😐A single person spends $1,160 per month in Ulaanbaatar vs $1,074 in Erbil, rent included.
😐A couple spends around $1,925 per month in Ulaanbaatar vs $1,624 in Erbil, rent included.
😐A family of three spends $2,691 per month in Ulaanbaatar vs $2,173 in Erbil, rent included.
😐Ulaanbaatar costs about 8% more than Erbil, driven mainly by Clothing & Footwear.
📊Both Ulaanbaatar and Erbil are more affordable than the global median – Ulaanbaatar16% lower, Erbil22% lower.
Currency
🍽 Eating Out
Ulaanbaatar
Erbil
Difference
Meal at Budget Restaurant
$5.54MNT 19.9K
$7.80IQD 10.2K
-28.97%
Three-Course Dinner for Two, Mid-Range
$32.58MNT 117.1K
$43.48IQD 56.9K
-25.07%
Fast Food Meal(McDonalds, etc)
$5.40MNT 19.4K
$8.20IQD 10.7K
-34.15%
Cappuccino
$2.38MNT 8,567
$3.65IQD 4,784
-34.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.83MNT 2,974
$1.04IQD 1,362
-20.19%
Water(0.33 liter bottle)
$0.57MNT 2,032
$0.45IQD 585
26.67%
Local Beer(0.5 liter draught)
$2.31MNT 8,312
$5.96IQD 7,810
-61.24%
Imported Beer(0.33 liter bottle)
$3.25MNT 11.7K
$4.46IQD 5,839
-27.13%
🛒 Groceries & Markets
Ulaanbaatar
Erbil
Difference
Milk(1 liter)
$1.45MNT 5,219
$1.27IQD 1,665
14.17%
White Bread(500g)
$0.97MNT 3,502
$0.82IQD 1,073
18.29%
Rice(white)(1kg)
$2.06MNT 7,402
$1.67IQD 2,187
23.35%
Eggs
$2.15MNT 7,747
$1.85IQD 2,418
16.22%
Local Cheese(1kg)
$12.41MNT 44.6K
$8.38IQD 11.0K
48.09%
Chicken Fillets(1kg)
$4.85MNT 17.4K
$5.72IQD 7,485
-15.21%
Beef Round Steak(1kg)
$7.16MNT 25.7K
$14.89IQD 19.5K
-51.91%
Apples(1kg)
$3.19MNT 11.5K
$1.15IQD 1,502
177.39%
Banana(1kg)
$2.38MNT 8,547
$1.16IQD 1,521
105.17%
Oranges(1kg)
$3.64MNT 13.1K
$1.18IQD 1,544
208.47%
Tomato(1kg)
$3.12MNT 11.2K
$0.75IQD 979
316.00%
Potato(1kg)
$0.70MNT 2,499
$0.76IQD 997
-7.89%
Onion(1kg)
$1.04MNT 3,756
$0.68IQD 892
52.94%
Lettuce(1 head)
$1.75MNT 6,280
$0.73IQD 961
139.73%
Water(1.5 liter bottle)
$0.79MNT 2,847
$0.58IQD 764
36.21%
Cigarettes 20 Pack(Marlboro, Camel)
$1.77MNT 6,353
$2.52IQD 3,305
-29.76%
Wine(Bottle)
$10.61MNT 38.1K
$12.27IQD 16.1K
-13.53%
Local Beer(0.5 liter bottle)
$1.50MNT 5,388
$1.65IQD 2,160
-9.09%
Imported Beer(0.33 liter bottle)
$1.72MNT 6,200
$2.13IQD 2,783
-19.25%
🚌 Getting Around
Ulaanbaatar
Erbil
Difference
One-way Ticket(Public Transport)
$0.29MNT 1,045
$0.55IQD 719
-47.27%
Public Transport Monthly Pass(Regular Price)
$16.54MNT 59.5K
$44.38IQD 58.1K
-62.73%
Taxi Start(Normal Tariff)
$0.51MNT 1,846
$1.96IQD 2,561
-73.98%
Taxi(Normal Tariff)(1km)
$0.54MNT 1,929
$1.82IQD 2,379
-70.33%
Taxi 1hour Waiting(Normal Tariff)
$6.23MNT 22.4K
$6.52IQD 8,533
-4.45%
Gasoline(1 liter)
$1.06MNT 3,803
$0.66IQD 866
60.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3KMNT 98.3M
$17.8KIQD 23.3M
53.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.5KMNT 124.0M
$19.9KIQD 26.0M
73.62%
🧾 Monthly Utilities & Internet
Ulaanbaatar
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.8MNT 250.8K
$128IQD 167.5K
-45.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.47MNT 26.8K
$13.86IQD 18.1K
-46.10%
Internet(50+ Mbps, Unlimited Data)
$13.90MNT 50.0K
$27.91IQD 36.6K
-50.20%
🎉 Sport & Entertainment
Ulaanbaatar
Erbil
Difference
Gym Membership(Monthly)
