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Cost of Living Comparison Between Umag and Ubud, Bali Cost of Living Comparison Between Umag and Ubud, Bali

😐 Solo nomad: Umag is 75.5% more expensive than Ubud, Bali without rent, and 100.9% more expensive with rent.
😐 Family of 3: Umag is 77.1% more expensive than Ubud, Bali without rent, and 93.5% more expensive with rent.
Currency
🍽 Eating Out
Umag
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.38 €9.8
$2.85 Rp 47.5K
299.30%
Three-Course Dinner for Two, Mid-Range
$70.4 €60.6
$12.26 Rp 204.3K
473.98%
Fast Food Meal (McDonalds, etc)
$9.38 €8.08
$3.28 Rp 54.6K
185.98%
Cappuccino
$2.26 €1.95
$2.3 Rp 38.3K
-1.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.04 €2.62
$1.11 Rp 18.5K
173.87%
Water (0.33 liter bottle)
$2.35 €2.02
$0.26 Rp 4,324
803.85%
Local Beer (0.5 liter draught)
$3.79 €3.27
$2.4 Rp 40K
57.92%
Imported Beer (0.33 liter bottle)
$4.59 €3.95
$3.15 Rp 52.5K
45.71%
🛒 Groceries & Markets
Umag
Ubud, Bali
Difference
Milk (1 liter)
$1.34 €1.16
$1.49 Rp 24.9K
-10.07%
White Bread (500g)
$1.95 €1.68
$1.65 Rp 27.5K
18.18%
Rice (white) (1kg)
$2.73 €2.35
$1.13 Rp 18.9K
141.59%
Eggs
$3.63 €3.12
$2.33 Rp 38.9K
55.79%
Local Cheese (1kg)
$10.83 €9.33
$13.7 Rp 228.3K
-20.95%
Chicken Fillets (1kg)
$9.53 €8.21
$3.97 Rp 66.2K
140.05%
Beef Round Steak (1kg)
$12.71 €10.95
$11.22 Rp 187K
13.28%
Apples (1kg)
$1.79 €1.54
$3.48 Rp 57.9K
-48.56%
Banana (1kg)
$1.73 €1.49
$1.5 Rp 25K
15.33%
Oranges (1kg)
$2.04 €1.76
$2.68 Rp 44.6K
-23.88%
Tomato (1kg)
$2.97 €2.56
$1.35 Rp 22.5K
120.00%
Potato (1kg)
$1.42 €1.23
$1.57 Rp 26.2K
-9.55%
Onion (1kg)
$1.46 €1.25
$2.1 Rp 34.9K
-30.48%
Lettuce (1 head)
$1.28 €1.1
$1.03 Rp 17.1K
24.27%
Water (1.5 liter bottle)
$1.28 €1.1
$0.57 Rp 9,488
124.56%
Cigarettes 20 Pack (Marlboro, Camel)
$5.91 €5.09
$2.31 Rp 38.5K
155.84%
Wine (Bottle)
$8.19 €7.05
$15.21 Rp 253.5K
-46.15%
Local Beer (0.5 liter bottle)
$1.86 €1.6
$2.49 Rp 41.5K
-25.30%
Imported Beer (0.33 liter bottle)
$2.31 €1.99
$2.66 Rp 44.3K
-13.16%
🚌 Getting Around
Umag
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.73 €1.49
$0.29 Rp 4,911
496.55%
Public Transport Monthly Pass (Regular Price)
$42.61 €36.7
$10.03 Rp 167.1K
324.83%
Taxi Start (Normal Tariff)
$2.26 €1.95
$0.45 Rp 7,480
402.22%
Taxi (Normal Tariff) (1km)
$1.06 €0.91
$0.34 Rp 5,748
211.76%
Taxi 1hour Waiting (Normal Tariff)
$10.41 €8.96
$5.97 Rp 99.4K
74.37%
Gasoline (1 liter)
$1.71 €1.47
$0.75 Rp 12.4K
128.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K €30.4K
$25.8K Rp 430.2M
36.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K €23.1K
$31.7K Rp 528.9M
-15.62%
🧾 Monthly Utilities & Internet
Umag
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$211 €181
$64.6 Rp 1.1M
226.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.66 €16.94
$4.14 Rp 69K
374.88%
Internet (50+ Mbps, Unlimited Data)
$32.09 €27.64
$23.99 Rp 399.7K
33.76%
🎉 Sport & Entertainment
Umag
Ubud, Bali
Difference
Gym Membership (Monthly)
$51.2 €44.07
$23.29 Rp 388.1K
119.67%
Tennis Court (1 Hour on Weekend)
$15.02 €12.93
$6.19 Rp 103.1K
142.65%
Cinema Ticket
$8.48 €7.3
$3.45 Rp 57.5K
145.80%
🧸 Childcare & Education
Umag
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$239 €206
$91.9 Rp 1.5M
160.57%
International Primary School, 1 Child (Yearly)
$13K €11.2K
$5,912 Rp 98.5M
120.15%
👕👟 Clothing & Footwear
Umag
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$101 €87.4
$51.5 Rp 857.6K
97.16%
Summer Dress (H&M, Zara, etc)
$39.27 €33.82
$24.45 Rp 407.3K
60.61%
Sport Shoes (Adidas, Nike)
$96.4 €83
$84.4 Rp 1.4M
14.28%
Men's Leather Business Shoes
$118 €102
$74.3 Rp 1.2M
58.66%
🏠 Accommodation & Living
Umag
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$669 €576
$261 Rp 4.4M
155.82%
1-bedroom Apartment, Outside City Center (Monthly)
$469 €404
$160 Rp 2.7M
193.79%
3-bedroom Apartment, City Center (Monthly)
$1,039 €895
$585 Rp 9.7M
77.61%
3-bedroom Apartment, Outside City Center (Monthly)
$779 €671
$328 Rp 5.5M
137.17%
Buy Apartment in City Center (m2)
$4,191 €3,610
$985 Rp 16.4M
325.44%
Buy Apartment Outside City Center (m2)
$3,250 €2,799
$847 Rp 14.1M
283.73%
💵 Salaries & Financials
Umag
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
13.28
-71.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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