😐A single person spends $1,127 per month in Ulaanbaatar vs $1,034 in Erbil, rent included.
😐A couple spends around $1,770 per month in Ulaanbaatar vs $1,522 in Erbil, rent included.
😐A family of three spends $2,413 per month in Ulaanbaatar vs $2,010 in Erbil, rent included.
😐Ulaanbaatar costs about 9% more than Erbil, driven mainly by Clothing & Footwear.
📊Both Ulaanbaatar and Erbil are more affordable than the global median – Ulaanbaatar16% lower, Erbil23% lower.
Currency
🍽 Eating Out
Ulaanbaatar
Erbil
Difference
Meal at Budget Restaurant
$5.38MNT 19.3K
$7.71IQD 10.1K
-30.22%
Three-Course Dinner for Two, Mid-Range
$28.93MNT 103.7K
$22.64IQD 29.6K
27.78%
Fast Food Meal(McDonalds, etc)
$5.28MNT 18.9K
$8.88IQD 11.6K
-40.54%
Cappuccino
$2.55MNT 9,154
$3.20IQD 4,189
-20.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.76MNT 2,714
$0.48IQD 630
58.33%
Water(0.33 liter bottle)
$0.51MNT 1,830
$0.20IQD 262
155.00%
Local Beer(0.5 liter draught)
$2.10MNT 7,526
$1.93IQD 2,523
8.81%
Imported Beer(0.33 liter bottle)
$2.34MNT 8,379
$2.14IQD 2,803
9.35%
🛒 Groceries & Markets
Ulaanbaatar
Erbil
Difference
Milk(1 liter)
$1.43MNT 5,132
$1.31IQD 1,719
9.16%
White Bread(500g)
$0.98MNT 3,522
$0.85IQD 1,108
15.29%
Rice(white)(1kg)
$2.11MNT 7,567
$1.86IQD 2,439
13.44%
Eggs
$2.09MNT 7,499
$1.98IQD 2,590
5.56%
Local Cheese(1kg)
$15.62MNT 56.0K
$7.23IQD 9,474
116.04%
Chicken Fillets(1kg)
$5.77MNT 20.7K
$4.72IQD 6,184
22.25%
Beef Round Steak(1kg)
$6.48MNT 23.2K
$14.24IQD 18.7K
-54.49%
Apples(1kg)
$3.17MNT 11.4K
$1.19IQD 1,563
166.39%
Banana(1kg)
$2.67MNT 9,554
$1.15IQD 1,505
132.17%
Oranges(1kg)
$4.28MNT 15.4K
$1.15IQD 1,502
272.17%
Tomato(1kg)
$2.67MNT 9,581
$0.81IQD 1,057
229.63%
Potato(1kg)
$0.72MNT 2,589
$0.68IQD 888
5.88%
Onion(1kg)
$1.01MNT 3,625
$0.75IQD 980
34.67%
Lettuce(1 head)
$1.29MNT 4,638
$0.73IQD 952
76.71%
Water(1.5 liter bottle)
$0.71MNT 2,534
$0.57IQD 742
24.56%
Cigarettes 20 Pack(Marlboro, Camel)
$1.77MNT 6,342
$2.62IQD 3,428
-32.44%
Wine(Bottle)
$10.38MNT 37.2K
$12.19IQD 16.0K
-14.85%
Local Beer(0.5 liter bottle)
$1.34MNT 4,795
$1.39IQD 1,824
-3.60%
Imported Beer(0.33 liter bottle)
$1.70MNT 6,092
$1.97IQD 2,579
-13.71%
🚌 Getting Around
Ulaanbaatar
Erbil
Difference
One-way Ticket(Public Transport)
$0.28MNT 991
$0.59IQD 776
-52.54%
Public Transport Monthly Pass(Regular Price)
$8.81MNT 31.6K
$35.14IQD 46.0K
-74.93%
Taxi Start(Normal Tariff)
$0.56MNT 2,011
$2.25IQD 2,942
-75.11%
Taxi(Normal Tariff)(1km)
$0.56MNT 2,024
$2.33IQD 3,052
-75.97%
Taxi 1hour Waiting(Normal Tariff)
$4.64MNT 16.6K
$6.75IQD 8,845
-31.26%
Gasoline(1 liter)
$1.08MNT 3,860
$0.65IQD 849
66.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5KMNT 109.2M
$19.4KIQD 25.4M
57.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.4KMNT 65.9M
$20.8KIQD 27.3M
-11.76%
🧾 Monthly Utilities & Internet
Ulaanbaatar
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.7MNT 296.4K
$102IQD 133.2K
-18.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.41MNT 26.5K
$17.42IQD 22.8K
-57.46%
Internet(50+ Mbps, Unlimited Data)
$16.71MNT 59.9K
$29.58IQD 38.7K
-43.51%
🎉 Sport & Entertainment
Ulaanbaatar
Erbil
Difference
Gym Membership(Monthly)
