Cost of Living Comparison Between Umag and Chiang Mai Cost of Living Comparison Between Umag and Chiang Mai

😐 Solo nomad: Umag is 31.9% more expensive than Chiang Mai without rent, and 73.8% more expensive with rent.

😐 Family of 3: Umag is 59.6% more expensive than Chiang Mai without rent, and 66.9% more expensive with rent.

Meal at Budget Restaurant

$11.43 €9.90

$2.03 ฿64.8

463.05%

Three-Course Dinner for Two, Mid-Range

$70.0 €60.6

$18.59 ฿594

276.60%

Fast Food Meal (McDonalds, etc)

$9.41 €8.15

$7.48 ฿239

25.80%

Cappuccino

$2.27 €1.96

$2.00 ฿63.8

13.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 €2.68

$0.85 ฿27.08

264.71%

Water (0.33 liter bottle)

$2.29 €1.98

$0.35 ฿11.24

554.29%

Local Beer (0.5 liter draught)

$3.76 €3.25

$2.21 ฿70.7

70.14%

Imported Beer (0.33 liter bottle)

$4.70 €4.07

$3.76 ฿120

25.00%

Milk (1 liter)

$1.29 €1.12

$1.72 ฿54.9

-25.00%

White Bread (500g)

$1.87 €1.62

$1.63 ฿52.2

14.72%

Rice (white) (1kg)

$2.74 €2.37

$1.16 ฿37.04

136.21%

Eggs

$3.76 €3.25

$1.98 ฿63.3

89.90%

Local Cheese (1kg)

$11.05 €9.57

$15.93 ฿509

-30.63%

Chicken Fillets (1kg)

$9.61 €8.32

$3.17 ฿101

203.15%

Beef Round Steak (1kg)

$12.44 €10.77

$10.90 ฿349

14.13%

Apples (1kg)

$1.82 €1.58

$2.65 ฿84.6

-31.32%

Banana (1kg)

$1.66 €1.44

$1.22 ฿39.09

36.07%

Oranges (1kg)

$2.03 €1.76

$1.70 ฿54.3

19.41%

Tomato (1kg)

$2.96 €2.57

$1.59 ฿50.8

86.16%

Potato (1kg)

$1.44 €1.25

$1.32 ฿42.33

9.09%

Onion (1kg)

$1.46 €1.26

$1.17 ฿37.36

24.79%

Lettuce (1 head)

$1.33 €1.15

$0.68 ฿21.67

95.59%

Water (1.5 liter bottle)

$1.33 €1.15

$0.56 ฿17.81

137.50%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €4.95

$4.51 ฿144

26.83%

Wine (Bottle)

$8.22 €7.12

$19.07 ฿610

-56.90%

Local Beer (0.5 liter bottle)

$1.86 €1.61

$1.77 ฿56.6

5.08%

Imported Beer (0.33 liter bottle)

$2.24 €1.94

$3.18 ฿102

-29.56%

One-way Ticket (Public Transport)

$1.69 €1.46

$0.96 ฿30.78

76.04%

Public Transport Monthly Pass (Regular Price)

$42.57 €36.86

$18.90 ฿604

125.24%

Taxi Start (Normal Tariff)

$2.25 €1.95

$1.36 ฿43.41

65.44%

Taxi (Normal Tariff) (1km)

$1.02 €0.89

$1.35 ฿43.23

-24.44%

Taxi 1hour Waiting (Normal Tariff)

$10.39 €9.00

$8.03 ฿257

29.39%

Gasoline (1 liter)

$1.72 €1.49

$1.24 ฿39.74

38.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €29.8K

$21.2K ฿676.6K

62.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.0K

$21.8K ฿695.5K

21.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €182

$71.2 ฿2,277

194.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.27

$14.09 ฿450

41.52%

Internet (50+ Mbps, Unlimited Data)

$32.43 €28.08

$17.47 ฿559

85.63%

Gym Membership (Monthly)

$52.2 €45.24

$42.07 ฿1,345

24.17%

Tennis Court (1 Hour on Weekend)

$14.58 €12.63

$6.88 ฿220

111.92%

Cinema Ticket

$8.69 €7.53

$5.94 ฿190

46.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$237 €205

$307 ฿9,827

-22.93%

International Primary School, 1 Child (Yearly)

$13.4K €11.6K

$14.8K ฿473.0K

-9.58%

Jeans (Levis 501 Or Similar)

$101 €87.7

$55.7 ฿1,780

81.93%

Summer Dress (H&M, Zara, etc)

$40.33 €34.93

$26.79 ฿856

50.54%

Sport Shoes (Adidas, Nike)

$97.9 €84.8

$83.2 ฿2,661

17.64%

Men's Leather Business Shoes

$117 €101

$70.1 ฿2,241

66.54%

1-bedroom Apartment, City Center (Monthly)

$654 €566

$427 ฿13.7K

53.02%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €394

$237 ฿7,580

91.84%

3-bedroom Apartment, City Center (Monthly)

$1,023 €886

$802 ฿25.6K

27.62%

3-bedroom Apartment, Outside City Center (Monthly)

$759 €657

$503 ฿16.1K

50.78%

Buy Apartment in City Center (m2)

$4,583 €3,969

$2,061 ฿65.9K

122.43%

Buy Apartment Outside City Center (m2)

$2,721 €2,356

$1,533 ฿49.0K

77.52%

Average Monthly Net Salary (After Tax)

$654 ฿20.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

-25.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: February 28, 2026

Last update for Chiang Mai: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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