Last update: Oct 2026

Cost of Living Comparison Between Ukiah, CA and Panama City

For one person, living is cheaper in Panama City: $1,857 a month against $2,586 in Ukiah, CA, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Ukiah, CA
Learn more

Ukiah, CA Living Index
90

Cost of Living Index in Panama City
Learn more

Panama City Living Index

Jump to prices

Ukiah, CA

🇺🇸 United States

$2,586

/mo nomad

Panama City

🇵🇦 Panama

$1,857

/mo nomad

Monthly Cost of Living

How much you'll spend in Ukiah, CA and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ukiah, CA and in Panama City actually costs, broken down by who's living it.

A single person spends $2,586 per month in Ukiah, CA vs $1,857 in Panama City, rent included.

Ukiah, CA $2,586
Panama City $1,857

A couple spends around $3,849 per month in Ukiah, CA vs $2,815 in Panama City, rent included.

Ukiah, CA $3,849
Panama City $2,815

A family of three spends $5,111 per month in Ukiah, CA vs $3,773 in Panama City, rent included.

Ukiah, CA $5,111
Panama City $3,773

Ukiah, CA costs about 39% more than Panama City, and outside of rent the biggest gap is in groceries.

Both Ukiah, CA and Panama City sit above the global median – Ukiah, CA by 91%, Panama City by 37%.

Meal at Budget Restaurant

$21.34 $21.34

$11.68 PAB 11.68

82.71%

Three-Course Dinner for Two, Mid-Range

$55.6 $55.6

$47.76 PAB 47.76

16.31%

Fast Food Meal (McDonalds, etc)

$11.26 $11.26

$8.12 PAB 8.12

38.67%

Cappuccino

$5.46 $5.46

$4.23 PAB 4.23

29.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$1.92 PAB 1.92

54.69%

Water (0.33 liter bottle)

$2.30 $2.30

$1.58 PAB 1.58

45.57%

Local Beer (0.5 liter draught)

$4.89 $4.89

$3.31 PAB 3.31

47.73%

Imported Beer (0.33 liter bottle)

$5.88 $5.88

$3.98 PAB 3.98

47.74%

Milk (1 liter)

$1.19 $1.19

$1.92 PAB 1.92

-38.02%

White Bread (500g)

$4.23 $4.23

$2.63 PAB 2.63

60.84%

Rice (white) (1kg)

$5.27 $5.27

$3.39 PAB 3.39

55.46%

Eggs

$6.21 $6.21

$2.67 PAB 2.67

132.58%

Local Cheese (1kg)

$12.18 $12.18

$12.21 PAB 12.21

-0.25%

Chicken Fillets (1kg)

$7.70 $7.70

$6.91 PAB 6.91

11.43%

Beef Round Steak (1kg)

$18.15 $18.15

$10.58 PAB 10.58

71.55%

Apples (1kg)

$4.45 $4.45

$4.16 PAB 4.16

6.97%

Banana (1kg)

$2.14 $2.14

$1.97 PAB 1.97

8.63%

Oranges (1kg)

$8.33 $8.33

$4.06 PAB 4.06

105.17%

Tomato (1kg)

$6.61 $6.61

$4.18 PAB 4.18

58.13%

Potato (1kg)

$5.08 $5.08

$3.47 PAB 3.47

46.40%

Onion (1kg)

$3.03 $3.03

$4.26 PAB 4.26

-28.87%

Lettuce (1 head)

$2.47 $2.47

$2.44 PAB 2.44

1.23%

Water (1.5 liter bottle)

$3.06 $3.06

$1.69 PAB 1.69

81.07%

Cigarettes 20 Pack (Marlboro, Camel)

$11.74 $11.74

$5.83 PAB 5.83

101.37%

Wine (Bottle)

$20.18 $20.18

$11.43 PAB 11.43

76.55%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.38 PAB 1.38

27.54%

Imported Beer (0.33 liter bottle)

$3.65 $3.65

$2.76 PAB 2.76

32.25%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

Public Transport Monthly Pass (Regular Price)

$20.63 PAB 20.63

Taxi Start (Normal Tariff)

$3.24 $3.24

$2.55 PAB 2.55

27.06%

Taxi (Normal Tariff) (1km)

