Cost of Living Comparison Between Ubud, Bali and Zakho Cost of Living Comparison Between Ubud, Bali and Zakho

🙂 Solo nomad: Ubud, Bali is 1.5% cheaper than Zakho without rent, and 63.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 45.4% more expensive than Zakho without rent, and 108.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Zakho
Difference
Meal at Budget Restaurant
$3.47 Rp 58.6K
$7.49 IQD 9,816
-53.67%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 542.9K
$23.03 IQD 30.2K
39.38%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.2K
$9.04 IQD 11.8K
-46.24%
Cappuccino
$2.82 Rp 47.7K
$3.09 IQD 4,042
-8.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.52 IQD 683
163.46%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$0.20 IQD 262
265.00%
Local Beer (0.5 liter draught)
$2.90 Rp 49.0K
$1.98 IQD 2,595
46.46%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.2K
$2.11 IQD 2,770
85.78%
🛒 Groceries & Markets
Ubud, Bali
Zakho
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$1.37 IQD 1,800
27.01%
White Bread (500g)
$2.44 Rp 41.3K
$0.79 IQD 1,039
208.86%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.88 IQD 2,463
-37.77%
Eggs
$2.35 Rp 39.8K
$1.93 IQD 2,527
21.76%
Local Cheese (1kg)
$14.78 Rp 250.0K
$7.32 IQD 9,592
101.91%
Chicken Fillets (1kg)
$4.25 Rp 71.9K
$4.66 IQD 6,103
-8.80%
Beef Round Steak (1kg)
$12.21 Rp 206.6K
$14.06 IQD 18.4K
-13.16%
Apples (1kg)
$3.72 Rp 62.9K
$1.14 IQD 1,496
226.32%
Banana (1kg)
$1.56 Rp 26.3K
$1.15 IQD 1,504
35.65%
Oranges (1kg)
$2.69 Rp 45.5K
$1.15 IQD 1,506
133.91%
Tomato (1kg)
$2.34 Rp 39.5K
$0.76 IQD 992
207.89%
Potato (1kg)
$2.00 Rp 33.8K
$0.66 IQD 869
203.03%
Onion (1kg)
$2.31 Rp 39.0K
$0.74 IQD 973
212.16%
Lettuce (1 head)
$1.01 Rp 17.2K
$0.72 IQD 945
40.28%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.55 IQD 724
32.73%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.1K
$2.66 IQD 3,487
24.44%
Wine (Bottle)
$25.14 Rp 425.2K
$12.56 IQD 16.5K
100.16%
Local Beer (0.5 liter bottle)
$2.90 Rp 49.0K
$1.38 IQD 1,804
110.14%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.9K
$1.97 IQD 2,574
40.61%
🚌 Getting Around
Ubud, Bali
Zakho
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,537
$0.40 IQD 520
-32.50%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.7K
$30.53 IQD 40.0K
-72.94%
Taxi Start (Normal Tariff)
$0.45 Rp 7,652
$2.34 IQD 3,063
-80.77%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,146
$2.22 IQD 2,906
-81.08%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.8K
$7.07 IQD 9,267
-11.46%
Gasoline (1 liter)
$0.86 Rp 14.6K
$0.66 IQD 863
30.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 437.9M
$19.5K IQD 25.5M
32.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 539.4M
$20.7K IQD 27.1M
54.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zakho
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$100 IQD 131.6K
-19.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.2K
$17.35 IQD 22.7K
-77.06%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 398.2K
$29.31 IQD 38.4K
-19.65%
🎉 Sport & Entertainment
Ubud, Bali
Zakho
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$37.09 IQD 48.6K
162.28%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.6K
$16.52 IQD 21.6K
-61.14%
Cinema Ticket
$4.16 Rp 70.4K
$11.31 IQD 14.8K
-63.22%
🧸 Childcare & Education
Ubud, Bali
Zakho
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$264 IQD 345.2K
11.59%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.7M
$3,265 IQD 4.3M
100.54%
👕👟 Clothing & Footwear
Ubud, Bali
Zakho
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 916.1K
$32.63 IQD 42.7K
66.01%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 641.8K
$49.71 IQD 65.1K
-23.66%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$83.3 IQD 109.1K
5.74%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$76.7 IQD 100.4K
1.89%
🏠 Accommodation & Living
Ubud, Bali
Zakho
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$245 IQD 321.2K
305.91%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$175 IQD 229.5K
281.10%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.4M
$587 IQD 769.3K
477.45%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$341 IQD 446.1K
510.63%
Buy Apartment in City Center (m2)
$3,037 Rp 51.4M
-
-
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.2M
-
-
💵 Salaries & Financials
Ubud, Bali
Zakho
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Zakho: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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