Cost of Living Comparison Between United Kingdom and Ghana Cost of Living Comparison Between United Kingdom and Ghana

Monthly Cost of Living

Monthly costs for one person with rent: $2,363 in United Kingdom versus $376 in Ghana.

Estimated couple costs with rent: $3,471 in United Kingdom versus $632 in Ghana.

Monthly costs for a family of three with rent: $4,579 in United Kingdom versus $888 in Ghana.

Living in United Kingdom is roughly 528% more expensive than in Ghana on average.

United Kingdom (77% above) and Ghana (72% below) straddle the global median.

Currency
🍽 Eating Out
United Kingdom
Ghana
Difference
Meal at Budget Restaurant
$20.23 £15.05
$3.84 GHS 44.30
426.82%
Three-Course Dinner for Two, Mid-Range
$88.3 £65.7
$44.81 GHS 518
97.03%
Fast Food Meal (McDonalds, etc)
$10.35 £7.70
$7.83 GHS 90.5
32.18%
Cappuccino
$4.77 £3.55
$3.09 GHS 35.69
54.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 £1.82
$0.94 GHS 10.85
159.57%
Water (0.33 liter bottle)
$1.73 £1.29
$0.36 GHS 4.20
380.56%
Local Beer (0.5 liter draught)
$6.85 £5.10
$1.33 GHS 15.35
415.04%
Imported Beer (0.33 liter bottle)
$6.52 £4.85
$2.28 GHS 26.38
185.96%
🛒 Groceries & Markets
United Kingdom
Ghana
Difference
Milk (1 liter)
$1.66 £1.23
$3.02 GHS 34.90
-45.03%
White Bread (500g)
$1.71 £1.27
$1.39 GHS 16.01
23.02%
Rice (white) (1kg)
$2.21 £1.64
$2.14 GHS 24.74
3.27%
Eggs
$4.09 £3.04
$2.31 GHS 26.74
77.06%
Local Cheese (1kg)
$9.52 £7.08
$8.11 GHS 93.7
17.39%
Chicken Fillets (1kg)
$9.02 £6.71
$4.44 GHS 51.3
103.15%
Beef Round Steak (1kg)
$14.18 £10.54
$5.27 GHS 60.9
169.07%
Apples (1kg)
$2.96 £2.20
$2.83 GHS 32.73
4.59%
Banana (1kg)
$1.68 £1.25
$1.39 GHS 16.09
20.86%
Oranges (1kg)
$2.84 £2.11
$1.62 GHS 18.74
75.31%
Tomato (1kg)
$3.41 £2.54
$2.73 GHS 31.52
24.91%
Potato (1kg)
$1.69 £1.26
$2.81 GHS 32.41
-39.86%
Onion (1kg)
$1.58 £1.17
$2.06 GHS 23.82
-23.30%
Lettuce (1 head)
$1.12 £0.84
$0.80 GHS 9.28
40.00%
Water (1.5 liter bottle)
$1.53 £1.14
$0.51 GHS 5.88
200.00%
Cigarettes 20 Pack (Marlboro, Camel)
$20.16 £15.00
$1.61 GHS 18.62
1152.17%
Wine (Bottle)
$10.47 £7.79
$6.97 GHS 80.5
50.22%
Local Beer (0.5 liter bottle)
$2.87 £2.14
$1.12 GHS 12.96
156.25%
Imported Beer (0.33 liter bottle)
$3.30 £2.45
$1.81 GHS 20.95
82.32%
🚌 Getting Around
United Kingdom
Ghana
Difference
One-way Ticket (Public Transport)
$3.33 £2.48
$1.08 GHS 12.43
208.33%
Public Transport Monthly Pass (Regular Price)
$96.3 £71.6
$34.62 GHS 400
178.19%
Taxi Start (Normal Tariff)
$5.53 £4.11
$1.47 GHS 17.03
276.19%
Taxi (Normal Tariff) (1km)
$1.60 £1.19
$1.21 GHS 14.01
32.23%
Taxi 1hour Waiting (Normal Tariff)
$27.51 £20.47
$4.43 GHS 51.2
520.99%
Gasoline (1 liter)
$1.90 £1.41
$1.07 GHS 12.40
77.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.1K £28.3K
$8,033 GHS 92.8K
374.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K £30.5K
$10.1K GHS 116.9K
305.09%
🧾 Monthly Utilities & Internet
United Kingdom
Ghana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$326 £243
$47.57 GHS 549
585.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.18 £12.78
$13.53 GHS 156
26.98%
