0.33 liter bottle)
$3.54 $3.54
$3.84 €3.31
-7.81%
🚌 Getting Around
United States
Finland
Difference
One-way Ticket (Public Transport)
$2.56 $2.56
$3.65 €3.15
-29.86%
Public Transport Monthly Pass (Regular Price)
$63.9 $63.9
$69.5 €60
-8.10%
Taxi Start (Normal Tariff)
$3.81 $3.81
$8.66 €7.48
-56.00%
Taxi (Normal Tariff) (1km)
$1.77 $1.77
$1.4 €1.21
26.43%
Taxi 1hour Waiting (Normal Tariff)
$30.4 $30.4
$66.6 €57.5
-54.37%
Gasoline (1 liter)
$0.94 $0.94
$2.12 €1.83
-55.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K $30K
$35K €30.2K
-14.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$35.8K €30.9K
-27.92%
🧾 Monthly Utilities & Internet
United States
Finland
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 $209
$143 €123
46.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.9 $57.9
$30.04 €25.93
92.58%
Internet (50+ Mbps, Unlimited Data)
$71.1 $71.1
$24.65 €21.29
188.40%
🎉 Sport & Entertainment
United States
Finland
Difference
Gym Membership (Monthly)
$45.88 $45.88
$45.16 €38.99
1.59%
Tennis Court (1 Hour on Weekend)
$22.25 $22.25
$28.44 €24.55
-21.77%
Cinema Ticket
$14.14 $14.14
$17.2 €14.85
-17.79%
🧸 Childcare & Education
United States
Finland
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,373 $1,373
$357 €308
284.47%
International Primary School, 1 Child (Yearly)
$22.4K $22.4K
$10.3K €8,893
117.04%
👕👟 Clothing & Footwear
United States
Finland
Difference
Jeans (Levis 501 Or Similar)
$51.5 $51.5
$101 €87.1
-48.95%
Summer Dress (H&M, Zara, etc)
$41.96 $41.96
$41.64 €35.95
0.77%
Sport Shoes (Adidas, Nike)
$88.3 $88.3
$103 €88.7
-14.02%
Men's Leather Business Shoes
$112 $112
$136 €118
-18.09%
🏠 Accommodation & Living
United States
Finland
Difference
1-bedroom Apartment, City Center (Monthly)
$1,731 $1,731
$895 €773
93.39%
1-bedroom Apartment, Outside City Center (Monthly)
$1,446 $1,446
$735 €634
96.73%
3-bedroom Apartment, City Center (Monthly)
$2,846 $2,846
$1,561 €1,347
82.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,366 $2,366
$1,182 €1,021
100.12%
Buy Apartment in City Center (m2)
$3,245 $3,245
$5,799 €5,007
-44.04%
Buy Apartment Outside City Center (m2)
$2,667 $2,667
$3,689 €3,185
-27.72%
💵 Salaries & Financials
United States
Finland
Difference
Average Monthly Net Salary (After Tax)
$4,312 $4,312
$3,241 €2,798
33.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
3.81
70.87%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for United States: October 27, 2025

Last update for Finland: October 27, 2025

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