😐A single person spends $1,161 per month in Ulaanbaatar vs $1,034 in Erbil, rent included.
😐A couple spends around $1,804 per month in Ulaanbaatar vs $1,548 in Erbil, rent included.
😐A family of three spends $2,446 per month in Ulaanbaatar vs $2,061 in Erbil, rent included.
😐Ulaanbaatar costs about 12% more than Erbil, driven mainly by Clothing & Footwear.
📊Both Ulaanbaatar and Erbil are more affordable than the global median – Ulaanbaatar13% lower, Erbil23% lower.
Currency
🍽 Eating Out
Ulaanbaatar
Erbil
Difference
Meal at Budget Restaurant
$5.62MNT 20.1K
$7.72IQD 10.1K
-27.20%
Three-Course Dinner for Two, Mid-Range
$29.99MNT 107.2K
$22.83IQD 29.9K
31.36%
Fast Food Meal(McDonalds, etc)
$5.56MNT 19.9K
$8.98IQD 11.8K
-38.08%
Cappuccino
$2.64MNT 9,447
$3.13IQD 4,096
-15.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.75MNT 2,693
$0.49IQD 640
53.06%
Water(0.33 liter bottle)
$0.48MNT 1,705
$0.20IQD 261
140.00%
Local Beer(0.5 liter draught)
$2.11MNT 7,547
$2.00IQD 2,624
5.50%
Imported Beer(0.33 liter bottle)
$2.31MNT 8,244
$2.14IQD 2,797
7.94%
🛒 Groceries & Markets
Ulaanbaatar
Erbil
Difference
Milk(1 liter)
$1.49MNT 5,317
$1.32IQD 1,730
12.88%
White Bread(500g)
$0.98MNT 3,489
$0.84IQD 1,103
16.67%
Rice(white)(1kg)
$2.14MNT 7,648
$1.80IQD 2,355
18.89%
Eggs
$2.17MNT 7,771
$1.98IQD 2,599
9.60%
Local Cheese(1kg)
$16.06MNT 57.4K
$7.54IQD 9,879
113.00%
Chicken Fillets(1kg)
$5.56MNT 19.9K
$4.80IQD 6,282
15.83%
Beef Round Steak(1kg)
$6.27MNT 22.4K
$14.29IQD 18.7K
-56.12%
Apples(1kg)
$3.10MNT 11.1K
$1.14IQD 1,491
171.93%
Banana(1kg)
$2.65MNT 9,461
$1.20IQD 1,567
120.83%
Oranges(1kg)
$4.44MNT 15.9K
$1.19IQD 1,561
273.11%
Tomato(1kg)
$2.68MNT 9,566
$0.76IQD 994
252.63%
Potato(1kg)
$0.75MNT 2,698
$0.70IQD 918
7.14%
Onion(1kg)
$1.02MNT 3,662
$0.72IQD 938
41.67%
Lettuce(1 head)
$1.27MNT 4,534
$0.78IQD 1,018
62.82%
Water(1.5 liter bottle)
$0.73MNT 2,624
$0.53IQD 688
37.74%
Cigarettes 20 Pack(Marlboro, Camel)
$1.79MNT 6,384
$2.63IQD 3,449
-31.94%
Wine(Bottle)
$9.67MNT 34.6K
$12.55IQD 16.4K
-22.95%
Local Beer(0.5 liter bottle)
$1.39MNT 4,970
$1.45IQD 1,899
-4.14%
Imported Beer(0.33 liter bottle)
$1.71MNT 6,132
$2.01IQD 2,633
-14.93%
🚌 Getting Around
Ulaanbaatar
Erbil
Difference
One-way Ticket(Public Transport)
$0.28MNT 987
$0.54IQD 709
-48.15%
Public Transport Monthly Pass(Regular Price)
$8.61MNT 30.8K
$34.09IQD 44.6K
-74.74%
Taxi Start(Normal Tariff)
$0.62MNT 2,210
$2.35IQD 3,084
-73.62%
Taxi(Normal Tariff)(1km)
$0.61MNT 2,189
$2.20IQD 2,885
-72.27%
Taxi 1hour Waiting(Normal Tariff)
$4.76MNT 17.0K
$6.87IQD 8,999
-30.71%
Gasoline(1 liter)
$1.03MNT 3,694
$0.70IQD 911
47.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2KMNT 108.0M
$19.1KIQD 25.0M
58.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.6KMNT 66.4M
$20.7KIQD 27.1M
-10.29%
🧾 Monthly Utilities & Internet
Ulaanbaatar
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.4MNT 291.0K
$102IQD 134.1K
-20.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.77MNT 27.8K
$17.93IQD 23.5K
-56.66%
Internet(50+ Mbps, Unlimited Data)
$16.99MNT 60.7K
$29.33IQD 38.4K
-42.07%
🎉 Sport & Entertainment
Ulaanbaatar
Erbil
Difference
Gym Membership(Monthly)