$67.1MNT 241.1K
$64.8IQD 84.8K
3.54%
Tennis Court(1 Hour on Weekend)
$18.23MNT 65.5K
$14.65IQD 19.2K
24.44%
Cinema Ticket
$4.08MNT 14.7K
$11.58IQD 15.2K
-64.77%
🧸 Childcare & Education
Ulaanbaatar
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$813MNT 2.9M
$314IQD 411.2K
158.98%
International Primary School, 1 Child(Yearly)
$8,436MNT 30.3M
$3,082IQD 4.0M
173.67%
👕👟 Clothing & Footwear
Ulaanbaatar
Erbil
Difference
Jeans(Levis 501 Or Similar)
$83.6MNT 300.7K
$30.66IQD 40.2K
172.80%
Summer Dress(H&M, Zara, etc)
$44.65MNT 160.5K
$45.68IQD 59.8K
-2.25%
Sport Shoes(Adidas, Nike)
$105MNT 377.1K
$67.9IQD 89.0K
54.39%
Men's Leather Business Shoes
$190MNT 683.9K
$68.8IQD 90.1K
176.31%
🏠 Accommodation & Living
Ulaanbaatar
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$586MNT 2.1M
$470IQD 616.0K
24.59%
1-bedroom Apartment, Outside City Center(Monthly)
$452MNT 1.6M
$294IQD 385.1K
53.63%
3-bedroom Apartment, City Center(Monthly)
$1,695MNT 6.1M
$728IQD 953.1K
132.96%
3-bedroom Apartment, Outside City Center(Monthly)
$1,020MNT 3.7M
$434IQD 568.3K
135.01%
Buy Apartment in City Center(m2)
$1,928MNT 6.9M
$1,096IQD 1.4M
76.01%
Buy Apartment Outside City Center(m2)
$955MNT 3.4M
$646IQD 846.5K
47.76%
💵 Salaries & Financials
Ulaanbaatar
Erbil
Difference
Average Monthly Net Salary(After Tax)
$592MNT 2.1M
$608IQD 796.3K
-2.68%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.32
2.53
307.91%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ulaanbaatar: September 7, 2026
Last update for Erbil: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $586 in Ulaanbaatar versus $470 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3% higher in Erbil, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $33.00 in Ulaanbaatar versus $43.00 in Erbil. Groceries tell a different story – $237 in Ulaanbaatar vs $205 in Erbil – so Erbil wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ulaanbaatar vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Ulaanbaatar?
Yes – Ulaanbaatar is pricier by about 8%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,739 per month in Ulaanbaatar and $1,612 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Erbil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Ulaanbaatar and in Erbil?
Groceries cost about 16% more in Ulaanbaatar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Ulaanbaatar or in Erbil?
A mid-range dinner for two costs $33.00 in Ulaanbaatar and $43.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Ulaanbaatar or in Erbil?
A $1,500 monthly budget goes further in Erbil, where all-in costs run around $1,074, than in Ulaanbaatar at $1,160. In Erbil it covers expenses comfortably, while in Ulaanbaatar it requires careful planning or may not stretch far enough.
Is Ulaanbaatar or Erbil more family-friendly?
Families tend to lean toward Erbil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ulaanbaatar or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Erbil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ulaanbaatar makes more sense. Both are solid long-term options with distinct trade-offs.
Ulaanbaatar vs other spots: cost of living compared