Last update: Oct 2026
Cost of Living Comparison Between Umm Nuwarah and Cebu
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Cebu Living Index44Cost of Living Index in CebuLearn more
🍽 Eating Out
Umm Nuwarah
Cebu
Difference
Meal at Budget Restaurant
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$3.05 ₱192
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Three-Course Dinner for Two, Mid-Range
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$24.00 ₱1,511
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Fast Food Meal (McDonalds, etc)
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$3.99 ₱251
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Cappuccino
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$2.50 ₱157
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Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
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$1.54 ₱97.1
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Water (0.33 liter bottle)
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$0.50 ₱31.37
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Local Beer (0.5 liter draught)
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$1.78 ₱112
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Imported Beer (0.33 liter bottle)
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$2.17 ₱136
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🛒 Groceries & Markets
Umm Nuwarah
Cebu
Difference
Milk (1 liter)
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$2.00 ₱126
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White Bread (500g)
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$1.37 ₱86.2
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Rice (white) (1kg)
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$1.03 ₱64.9
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Eggs
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$2.03 ₱128
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Local Cheese (1kg)
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$10.20 ₱642
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Chicken Fillets (1kg)
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$4.45 ₱280
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Beef Round Steak (1kg)
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$7.67 ₱483
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Apples (1kg)
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$3.31 ₱208
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Banana (1kg)
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$1.46 ₱91.8
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Oranges (1kg)
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$2.32 ₱146
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Tomato (1kg)
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$1.49 ₱94.0
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Potato (1kg)
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$2.34 ₱147
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Onion (1kg)
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$1.94 ₱122
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Lettuce (1 head)
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$1.16 ₱73.0
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Water (1.5 liter bottle)
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$0.68 ₱42.89
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Cigarettes 20 Pack (Marlboro, Camel)
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$2.99 ₱188
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Wine (Bottle)
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$6.24 ₱393
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Local Beer (0.5 liter bottle)
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$1.23 ₱77.3
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Imported Beer (0.33 liter bottle)
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$1.73 ₱109
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🚌 Getting Around
Umm Nuwarah
Cebu
Difference
One-way Ticket (Public Transport)
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$0.23 ₱14.36
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Public Transport Monthly Pass (Regular Price)
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$12.34 ₱777
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Taxi Start (Normal Tariff)
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$0.79 ₱49.96
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Taxi (Normal Tariff) (1km)
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$0.22 ₱13.86
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Taxi 1hour Waiting (Normal Tariff)
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$4.54 ₱286
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Gasoline (1 liter)
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$1.32 ₱82.9
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Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
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$21.0K ₱1.3M
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Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
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$19.4K ₱1.2M
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🧾 Monthly Utilities & Internet
Umm Nuwarah
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
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$119 ₱7,464
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SIM Card Monthly Plan (Calls and 10GB+ Data)
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$14.22 ₱896
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Internet (50+ Mbps, Unlimited Data)
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$27.47 ₱1,730
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🎉 Sport & Entertainment
Umm Nuwarah
Cebu
Difference
Gym Membership (Monthly)
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$32.31 ₱2,034
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Tennis Court (1 Hour on Weekend)
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$6.50 ₱409
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Cinema Ticket
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$5.40 ₱340
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🧸 Childcare & Education
Umm Nuwarah
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
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$276 ₱17.4K
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International Primary School, 1 Child (Yearly)
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$7,866 ₱495.3K
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👕👟 Clothing & Footwear
Umm Nuwarah
Cebu
Difference
Jeans (Levis 501 Or Similar)
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$49.37 ₱3,108
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Summer Dress (H&M, Zara, etc)
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$24.58 ₱1,548
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Sport Shoes (Adidas, Nike)
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$76.6 ₱4,825
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Men's Leather Business Shoes
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$58.9 ₱3,706
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🏠 Accommodation & Living
Umm Nuwarah
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
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$503 ₱31.7K
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1-bedroom Apartment, Outside City Center (Monthly)
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$305 ₱19.2K
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3-bedroom Apartment, City Center (Monthly)
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$1,075 ₱67.7K
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3-bedroom Apartment, Outside City Center (Monthly)
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$632 ₱39.8K
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Buy Apartment in City Center (m2)
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$2,870 ₱180.7K
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Buy Apartment Outside City Center (m2)
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$1,877 ₱118.2K
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💵 Salaries & Financials
Umm Nuwarah
Cebu
Difference
Average Monthly Net Salary (After Tax)
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$336 ₱21.1K
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20-Year Fixed Mortgage Interest Rate (Annual %)
0
7.2
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CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Umm Nuwarah: October 20, 2026
Last update for Cebu: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Umm Nuwarah –
Cebu $305 33.3%
Groceries & Markets
Umm Nuwarah –
Cebu $210 22.9%
Monthly Utilities & Internet
Umm Nuwarah –
Cebu $160 17.5%
Clothing & Footwear
Umm Nuwarah –
Cebu $94 10.3%
Eating Out
Umm Nuwarah –
Cebu $88 9.6%
Sport & Entertainment
Umm Nuwarah –
Cebu $43 4.7%
Getting Around
Umm Nuwarah –
Cebu $15 1.7%
Accommodation & Living
Umm Nuwarah –
Cebu $632 32.9%
Groceries & Markets
Umm Nuwarah –
Cebu $491 25.6%
Monthly Utilities & Internet
Umm Nuwarah –
Cebu $174 9.1%
Clothing & Footwear
Umm Nuwarah –
Cebu $209 10.9%
Eating Out
Umm Nuwarah –
Cebu $290 15.1%
Sport & Entertainment
Umm Nuwarah –
Cebu $93 4.8%
Getting Around
Umm Nuwarah –
Cebu $31 1.6%
Good to know
🇯🇴 Umm Nuwarah
🇵🇭 Cebu
Weather
Population
964,169
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Umm Nuwarah Cebu 9,230 km ≈ 12 h nonstop flight
From you
- Umm Nuwarah
- Cebu
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Umm Nuwarah vs Cebu: Cost of Living - Frequently Asked Questions
Is Umm Nuwarah or Cebu more family-friendly?
For families, Umm Nuwarah is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Umm Nuwarah or Cebu?
Safety-wise, Umm Nuwarah and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is the better choice to relocate to?
It comes down to priorities – Umm Nuwarah wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.