Last update: Oct 2026

Cost of Living Comparison Between the United Kingdom and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in Ghana: $991 a month against $2,462 in the United Kingdom, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in the United Kingdom
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United Kingdom Living Index
48

Cost of Living Index in Ghana
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Ghana Living Index

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🇬🇧 United Kingdom

$2,462

/mo nomad

🇬🇭 Ghana

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in the United Kingdom and in Ghana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United Kingdom and in Ghana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,462 in the United Kingdom versus $991 in Ghana.

United Kingdom $2,462
Ghana $991

Estimated couple costs with rent: $3,600 in the United Kingdom versus $1,570 in Ghana.

United Kingdom $3,600
Ghana $1,570

Monthly costs for a family of three with rent: $4,738 in the United Kingdom versus $2,148 in Ghana.

United Kingdom $4,738
Ghana $2,148

Internal cost variation is higher in the United Kingdom: monthly costs span $1,126 to $4,646, compared to $3–$1,260 in Ghana. City choice carries more weight in the United Kingdom.

Living in the United Kingdom is roughly 148% more expensive than in Ghana on average.

The United Kingdom (81% above) and Ghana (27% below) straddle the global median.

Meal at Budget Restaurant

$21.48 £16.17

$6.87 GHS 79.5

212.66%

Three-Course Dinner for Two, Mid-Range

$85.7 £64.5

$49.92 GHS 578

71.75%

Fast Food Meal (McDonalds, etc)

$10.61 £7.99

$10.34 GHS 120

2.61%

Cappuccino

$4.91 £3.70

$3.97 GHS 45.98

23.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 £2.00

$1.09 GHS 12.61

144.04%

Water (0.33 liter bottle)

$1.87 £1.41

$0.48 GHS 5.59

289.58%

Local Beer (0.5 liter draught)

$6.63 £4.99

$1.67 GHS 19.40

297.01%

Imported Beer (0.33 liter bottle)

$6.84 £5.15

$2.60 GHS 30.15

163.08%

Milk (1 liter)

$1.68 £1.26

$3.37 GHS 39.05

-50.15%

White Bread (500g)

$1.72 £1.29

$1.55 GHS 17.98

10.97%

Rice (white) (1kg)

$2.17 £1.63

$2.96 GHS 34.33

-26.69%

Eggs

$4.00 £3.01

$2.65 GHS 30.74

50.94%

Local Cheese (1kg)

$9.42 £7.09

$10.98 GHS 127

-14.21%

Chicken Fillets (1kg)

$9.19 £6.91

$5.86 GHS 67.9

56.83%

Beef Round Steak (1kg)

$14.77 £11.11

$7.50 GHS 86.8

96.93%

Apples (1kg)

$2.97 £2.23

$3.09 GHS 35.78

-3.88%

Banana (1kg)

$1.62 £1.22

$1.38 GHS 15.96

17.39%

Oranges (1kg)

$2.85 £2.15

$1.66 GHS 19.26

71.69%

Tomato (1kg)

$3.52 £2.65

$3.18 GHS 36.79

10.69%

Potato (1kg)

$1.83 £1.38

$2.82 GHS 32.65

-35.11%

Onion (1kg)

$1.61 £1.21

$2.22 GHS 25.69

-27.48%

Lettuce (1 head)

$1.25 £0.94

$0.91 GHS 10.52

37.36%

Water (1.5 liter bottle)

$1.66 £1.25

$0.63 GHS 7.31

163.49%

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.80

$2.18 GHS 25.21

984.86%

Wine (Bottle)

$10.50 £7.90

$7.25 GHS 84.0

44.83%

Local Beer (0.5 liter bottle)

$2.98 £2.25

$1.40 GHS 16.17

112.86%

Imported Beer (0.33 liter bottle)

$3.51 £2.64

$2.56 GHS 29.61

37.11%

One-way Ticket (Public Transport)

$3.98 £2.99

$1.26 GHS 14.61

215.87%

Public Transport Monthly Pass (Regular Price)

$107 £80.9

$39.42 GHS 456

172.50%

Taxi Start (Normal Tariff)

$5.18 £3.90

$1.65 GHS 19.09

213.94%

Taxi (Normal Tariff) (1km)

$2.35 £1.77

$1.26 GHS 14.56

86.51%

Taxi 1hour Waiting (Normal Tariff)

