Cost of Living Comparison Between Umag and Chiang Mai Cost of Living Comparison Between Umag and Chiang Mai

😐 Solo nomad: Umag is 44.6% more expensive than Chiang Mai without rent, and 73.5% more expensive with rent.
😐 Family of 3: Umag is 69.4% more expensive than Chiang Mai without rent, and 62.3% more expensive with rent.
Currency
🍽 Eating Out
Umag
Chiang Mai
Difference
Meal at Budget Restaurant
$11.39 €9.83
$2.02 ΰΈΏ65.3
463.86%
Three-Course Dinner for Two, Mid-Range
$68.3 €59
$18.78 ΰΈΏ608
263.84%
Fast Food Meal (McDonalds, etc)
$9.02 €7.78
$7.67 ΰΈΏ248
17.60%
Cappuccino
$2.26 €1.95
$1.98 ΰΈΏ64.2
14.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 €2.64
$0.82 ΰΈΏ26.64
273.17%
Water (0.33 liter bottle)
$2.29 €1.98
$0.33 ΰΈΏ10.58
593.94%
Local Beer (0.5 liter draught)
$3.66 €3.16
$2.12 ΰΈΏ68.6
72.64%
Imported Beer (0.33 liter bottle)
$4.71 €4.06
$3.73 ΰΈΏ121
26.27%
πŸ›’ Groceries & Markets
Umag
Chiang Mai
Difference
Milk (1 liter)
$1.35 €1.17
$1.64 ΰΈΏ53.2
-17.68%
White Bread (500g)
$1.94 €1.67
$1.57 ΰΈΏ50.9
23.57%
Rice (white) (1kg)
$2.71 €2.34
$1.19 ΰΈΏ38.62
127.73%
Eggs
$3.83 €3.31
$1.98 ΰΈΏ64.1
93.43%
Local Cheese (1kg)
$11.24 €9.71
$15.99 ΰΈΏ517
-29.71%
Chicken Fillets (1kg)
$9.9 €8.55
$3.12 ΰΈΏ101
217.31%
Beef Round Steak (1kg)
$12.88 €11.12
$11.16 ΰΈΏ361
15.41%
Apples (1kg)
$1.79 €1.54
$2.76 ΰΈΏ89.2
-35.14%
Banana (1kg)
$1.72 €1.48
$1.22 ΰΈΏ39.5
40.98%
Oranges (1kg)
$1.96 €1.69
$1.71 ΰΈΏ55.4
14.62%
Tomato (1kg)
$3 €2.59
$1.55 ΰΈΏ50.2
93.55%
Potato (1kg)
$1.39 €1.2
$1.34 ΰΈΏ43.21
3.73%
Onion (1kg)
$1.47 €1.27
$1.21 ΰΈΏ39.23
21.49%
Lettuce (1 head)
$1.26 €1.09
$0.72 ΰΈΏ23.2
75.00%
Water (1.5 liter bottle)
$1.32 €1.14
$0.53 ΰΈΏ17.05
149.06%
Cigarettes 20 Pack (Marlboro, Camel)
$5.87 €5.06
$4.72 ΰΈΏ153
24.36%
Wine (Bottle)
$8.26 €7.14
$18.39 ΰΈΏ595
-55.08%
Local Beer (0.5 liter bottle)
$1.83 €1.58
$1.79 ΰΈΏ57.9
2.23%
Imported Beer (0.33 liter bottle)
$2.3 €1.98
$3.21 ΰΈΏ104
-28.35%
🚌 Getting Around
Umag
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$0.94 ΰΈΏ30.44
87.23%
Public Transport Monthly Pass (Regular Price)
$43.01 €37.13
$18.9 ΰΈΏ612
127.57%
Taxi Start (Normal Tariff)
$2.25 €1.94
$1.42 ΰΈΏ46.08
58.45%
Taxi (Normal Tariff) (1km)
$1.07 €0.92
$1.35 ΰΈΏ43.53
-20.74%
Taxi 1hour Waiting (Normal Tariff)
$10.13 €8.74
$7.85 ΰΈΏ254
29.04%
Gasoline (1 liter)
$1.73 €1.49
$1.25 ΰΈΏ40.4
38.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K €30K
$21.2K ΰΈΏ684.9K
64.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K €22.9K
$21.8K ΰΈΏ706.8K
21.24%
🧾 Monthly Utilities & Internet
Umag
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 €181
$70.6 ΰΈΏ2,285
196.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.15 €17.4
$13.72 ΰΈΏ444
46.87%
Internet (50+ Mbps, Unlimited Data)
$32.5 €28.06
$17.56 ΰΈΏ568
85.08%
πŸŽ‰ Sport & Entertainment
Umag
Chiang Mai
Difference
Gym Membership (Monthly)
$51.3 €44.29
$41.64 ΰΈΏ1,347
23.20%
Tennis Court (1 Hour on Weekend)
$14.51 €12.53
$6.9 ΰΈΏ223
110.29%
Cinema Ticket
$8.69 €7.51
$5.8 ΰΈΏ188
49.83%
🧸 Childcare & Education
Umag
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$240 €207
$308 ΰΈΏ9,963
-22.14%
International Primary School, 1 Child (Yearly)
$13K €11.3K
$14.7K ΰΈΏ475.8K
-11.38%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Umag
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$101 €87.5
$55.4 ΰΈΏ1,793
83.01%
Summer Dress (H&M, Zara, etc)
$39.67 €34.25
$26.4 ΰΈΏ854
50.27%
Sport Shoes (Adidas, Nike)
$95.9 €82.8
$85.1 ΰΈΏ2,755
12.59%
Men's Leather Business Shoes
$115 €99.3
$71.8 ΰΈΏ2,323
60.25%
🏠 Accommodation & Living
Umag
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$673 €581
$434 ΰΈΏ14K
55.08%
1-bedroom Apartment, Outside City Center (Monthly)
$455 €393
$235 ΰΈΏ7,610
93.38%
3-bedroom Apartment, City Center (Monthly)
$1,047 €904
$821 ΰΈΏ26.6K
27.57%
3-bedroom Apartment, Outside City Center (Monthly)
$783 €676
$498 ΰΈΏ16.1K
57.15%
Buy Apartment in City Center (m2)
$4,296 €3,709
$2,180 ΰΈΏ70.6K
97.02%
Buy Apartment Outside City Center (m2)
$3,573 €3,085
$1,543 ΰΈΏ49.9K
131.58%
πŸ’΅ Salaries & Financials
Umag
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$703 ΰΈΏ22.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
5
-25.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 29, 2025

Last update for Chiang Mai: October 29, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.