$2.37 $2.37

$1.78 PAB 1.78

33.15%

Taxi 1hour Waiting (Normal Tariff)

$39.71 $39.71

$22.17 PAB 22.17

79.12%

Gasoline (1 liter)

$1.54 $1.54

$1.24 PAB 1.24

24.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$24.4K PAB 24.4K

15.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$21.3K PAB 21.3K

25.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$131 PAB 131

44.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.3 $65.3

$27.83 PAB 27.83

134.60%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$49.32 PAB 49.32

34.45%

Gym Membership (Monthly)

$104 $104

$45.69 PAB 45.69

127.97%

Tennis Court (1 Hour on Weekend)

$34.10 PAB 34.10

Cinema Ticket

$12.08 $12.08

$8.47 PAB 8.47

42.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,517 $1,517

$553 PAB 553

174.10%

International Primary School, 1 Child (Yearly)

$36.8K $36.8K

$9,719 PAB 9,719

278.89%

Jeans (Levis 501 Or Similar)

$37.00 $37.00

$66.4 PAB 66.4

-44.31%

Summer Dress (H&M, Zara, etc)

$14.82 $14.82

$47.39 PAB 47.39

-68.73%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$95.7 PAB 95.7

-10.58%

Men's Leather Business Shoes

$139 $139

$113 PAB 113

23.82%

1-bedroom Apartment, City Center (Monthly)

$1,471 $1,471

$1,322 PAB 1,322

11.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,214 $1,214

$874 PAB 874

38.86%

3-bedroom Apartment, City Center (Monthly)

$2,332 $2,332

$2,153 PAB 2,153

8.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,179 $2,179

$1,580 PAB 1,580

37.88%

Buy Apartment in City Center (m2)

$4,117 $4,117

$3,097 PAB 3,097

32.92%

Buy Apartment Outside City Center (m2)

$4,017 $4,017

$1,698 PAB 1,698

136.56%

Average Monthly Net Salary (After Tax)

$914 PAB 914

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

6.39

5.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ukiah, CA: October 18, 2026

Last update for Panama City: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ukiah, CA

$1.2K 47%

Panama City

$874 47.1% 28% $340

Groceries & Markets

Ukiah, CA

$455 17.6%

Panama City

$327 17.6% 28.3% $129

Eating Out

Ukiah, CA

$327 12.7%

Panama City

$207 11.2% 36.7% $120

Monthly Utilities & Internet

Ukiah, CA

$321 12.4%

Panama City

$208 11.2% 35.1% $113

Sport & Entertainment

Ukiah, CA

$128 5%

Panama City

$63 3.4% 51.2% $66

Clothing & Footwear

Ukiah, CA

$125 4.8%

Panama City

$145 7.8% 16.4% $20

Getting Around

Ukiah, CA

$15 * 0.6%

Panama City

$33 1.8% 122% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,471 in Ukiah, CA versus $1,322 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $56.0 in Ukiah, CA versus $48.00 in Panama City. Monthly groceries follow the same trend: $455 vs $327 – making Panama City the more affordable choice for daily food spending.

Good to know

🇺🇸 Ukiah, CA

🇵🇦 Panama City

🕒 Local time

15:04 3:04 PM

17:04 5:04 PM

2 h ahead of Ukiah, CA

🌤 Weather

👥 Population

16,036

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.89 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of October 20, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

PAB to USD in detail →

On the map

Lowest

Highest

Between locations

Ukiah, CA Panama City 5,480 km ≈ 7 h nonstop flight

From you

Ukiah, CA
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ukiah, CA vs Panama City: Cost of Living - Frequently Asked Questions

Yes – Ukiah, CA is pricier by about 39%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,879 per month in Ukiah, CA and $2,786 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panama City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,586 in Ukiah, CA and $1,857 in Panama City. That's a gap of about 39%.

Kindergarten costs $1,517 per month in Ukiah, CA and $553 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Panama City, where all-in costs run around $1,857, than in Ukiah, CA at $2,586. In Panama City it covers expenses comfortably, while in Ukiah, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Panama City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Panama City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ukiah, CA makes more sense. Both are solid long-term options with distinct trade-offs.