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Cost of Living Comparison Between Umag and Chiang Mai Cost of Living Comparison Between Umag and Chiang Mai

😐 Solo nomad: Umag is 57.9% more expensive than Chiang Mai without rent, and 71.5% more expensive with rent.
😐 Family of 3: Umag is 44.2% more expensive than Chiang Mai without rent, and 66.4% more expensive with rent.
Currency
🍽 Eating Out
Umag
Chiang Mai
Difference
Meal at Budget Restaurant
$11.67 €10.06
$1.97 ฿62.0
492.39%
Three-Course Dinner for Two, Mid-Range
$69.6 €60.0
$18.68 ฿587
272.43%
Fast Food Meal (McDonalds, etc)
$9.45 €8.14
$7.92 ฿249
19.32%
Cappuccino
$2.38 €2.05
$2.02 ฿63.7
17.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.15 €2.72
$0.84 ฿26.45
275.00%
Water (0.33 liter bottle)
$2.36 €2.03
$0.35 ฿11.07
574.29%
Local Beer (0.5 liter draught)
$3.78 €3.26
$2.22 ฿69.9
70.27%
Imported Beer (0.33 liter bottle)
$4.59 €3.96
$3.59 ฿113
27.86%
🛒 Groceries & Markets
Umag
Chiang Mai
Difference
Milk (1 liter)
$1.35 €1.16
$1.67 ฿52.4
-19.16%
White Bread (500g)
$1.93 €1.67
$1.62 ฿51.1
19.14%
Rice (white) (1kg)
$2.65 €2.29
$1.20 ฿37.83
120.83%
Eggs
$3.77 €3.25
$1.93 ฿60.8
95.34%
Local Cheese (1kg)
$10.99 €9.48
$16.00 ฿503
-31.31%
Chicken Fillets (1kg)
$9.62 €8.29
$3.16 ฿99.2
204.43%
Beef Round Steak (1kg)
$12.82 €11.05
$10.93 ฿344
17.29%
Apples (1kg)
$1.83 €1.58
$2.67 ฿83.8
-31.46%
Banana (1kg)
$1.74 €1.50
$1.18 ฿36.99
47.46%
Oranges (1kg)
$1.96 €1.69
$1.64 ฿51.5
19.51%
Tomato (1kg)
$3.08 €2.65
$1.59 ฿49.83
93.71%
Potato (1kg)
$1.45 €1.25
$1.32 ฿41.64
9.85%
Onion (1kg)
$1.47 €1.27
$1.19 ฿37.49
23.53%
Lettuce (1 head)
$1.27 €1.10
$0.71 ฿22.20
78.87%
Water (1.5 liter bottle)
$1.29 €1.11
$0.56 ฿17.75
130.36%
Cigarettes 20 Pack (Marlboro, Camel)
$5.93 €5.11
$4.64 ฿146
27.80%
Wine (Bottle)
$8.07 €6.96
$18.96 ฿596
-57.44%
Local Beer (0.5 liter bottle)
$1.76 €1.52
$1.77 ฿55.7
-0.56%
Imported Beer (0.33 liter bottle)
$2.23 €1.92
$3.20 ฿101
-30.31%
🚌 Getting Around
Umag
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$0.90 ฿28.32
95.56%
Public Transport Monthly Pass (Regular Price)
$42.57 €36.69
$19.24 ฿605
121.26%
Taxi Start (Normal Tariff)
$2.36 €2.03
$1.36 ฿42.78
73.53%
Taxi (Normal Tariff) (1km)
$1.02 €0.88
$1.35 ฿42.37
-24.44%
Taxi 1hour Waiting (Normal Tariff)
$10.17 €8.77
$8.15 ฿256
24.79%
Gasoline (1 liter)
$1.78 €1.53
$1.22 ฿38.43
45.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K €29.7K
$21.4K ฿671.8K
61.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K €23.1K
$21.7K ฿683.8K
23.12%
🧾 Monthly Utilities & Internet
Umag
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$204 €175
$70.3 ฿2,210
189.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.03 €17.26
$13.91 ฿437
44.00%
Internet (50+ Mbps, Unlimited Data)
$32.79 €28.27
$18.00 ฿566
82.17%
🎉 Sport & Entertainment
Umag
Chiang Mai
Difference
Gym Membership (Monthly)
$52.0 €44.84
$41.78 ฿1,314
24.51%
Tennis Court (1 Hour on Weekend)
$14.81 €12.77
$6.80 ฿214
117.79%
Cinema Ticket
$8.44 €7.28
$5.72 ฿180
47.55%
🧸 Childcare & Education
Umag
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$246 €212
$308 ฿9,693
-20.30%
International Primary School, 1 Child (Yearly)
$13.1K €11.3K
$14.8K ฿465.7K
-11.32%
👕👟 Clothing & Footwear
Umag
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$100 €86.4
$55.9 ฿1,756
79.55%
Summer Dress (H&M, Zara, etc)
$40.43 €34.85
$26.71 ฿840
51.37%
Sport Shoes (Adidas, Nike)
$95.0 €81.9
$84.5 ฿2,658
12.40%
Men's Leather Business Shoes
$117 €101
$70.8 ฿2,227
65.48%
🏠 Accommodation & Living
Umag
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$662 €571
$431 ฿13.5K
53.79%
1-bedroom Apartment, Outside City Center (Monthly)
$464 €400
$237 ฿7,439
96.19%
3-bedroom Apartment, City Center (Monthly)
$1,037 €894
$811 ฿25.5K
27.92%
3-bedroom Apartment, Outside City Center (Monthly)
$779 €671
$501 ฿15.7K
55.55%
Buy Apartment in City Center (m2)
$4,548 €3,920
$2,202 ฿69.2K
106.51%
Buy Apartment Outside City Center (m2)
$3,231 €2,785
$1,600 ฿50.3K
101.93%
💵 Salaries & Financials
Umag
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$684 ฿21.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
5
-25.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: January 13, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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