Cost of Living Comparison Between Umag and Ubud Cost of Living Comparison Between Umag and Ubud

😐 Solo nomad: Umag is 41.2% more expensive than Ubud without rent, and 105.1% more expensive with rent.
😐 Family of 3: Umag is 71.3% more expensive than Ubud without rent, and 94.4% more expensive with rent.
Currency
🍽 Eating Out
Umag
Ubud
Difference
Meal at Budget Restaurant
$11.39 €9.83
$3 Rp 48.8K
279.67%
Three-Course Dinner for Two, Mid-Range
$68.3 €59
$12.52 Rp 203.2K
445.77%
Fast Food Meal (McDonalds, etc)
$9.02 €7.78
$3.18 Rp 51.6K
183.65%
Cappuccino
$2.26 €1.95
$2.21 Rp 35.9K
2.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 €2.64
$1.1 Rp 17.9K
178.18%
Water (0.33 liter bottle)
$2.29 €1.98
$0.26 Rp 4,217
780.77%
Local Beer (0.5 liter draught)
$3.66 €3.16
$2.5 Rp 40.5K
46.40%
Imported Beer (0.33 liter bottle)
$4.71 €4.06
$3.2 Rp 51.9K
47.19%
🛒 Groceries & Markets
Umag
Ubud
Difference
Milk (1 liter)
$1.35 €1.17
$1.49 Rp 24.2K
-9.40%
White Bread (500g)
$1.94 €1.67
$1.67 Rp 27K
16.17%
Rice (white) (1kg)
$2.71 €2.34
$1.14 Rp 18.5K
137.72%
Eggs
$3.83 €3.31
$2.27 Rp 36.9K
68.72%
Local Cheese (1kg)
$11.24 €9.71
$13.94 Rp 226.3K
-19.37%
Chicken Fillets (1kg)
$9.9 €8.55
$4 Rp 64.8K
147.50%
Beef Round Steak (1kg)
$12.88 €11.12
$11.3 Rp 183.4K
13.98%
Apples (1kg)
$1.79 €1.54
$3.6 Rp 58.4K
-50.28%
Banana (1kg)
$1.72 €1.48
$1.53 Rp 24.8K
12.42%
Oranges (1kg)
$1.96 €1.69
$2.65 Rp 43K
-26.04%
Tomato (1kg)
$3 €2.59
$1.38 Rp 22.4K
117.39%
Potato (1kg)
$1.39 €1.2
$1.58 Rp 25.6K
-12.03%
Onion (1kg)
$1.47 €1.27
$2.16 Rp 35.1K
-31.94%
Lettuce (1 head)
$1.26 €1.09
$1.04 Rp 16.9K
21.15%
Water (1.5 liter bottle)
$1.32 €1.14
$0.56 Rp 9,114
135.71%
Cigarettes 20 Pack (Marlboro, Camel)
$5.87 €5.06
$2.23 Rp 36.3K
163.23%
Wine (Bottle)
$8.26 €7.14
$14.98 Rp 243.2K
-44.86%
Local Beer (0.5 liter bottle)
$1.83 €1.58
$2.43 Rp 39.5K
-24.69%
Imported Beer (0.33 liter bottle)
$2.3 €1.98
$2.64 Rp 42.8K
-12.88%
🚌 Getting Around
Umag
Ubud
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$0.32 Rp 5,203
450.00%
Public Transport Monthly Pass (Regular Price)
$43.01 €37.13
$10.12 Rp 164.3K
325.00%
Taxi Start (Normal Tariff)
$2.25 €1.94
$0.49 Rp 7,888
359.18%
Taxi (Normal Tariff) (1km)
$1.07 €0.92
$0.34 Rp 5,573
214.71%
Taxi 1hour Waiting (Normal Tariff)
$10.13 €8.74
$6.04 Rp 98K
67.72%
Gasoline (1 liter)
$1.73 €1.49
$0.73 Rp 11.9K
136.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K €30K
$26.2K Rp 425.6M
32.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K €22.9K
$31.9K Rp 518.5M
-17.09%
🧾 Monthly Utilities & Internet
Umag
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 €181
$62.6 Rp 1M
233.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.15 €17.4
$4.1 Rp 66.6K
391.46%
Internet (50+ Mbps, Unlimited Data)
$32.5 €28.06
$24.32 Rp 394.7K
33.63%
🎉 Sport & Entertainment
Umag
Ubud
Difference
Gym Membership (Monthly)
$51.3 €44.29
$22.6 Rp 366.9K
126.99%
Tennis Court (1 Hour on Weekend)
$14.51 €12.53
$6.26 Rp 101.5K
131.79%
Cinema Ticket
$8.69 €7.51
$3.29 Rp 53.4K
164.13%
🧸 Childcare & Education
Umag
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$240 €207
$93.2 Rp 1.5M
157.17%
International Primary School, 1 Child (Yearly)
$13K €11.3K
$6,098 Rp 99M
113.69%
👕👟 Clothing & Footwear
Umag
Ubud
Difference
Jeans (Levis 501 Or Similar)
$101 €87.5
$52.8 Rp 857.4K
91.95%
Summer Dress (H&M, Zara, etc)
$39.67 €34.25
$24.84 Rp 403.3K
59.70%
Sport Shoes (Adidas, Nike)
$95.9 €82.8
$85.2 Rp 1.4M
12.45%
Men's Leather Business Shoes
$115 €99.3
$72.5 Rp 1.2M
58.73%
🏠 Accommodation & Living
Umag
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$673 €581
$259 Rp 4.2M
160.13%
1-bedroom Apartment, Outside City Center (Monthly)
$455 €393
$159 Rp 2.6M
186.25%
3-bedroom Apartment, City Center (Monthly)
$1,047 €904
$578 Rp 9.4M
81.36%
3-bedroom Apartment, Outside City Center (Monthly)
$783 €676
$336 Rp 5.5M
132.94%
Buy Apartment in City Center (m2)
$4,296 €3,709
$1,000 Rp 16.2M
329.36%
Buy Apartment Outside City Center (m2)
$3,573 €3,085
$860 Rp 14M
315.24%
💵 Salaries & Financials
Umag
Ubud
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
13.28
-71.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 29, 2025

Last update for Ubud: October 29, 2025

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