Last update: Nov 2026

Cost of Living Comparison Between Ulaanbaatar and Olsztyn

For one person, living is cheaper in Ulaanbaatar: $1,194 a month against $1,703 in Olsztyn, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Ulaanbaatar
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Ulaanbaatar Living Index
81

Cost of Living Index in Olsztyn
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Olsztyn Living Index

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Ulaanbaatar

🇲🇳 Mongolia

$1,194

/mo nomad

Olsztyn

🇵🇱 Poland

$1,703

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulaanbaatar and in Olsztyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulaanbaatar and in Olsztyn actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,194 in Ulaanbaatar versus $1,703 in Olsztyn.

Ulaanbaatar $1,194
Olsztyn $1,703

Estimated couple costs with rent: $1,926 in Ulaanbaatar versus $2,449 in Olsztyn.

Ulaanbaatar $1,926
Olsztyn $2,449

Monthly costs for a family of three with rent: $2,659 in Ulaanbaatar versus $3,196 in Olsztyn.

Ulaanbaatar $2,659
Olsztyn $3,196

Living in Ulaanbaatar costs roughly 30% less than in Olsztyn, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ulaanbaatar is 12% below, Olsztyn is 26% above.

Meal at Budget Restaurant

$5.63 MNT 20.2K

$12.63 zł 49.27

-55.42%

Three-Course Dinner for Two, Mid-Range

$31.64 MNT 113.7K

$50.3 zł 196

-37.10%

Fast Food Meal (McDonalds, etc)

$5.67 MNT 20.4K

$8.70 zł 33.94

-34.83%

Cappuccino

$2.45 MNT 8,817

$3.29 zł 12.82

-25.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 MNT 3,028

$2.48 zł 9.66

-66.13%

Water (0.33 liter bottle)

$0.56 MNT 2,030

$1.85 zł 7.21

-69.73%

Local Beer (0.5 liter draught)

$2.31 MNT 8,294

$3.09 zł 12.04

-25.24%

Imported Beer (0.33 liter bottle)

$3.27 MNT 11.7K

$3.75 zł 14.64

-12.80%

Milk (1 liter)

$1.49 MNT 5,362

$1.02 zł 3.99

46.08%

White Bread (500g)

$1.02 MNT 3,682

$1.25 zł 4.88

-18.40%

Rice (white) (1kg)

$2.13 MNT 7,667

$1.38 zł 5.37

54.35%

Eggs

$2.11 MNT 7,599

$3.87 zł 15.11

-45.48%

Local Cheese (1kg)

$12.27 MNT 44.1K

$9.61 zł 37.51

27.68%

Chicken Fillets (1kg)

$4.91 MNT 17.6K

$7.55 zł 29.47

-34.97%

Beef Round Steak (1kg)

$6.65 MNT 23.9K

$14.51 zł 56.6

-54.17%

Apples (1kg)

$3.00 MNT 10.8K

$1.19 zł 4.64

152.10%

Banana (1kg)

$2.48 MNT 8,914

$1.66 zł 6.46

49.40%

Oranges (1kg)

$3.63 MNT 13.0K

$1.82 zł 7.08

99.45%

Tomato (1kg)

$3.05 MNT 11.0K

$3.44 zł 13.42

-11.34%

Potato (1kg)

$0.72 MNT 2,577

$0.91 zł 3.55

-20.88%

Onion (1kg)

$1.07 MNT 3,857

$1.18 zł 4.61

-9.32%

Lettuce (1 head)

$1.68 MNT 6,025

$1.34 zł 5.24

25.37%

Water (1.5 liter bottle)

$0.79 MNT 2,828

$0.72 zł 2.81

9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 MNT 5,966

$5.49 zł 21.40

-69.76%

Wine (Bottle)

$10.44 MNT 37.5K

$7.81 zł 30.47

33.67%

Local Beer (0.5 liter bottle)

$1.50 MNT 5,374

$1.13 zł 4.42

32.74%

Imported Beer (0.33 liter bottle)

$1.75 MNT 6,305

$1.56 zł 6.09

12.18%

One-way Ticket (Public Transport)

$0.27 MNT 957

$1.04 zł 4.05

-74.04%

Public Transport Monthly Pass (Regular Price)

$16.53 MNT 59.4K

$25.18 zł 98.3

-34.35%

Taxi Start (Normal Tariff)

$0.55 MNT 1,962

$1.98 zł 7.72

-72.22%

Taxi (Normal Tariff) (1km)

$0.52 MNT 1,874

$0.73 zł 2.85

-28.77%

Taxi 1hour Waiting (Normal Tariff)

$6.19 MNT 22.2K

$10.27 zł 40.07

-39.73%

Gasoline (1 liter)