Internet (50+ Mbps, Unlimited Data)
$42.96 £31.96
$42.42 GHS 490
1.27%
🎉 Sport & Entertainment
United Kingdom
Ghana
Difference
Gym Membership (Monthly)
$45.94 £34.17
$32.03 GHS 370
43.43%
Tennis Court (1 Hour on Weekend)
$15.87 £11.81
$15.84 GHS 183
0.19%
Cinema Ticket
$13.80 £10.26
$9.62 GHS 111
43.45%
🧸 Childcare & Education
United Kingdom
Ghana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,723 £1,281
$76.9 GHS 888
2139.93%
International Primary School, 1 Child (Yearly)
$20.9K £15.5K
$7,372 GHS 85.1K
183.09%
👕👟 Clothing & Footwear
United Kingdom
Ghana
Difference
Jeans (Levis 501 Or Similar)
$90.3 £67.2
$16.71 GHS 193
440.34%
Summer Dress (H&M, Zara, etc)
$44.39 £33.02
$20.70 GHS 239
114.44%
Sport Shoes (Adidas, Nike)
$103 £76.7
$31.52 GHS 364
227.19%
Men's Leather Business Shoes
$103 £76.3
$45.13 GHS 521
127.25%
🏠 Accommodation & Living
United Kingdom
Ghana
Difference
1-bedroom Apartment, City Center (Monthly)
$1,419 £1,055
$515 GHS 5,951
175.33%
1-bedroom Apartment, Outside City Center (Monthly)
$1,143 £850
$158 GHS 1,819
625.94%
3-bedroom Apartment, City Center (Monthly)
$2,298 £1,709
$1,056 GHS 12.2K
117.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,873 £1,393
$403 GHS 4,651
365.12%
Buy Apartment in City Center (m2)
$5,728 £4,260
$3,228 GHS 37.3K
77.47%
Buy Apartment Outside City Center (m2)
$4,339 £3,228
$1,697 GHS 19.6K
155.70%
💵 Salaries & Financials
United Kingdom
Ghana
Difference
Average Monthly Net Salary (After Tax)
$3,264 £2,428
$252 GHS 2,914
1193.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
26.83
-78.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for United Kingdom: July 13, 2026

Last update for Ghana: July 12, 2026

Cost Breakdown

National rent averages: $1,266 in United Kingdom, $90.0 in Ghana. Capital cities: $2,937 in London vs $530 in Accra.

National salary averages: $3,192 in United Kingdom, $305 in Ghana. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 1307% higher in United Kingdom.

Dining out costs 211% more in United Kingdom.

Public transport is 1433% more expensive in United Kingdom.

Salaries are 947% higher in United Kingdom, and purchasing power comes out stronger in United Kingdom.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Ghana: Cost of Living - Frequently Asked Questions
What is the cost difference between Ghana and United Kingdom?
At $404 per month in Ghana and $2,793 in United Kingdom, there's a 591% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is simply cheaper in Ghana: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in United Kingdom is consistently higher than in Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Ghana or in United Kingdom?
In Ghana, $1,000 covers most cities easily; in United Kingdom it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Ghana or to United Kingdom?
It depends on what you're after: Ghana wins on affordability; United Kingdom may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

United Kingdom vs other spots: cost of living compared

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