$62.3MNT 223.3K
$73.8IQD 96.6K
-15.53%
Tennis Court(1 Hour on Weekend)
$13.72MNT 49.2K
$11.55IQD 15.1K
18.79%
Cinema Ticket
$3.76MNT 13.5K
$11.41IQD 14.9K
-67.05%
🧸 Childcare & Education
Ulaanbaatar
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$175MNT 628.2K
$263IQD 343.7K
-33.22%
International Primary School, 1 Child(Yearly)
$6,474MNT 23.2M
$3,250IQD 4.3M
99.23%
👕👟 Clothing & Footwear
Ulaanbaatar
Erbil
Difference
Jeans(Levis 501 Or Similar)
$85.9MNT 307.7K
$33.46IQD 43.8K
156.60%
Summer Dress(H&M, Zara, etc)
$69.8MNT 250.3K
$49.61IQD 65.0K
40.78%
Sport Shoes(Adidas, Nike)
$105MNT 375.0K
$81.1IQD 106.2K
29.09%
Men's Leather Business Shoes
$160MNT 573.3K
$76.5IQD 100.2K
109.13%
🏠 Accommodation & Living
Ulaanbaatar
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$511MNT 1.8M
$429IQD 562.2K
19.12%
1-bedroom Apartment, Outside City Center(Monthly)
$405MNT 1.5M
$275IQD 360.3K
47.21%
3-bedroom Apartment, City Center(Monthly)
$1,501MNT 5.4M
$732IQD 958.5K
105.12%
3-bedroom Apartment, Outside City Center(Monthly)
$757MNT 2.7M
$495IQD 647.8K
52.94%
Buy Apartment in City Center(m2)
$1,934MNT 6.9M
$1,130IQD 1.5M
71.15%
Buy Apartment Outside City Center(m2)
$957MNT 3.4M
$660IQD 864.4K
44.92%
💵 Salaries & Financials
Ulaanbaatar
Erbil
Difference
Average Monthly Net Salary(After Tax)
$596MNT 2.1M
$581IQD 760.9K
2.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
6
14.33
-58.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ulaanbaatar: July 12, 2026
Last update for Erbil: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $511 in Ulaanbaatar versus $429 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3% higher in Ulaanbaatar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $29.00 in Ulaanbaatar versus $23.00 in Erbil. Monthly groceries follow the same trend: $247 vs $195 – making Erbil the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ulaanbaatar vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Ulaanbaatar?
Yes – Ulaanbaatar is pricier by about 9%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,690 per month in Ulaanbaatar and $1,551 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Erbil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Ulaanbaatar and in Erbil?
Groceries cost about 27% more in Ulaanbaatar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Ulaanbaatar or in Erbil?
A mid-range dinner for two costs $29.00 in Ulaanbaatar and $23.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Ulaanbaatar or in Erbil?
A $1,500 monthly budget goes further in Erbil, where all-in costs run around $1,034, than in Ulaanbaatar at $1,127. In Erbil it covers expenses comfortably, while in Ulaanbaatar it requires careful planning or may not stretch far enough.
Is Ulaanbaatar or Erbil more family-friendly?
Families tend to lean toward Erbil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ulaanbaatar or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Erbil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ulaanbaatar makes more sense. Both are solid long-term options with distinct trade-offs.
Ulaanbaatar vs other spots: cost of living compared