Cost of Living Comparison Between Umag and Gradac Cost of Living Comparison Between Umag and Gradac

🙂 Solo nomad: Umag is 7.4% cheaper than Gradac without rent, and 4.9% more expensive with rent.

😐 Family of 3: Umag is 16.3% more expensive than Gradac without rent, and 0.4% cheaper with rent.

Meal at Budget Restaurant

$11.39 €9.83

$12.72 €10.98

-10.46%

Three-Course Dinner for Two, Mid-Range

$68.3 €59

$68.1 €58.8

0.38%

Fast Food Meal (McDonalds, etc)

$9.02 €7.78

$9.39 €8.1

-3.94%

Cappuccino

$2.26 €1.95

$2.28 €1.97

-0.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.64

$3.12 €2.69

-1.92%

Water (0.33 liter bottle)

$2.29 €1.98

$2.28 €1.96

0.44%

Local Beer (0.5 liter draught)

$3.66 €3.16

$3.73 €3.22

-1.88%

Imported Beer (0.33 liter bottle)

$4.71 €4.06

$3.78 €3.26

24.60%

Milk (1 liter)

$1.35 €1.17

$1.24 €1.07

8.87%

White Bread (500g)

$1.94 €1.67

$1.6 €1.38

21.25%

Rice (white) (1kg)

$2.71 €2.34

$2.97 €2.56

-8.75%

Eggs

$3.83 €3.31

$3.5 €3.02

9.43%

Local Cheese (1kg)

$11.24 €9.71

$11.06 €9.55

1.63%

Chicken Fillets (1kg)

$9.9 €8.55

$9.61 €8.3

3.02%

Beef Round Steak (1kg)

$12.88 €11.12

$11.11 €9.6

15.93%

Apples (1kg)

$1.79 €1.54

$1.67 €1.44

7.19%

Banana (1kg)

$1.72 €1.48

$1.67 €1.44

2.99%

Oranges (1kg)

$1.96 €1.69

$1.71 €1.47

14.62%

Tomato (1kg)

$3 €2.59

$2.57 €2.22

16.73%

Potato (1kg)

$1.39 €1.2

$1.18 €1.02

17.80%

Onion (1kg)

$1.47 €1.27

$1.23 €1.06

19.51%

Lettuce (1 head)

$1.26 €1.09

$1.16 €1

8.62%

Water (1.5 liter bottle)

$1.32 €1.14

$1.19 €1.03

10.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 €5.06

$5.68 €4.9

3.35%

Wine (Bottle)

$8.26 €7.14

$6.93 €5.98

19.19%

Local Beer (0.5 liter bottle)

$1.83 €1.58

$1.37 €1.19

33.58%

Imported Beer (0.33 liter bottle)

$2.3 €1.98

$2.05 €1.77

12.20%

One-way Ticket (Public Transport)

$1.76 €1.52

$1.79 €1.54

-1.68%

Public Transport Monthly Pass (Regular Price)

$43.01 €37.13

$42.73 €36.89

0.66%

Taxi Start (Normal Tariff)

$2.25 €1.94

$3.01 €2.6

-25.25%

Taxi (Normal Tariff) (1km)

$1.07 €0.92

$1.09 €0.94

-1.83%

Taxi 1hour Waiting (Normal Tariff)

$10.13 €8.74

$8.88 €7.67

14.08%

Gasoline (1 liter)

$1.73 €1.49

$1.71 €1.47

1.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30K

$37.5K €32.4K

-7.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.9K

$26K €22.4K

1.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €181

$186 €160

12.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.15 €17.4

$22.13 €19.11

-8.95%

Internet (50+ Mbps, Unlimited Data)

$32.5 €28.06

$32.34 €27.92

0.49%

Gym Membership (Monthly)

$51.3 €44.29

$51.1 €44.13

0.37%

Tennis Court (1 Hour on Weekend)

$14.51 €12.53

$14.91 €12.87

-2.68%

Cinema Ticket

$8.69 €7.51

$8.64 €7.46

0.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 €207

$247 €214

-3.10%

International Primary School, 1 Child (Yearly)

$13K €11.3K

$8,159 €7,045

59.70%

Jeans (Levis 501 Or Similar)

$101 €87.5

$99.6 €86

1.76%

Summer Dress (H&M, Zara, etc)

$39.67 €34.25

$38.29 €33.06

3.60%

Sport Shoes (Adidas, Nike)

$95.9 €82.8

$97.2 €83.9

-1.34%

Men's Leather Business Shoes

$115 €99.3

$105 €90.5

9.73%

1-bedroom Apartment, City Center (Monthly)

$673 €581

0.00%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €393

$470 €406

-3.22%

3-bedroom Apartment, City Center (Monthly)

$1,047 €904

$1,046 €903

0.14%

3-bedroom Apartment, Outside City Center (Monthly)

$783 €676

$789 €682

-0.81%

Buy Apartment in City Center (m2)

$4,296 €3,709

$4,077 €3,520

5.35%

Buy Apartment Outside City Center (m2)

$3,573 €3,085

$3,242 €2,799

10.21%

Average Monthly Net Salary (After Tax)

$1,651 €1,425

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.35

-14.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 29, 2025

Last update for Gradac: October 29, 2025

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