$26.84 £20.20

$3.62 GHS 41.96

641.44%

Gasoline (1 liter)

$1.99 £1.50

$1.27 GHS 14.71

56.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K £29.7K

$7,959 GHS 92.2K

395.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K £30.5K

$20.4K GHS 236.7K

98.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 £246

$77.7 GHS 900

321.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.21 £13.71

$18.87 GHS 218

-3.50%

Internet (50+ Mbps, Unlimited Data)

$43.60 £32.81

$46.54 GHS 539

-6.32%

Gym Membership (Monthly)

$42.36 £31.88

$60.1 GHS 696

-29.56%

Tennis Court (1 Hour on Weekend)

$18.22 £13.71

$17.97 GHS 208

1.39%

Cinema Ticket

$13.85 £10.42

$12.33 GHS 143

12.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,868 £1,406

$409 GHS 4,731

357.22%

International Primary School, 1 Child (Yearly)

$22.6K £17.0K

$15.6K GHS 180.6K

45.07%

Jeans (Levis 501 Or Similar)

$92.9 £69.9

$14.00 GHS 162

563.79%

Summer Dress (H&M, Zara, etc)

$45.92 £34.56

$18.28 GHS 212

151.20%

Sport Shoes (Adidas, Nike)

$102 £76.5

$38.76 GHS 449

162.25%

Men's Leather Business Shoes

$102 £77.0

$49.88 GHS 578

104.97%

1-bedroom Apartment, City Center (Monthly)

$1,342 £1,010

$554 GHS 6,414

142.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,073 £808

$250 GHS 2,889

330.17%

3-bedroom Apartment, City Center (Monthly)

$2,231 £1,679

$1,055 GHS 12.2K

111.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,742 £1,311

$426 GHS 4,935

308.74%

Buy Apartment in City Center (m2)

$5,601 £4,216

$3,225 GHS 37.3K

73.71%

Buy Apartment Outside City Center (m2)

$4,265 £3,210

$1,719 GHS 19.9K

148.08%

Average Monthly Net Salary (After Tax)

$3,349 £2,521

$247 GHS 2,855

1258.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

28.8

-81.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United Kingdom: October 26, 2026

Last update for Ghana: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United Kingdom

$1.1K 43.6%

Ghana

$250 25.2% 76.8% $824

Monthly Utilities & Internet

United Kingdom

$389 15.8%

Ghana

$143 14.4% 63.2% $246

Eating Out

United Kingdom

$328 13.3%

Ghana

$153 15.5% 53.1% $174

Groceries & Markets

United Kingdom

$307 12.5%

Ghana

$253 25.6% 17.5% $54

Clothing & Footwear

United Kingdom

$154 6.3%

Ghana

$54 5.5% 64.7% $100

Getting Around

United Kingdom

$140 5.7%

Ghana

$52 5.3% 62.6% $88

Sport & Entertainment

United Kingdom

$70 2.9%

Ghana

$85 8.6% 21.1% $15

Cost Breakdown

National rent averages: $1,287 in the United Kingdom, $444 in Ghana. Capital cities: $2,811 in London vs $686 in Accra.

National salary averages: $3,251 in the United Kingdom, $340 in Ghana. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 190% higher in the United Kingdom.

Dining out costs 77% more in the United Kingdom.

Public transport is 197% more expensive in the United Kingdom.

Salaries are about 9.6 times higher in the United Kingdom, and purchasing power comes out stronger in the United Kingdom.

Good to know

🇬🇧 United Kingdom

🇬🇭 Ghana

🕒 Local time

06:28 6:28 AM

Same time as the United Kingdom

🌤 Weather

👥 Population

67,326,569

32,833,031

💱 Currency

British Pound GBP £

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

GHS, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 29, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

USD to GBP in detail →

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Between locations

United Kingdom Ghana 5,110 km ≈ 7 h nonstop flight

From you

United Kingdom
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United Kingdom vs Ghana: Cost of Living - Frequently Asked Questions

At $991 per month in Ghana and $2,462 in the United Kingdom, Ghana comes out about 60% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in Ghana: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $1,287 in the United Kingdom and $444 in Ghana. Rents vary a lot between cities, so the gap depends on where you settle.

In Ghana, $1,500 covers most cities easily; in the United Kingdom it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: Ghana wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.