$1.11 MNT 3,980

$1.64 zł 6.40

-32.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K MNT 95.1M

$31.2K zł 121.9K

-15.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K MNT 127.6M

$28.9K zł 112.8K

22.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.3 MNT 259.6K

$336 zł 1,312

-78.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.21 MNT 25.9K

$9.64 zł 37.62

-25.21%

Internet (50+ Mbps, Unlimited Data)

$13.76 MNT 49.4K

$18.98 zł 74.1

-27.50%

Gym Membership (Monthly)

$68.9 MNT 247.6K

$45.06 zł 176

52.93%

Tennis Court (1 Hour on Weekend)

$18.15 MNT 65.2K

$22.38 zł 87.3

-18.90%

Cinema Ticket

$4.13 MNT 14.8K

$8.70 zł 33.96

-52.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$810 MNT 2.9M

$374 zł 1,458

116.79%

International Primary School, 1 Child (Yearly)

$12.2K MNT 43.8M

$14.0K zł 54.6K

-12.91%

Jeans (Levis 501 Or Similar)

$80.1 MNT 287.9K

$98.8 zł 385

-18.88%

Summer Dress (H&M, Zara, etc)

$45.18 MNT 162.3K

$47.62 zł 186

-5.12%

Sport Shoes (Adidas, Nike)

$102 MNT 366.5K

$99.9 zł 390

2.14%

Men's Leather Business Shoes

$189 MNT 677.5K

$104 zł 404

82.13%

1-bedroom Apartment, City Center (Monthly)

$633 MNT 2.3M

$820 zł 3,198

-22.83%

1-bedroom Apartment, Outside City Center (Monthly)

$465 MNT 1.7M

$638 zł 2,491

-27.12%

3-bedroom Apartment, City Center (Monthly)

$1,662 MNT 6.0M

$1,308 zł 5,104

27.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,002 MNT 3.6M

$1,025 zł 3,998

-2.19%

Buy Apartment in City Center (m2)

$1,782 MNT 6.4M

$3,616 zł 14.1K

-50.72%

Buy Apartment Outside City Center (m2)

$1,006 MNT 3.6M

$2,519 zł 9,827

-60.07%

Average Monthly Net Salary (After Tax)

$621 MNT 2.2M

$1,491 zł 5,816

-58.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.32

7.52

37.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulaanbaatar: November 2, 2026

Last update for Olsztyn: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulaanbaatar

$465 39%

Olsztyn

$638 37.5% 37.2% $173

Groceries & Markets

Ulaanbaatar

$235 19.7%

Olsztyn

$238 14% 1% $2.3

Clothing & Footwear

Ulaanbaatar

$187 15.7%

Olsztyn

$157 9.2% 15.9% $30

Eating Out

Ulaanbaatar

$115 9.7%

Olsztyn

$207 12.1% 79.4% $92

Monthly Utilities & Internet

Ulaanbaatar

$93 7.8%

Olsztyn

$365 21.4% 291% $272

Sport & Entertainment

Ulaanbaatar

$77 6.5%

Olsztyn

$62 3.7% 19% $15

Getting Around

Ulaanbaatar

$21 1.7%

Olsztyn

$35 2.1% 68.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $633 in Ulaanbaatar and $820 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Olsztyn pays about 2.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Ulaanbaatar vs $50 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $235 vs $238 per month, with Ulaanbaatar cheaper across the board.

Good to know

🇲🇳 Ulaanbaatar

🇵🇱 Olsztyn

🕒 Local time

11:25 11:25 AM

04:25 4:25 AM

7 h behind Ulaanbaatar

🌤 Weather

👥 Population

1,401,200 Capital

174,675

💱 Currency

Mongolian Tögrög MNT ₮

Polish Złoty PLN zł

📈 Exchange rate

10,000 MNT = 2.78 USD

10,000 MNT = 2.47 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to MNT – Mongolian Tögrög Converter

🇺🇸 United States Dollar ($)

🇲🇳 Mongolian Tögrög (₮)

Mongolian Tögrög exchange rates as of November 5, 2026: 1 USD = 3,593 MNT (10,000 MNT = 2.78 USD). 1 EUR = 4,045 MNT (10,000 MNT = 2.47 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to MNT in detail →

On the map

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Between locations

Ulaanbaatar Olsztyn 5,720 km ≈ 8 h nonstop flight

From you

Ulaanbaatar
Olsztyn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulaanbaatar vs Olsztyn: Cost of Living - Frequently Asked Questions

Ulaanbaatar is about 30% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 58% lower in Ulaanbaatar. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $633 in Ulaanbaatar versus $820 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $810 in Ulaanbaatar versus $374 in Olsztyn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ulaanbaatar – a meal for two runs $32 versus $50 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ulaanbaatar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ulaanbaatar wins on affordability, Olsztyn on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.