Cost of Living Comparison Between United Kingdom and Ghana Cost of Living Comparison Between United Kingdom and Ghana

Monthly Cost of Living

Monthly costs for one person with rent: $2,363 in United Kingdom versus $376 in Ghana.

Estimated couple costs with rent: $3,474 in United Kingdom versus $633 in Ghana.

Monthly costs for a family of three with rent: $4,585 in United Kingdom versus $889 in Ghana.

Living in United Kingdom is roughly 528% more expensive than Ghana on average.

United Kingdom (76% above) and Ghana (72% below) straddle the global median.

Currency
🍽 Eating Out
United Kingdom
Ghana
Difference
Meal at Budget Restaurant
$20.41 £15.17
$3.78 GHS 44.39
439.95%
Three-Course Dinner for Two, Mid-Range
$87.0 £64.7
$43.89 GHS 515
98.29%
Fast Food Meal (McDonalds, etc)
$10.13 £7.53
$7.80 GHS 91.5
29.87%
Cappuccino
$4.70 £3.49
$3.15 GHS 36.93
49.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 £1.75
$0.90 GHS 10.55
162.22%
Water (0.33 liter bottle)
$1.76 £1.30
$0.36 GHS 4.25
388.89%
Local Beer (0.5 liter draught)
$6.66 £4.95
$1.27 GHS 14.90
424.41%
Imported Beer (0.33 liter bottle)
$6.43 £4.78
$2.30 GHS 27.01
179.57%
🛒 Groceries & Markets
United Kingdom
Ghana
Difference
Milk (1 liter)
$1.70 £1.27
$2.92 GHS 34.26
-41.78%
White Bread (500g)
$1.63 £1.21
$1.43 GHS 16.78
13.99%
Rice (white) (1kg)
$2.29 £1.70
$2.20 GHS 25.77
4.09%
Eggs
$4.03 £2.99
$2.37 GHS 27.83
70.04%
Local Cheese (1kg)
$9.77 £7.26
$8.45 GHS 99.2
15.62%
Chicken Fillets (1kg)
$8.92 £6.63
$4.54 GHS 53.3
96.48%
Beef Round Steak (1kg)
$14.31 £10.64
$5.45 GHS 64.0
162.57%
Apples (1kg)
$3.05 £2.26
$2.77 GHS 32.50
10.11%
Banana (1kg)
$1.61 £1.19
$1.40 GHS 16.38
15.00%
Oranges (1kg)
$2.84 £2.11
$1.55 GHS 18.18
83.23%
Tomato (1kg)
$3.53 £2.62
$2.79 GHS 32.78
26.52%
Potato (1kg)
$1.61 £1.19
$2.75 GHS 32.27
-41.45%
Onion (1kg)
$1.57 £1.17
$2.06 GHS 24.15
-23.79%
Lettuce (1 head)
$1.17 £0.87
$0.87 GHS 10.22
34.48%
Water (1.5 liter bottle)
$1.56 £1.16
$0.54 GHS 6.32
188.89%
Cigarettes 20 Pack (Marlboro, Camel)
$20.03 £14.89
$1.57 GHS 18.48
1175.80%
Wine (Bottle)
$10.90 £8.10
$7.12 GHS 83.6
53.09%
Local Beer (0.5 liter bottle)
$2.90 £2.16
$1.12 GHS 13.18
158.93%
Imported Beer (0.33 liter bottle)
$3.38 £2.51
$1.86 GHS 21.79
81.72%
🚌 Getting Around
United Kingdom
Ghana
Difference
One-way Ticket (Public Transport)
$3.17 £2.35
$1.04 GHS 12.21
204.81%
Public Transport Monthly Pass (Regular Price)
$95.2 £70.8
$35.61 GHS 418
167.42%
Taxi Start (Normal Tariff)
$5.45 £4.05
$1.53 GHS 17.93
256.21%
Taxi (Normal Tariff) (1km)
$1.59 £1.18
$1.28 GHS 14.98
24.22%
Taxi 1hour Waiting (Normal Tariff)
$27.31 £20.30
$4.44 GHS 52.2
515.09%
Gasoline (1 liter)
$1.99 £1.48
$1.12 GHS 13.13
77.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K £28.1K
$7,860 GHS 92.3K
380.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.2K £29.9K
$10.3K GHS 120.5K
291.43%
🧾 Monthly Utilities & Internet
United Kingdom
Ghana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$323 £240
$48.69 GHS 572
562.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.22 £12.80
$13.26 GHS 156
29.86%
Internet (50+ Mbps, Unlimited Data)
$42.23 £31.39
$42.41 GHS 498
-0.42%
🎉 Sport & Entertainment
United Kingdom
Ghana
Difference
Gym Membership (Monthly)
$46.03 £34.21
$32.26 GHS 379
42.68%
Tennis Court (1 Hour on Weekend)
$15.67 £11.65
$15.62 GHS 183
0.32%
Cinema Ticket
$13.48 £10.02
$9.85 GHS 116
36.85%
🧸 Childcare & Education
United Kingdom
Ghana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,713 £1,274
$77.1 GHS 905
2123.40%
International Primary School, 1 Child (Yearly)
$20.8K £15.5K
$7,341 GHS 86.2K
183.47%
👕👟 Clothing & Footwear
United Kingdom
Ghana
Difference
Jeans (Levis 501 Or Similar)
$91.3 £67.8
$16.18 GHS 190
463.97%
Summer Dress (H&M, Zara, etc)
$44.88 £33.36
$20.55 GHS 241
118.39%
Sport Shoes (Adidas, Nike)
$102 £75.9
$31.48 GHS 370
224.24%
Men's Leather Business Shoes
$104 £77.3
$44.93 GHS 527
131.43%
🏠 Accommodation & Living
United Kingdom
Ghana
Difference
1-bedroom Apartment, City Center (Monthly)
$1,417 £1,053
$509 GHS 5,980
178.12%
1-bedroom Apartment, Outside City Center (Monthly)
$1,132 £841
$159 GHS 1,863
613.03%
3-bedroom Apartment, City Center (Monthly)
$2,308 £1,715
$1,044 GHS 12.3K
120.98%
3-bedroom Apartment, Outside City Center (Monthly)
$1,839 £1,367
$406 GHS 4,764
353.15%
Buy Apartment in City Center (m2)
$5,727 £4,257
$3,146 GHS 36.9K
82.03%
Buy Apartment Outside City Center (m2)
$4,523 £3,362
$1,719 GHS 20.2K
163.16%
💵 Salaries & Financials
United Kingdom
Ghana
Difference
Average Monthly Net Salary (After Tax)
$3,333 £2,477
$238 GHS 2,798
1298.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
26.83
-78.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for United Kingdom: May 30, 2026

Last update for Ghana: June 2, 2026

Cost Breakdown

National rent averages: $1,265 in United Kingdom, $89.0 in Ghana. Capital cities: $3,019 in London vs $529 in Accra.

National salary averages: $3,219 in United Kingdom, $292 in Ghana. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 1321% higher in United Kingdom.

Dining out costs 211% more in United Kingdom.

Public transport is 1450% more expensive in United Kingdom.

Salaries are 1002% higher in United Kingdom, giving United Kingdom stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Ghana: Cost of Living - Frequently Asked Questions
What is the cost difference between Ghana and United Kingdom?
At $401 per month in Ghana and $2,785 in United Kingdom, there's a 595% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Ghana is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in United Kingdom beats Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Ghana or United Kingdom?
In Ghana, $1,000 covers most cities easily. In United Kingdom, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Ghana or United Kingdom?
It depends on what you're after. Ghana wins on affordability; United Kingdom may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

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