$60.5MNT 216.1K
$72.7IQD 95.2K
-16.90%
Tennis Court(1 Hour on Weekend)
$13.47MNT 48.2K
$11.77IQD 15.4K
14.44%
Cinema Ticket
$3.76MNT 13.5K
$11.62IQD 15.2K
-67.64%
🧸 Childcare & Education
Ulaanbaatar
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$177MNT 632.8K
$269IQD 352.1K
-34.18%
International Primary School, 1 Child(Yearly)
$6,504MNT 23.3M
$3,278IQD 4.3M
98.41%
👕👟 Clothing & Footwear
Ulaanbaatar
Erbil
Difference
Jeans(Levis 501 Or Similar)
$84.3MNT 301.5K
$32.74IQD 42.9K
157.54%
Summer Dress(H&M, Zara, etc)
$69.5MNT 248.6K
$48.36IQD 63.3K
43.78%
Sport Shoes(Adidas, Nike)
$105MNT 375.2K
$81.0IQD 106.0K
29.60%
Men's Leather Business Shoes
$161MNT 577.2K
$76.8IQD 100.5K
110.31%
🏠 Accommodation & Living
Ulaanbaatar
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$512MNT 1.8M
$426IQD 557.6K
20.33%
1-bedroom Apartment, Outside City Center(Monthly)
$405MNT 1.4M
$278IQD 364.4K
45.52%
3-bedroom Apartment, City Center(Monthly)
$1,472MNT 5.3M
$726IQD 951.1K
102.69%
3-bedroom Apartment, Outside City Center(Monthly)
$740MNT 2.6M
$485IQD 635.3K
52.62%
Buy Apartment in City Center(m2)
$1,967MNT 7.0M
$1,123IQD 1.5M
75.18%
Buy Apartment Outside City Center(m2)
$953MNT 3.4M
$658IQD 862.2K
44.73%
💵 Salaries & Financials
Ulaanbaatar
Erbil
Difference
Average Monthly Net Salary(After Tax)
$601MNT 2.1M
$584IQD 765.0K
2.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
6
14.33
-58.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ulaanbaatar: May 31, 2026
Last update for Erbil: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $512 in Ulaanbaatar versus $426 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3% higher in Ulaanbaatar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $30.00 in Ulaanbaatar versus $23.00 in Erbil. Monthly groceries follow the same trend: $247 vs $197 – making Erbil the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ulaanbaatar vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Ulaanbaatar?
Yes – Ulaanbaatar is pricier by about 12%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,742 per month in Ulaanbaatar and $1,551 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Erbil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Ulaanbaatar and Erbil?
Groceries cost about 25% more in Ulaanbaatar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Ulaanbaatar or Erbil?
A mid-range dinner for two costs $30.00 in Ulaanbaatar and $23.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for Ulaanbaatar or Erbil?
A $1,500 monthly budget goes further in Erbil, where all-in costs run around $1,034, than in Ulaanbaatar at $1,161. In Erbil it covers expenses comfortably, while in Ulaanbaatar it requires careful planning or may not stretch far enough.
Is Ulaanbaatar or Erbil more family-friendly?
Families tend to lean toward Erbil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ulaanbaatar or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Erbil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ulaanbaatar makes more sense. Both are solid long-term options with distinct trade-offs.
Ulaanbaatar vs other spots: cost of living compared