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Cost of Living Comparison Between Ubud, Bali and Zakho Cost of Living Comparison Between Ubud, Bali and Zakho

🙂 Solo nomad: Ubud, Bali is 11.4% cheaper than Zakho without rent, and 16.1% cheaper with rent.
😐 Family of 3: Ubud, Bali is 2.2% more expensive than Zakho without rent, and 16.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Zakho
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$7.83 IQD 10.3K
-63.60%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$23.07 IQD 30.2K
-46.86%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.7 IQD 11.4K
-62.30%
Cappuccino
$2.3 Rp 38.3K
$3.24 IQD 4,245
-29.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.48 IQD 633
131.25%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.22 IQD 289
18.18%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.99 IQD 2,609
20.60%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.06 IQD 2,702
52.91%
🛒 Groceries & Markets
Ubud, Bali
Zakho
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.37 IQD 1,795
8.76%
White Bread (500g)
$1.65 Rp 27.5K
$0.87 IQD 1,138
89.66%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.86 IQD 2,440
-39.25%
Eggs
$2.33 Rp 38.9K
$1.91 IQD 2,501
21.99%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.15 IQD 9,362
91.61%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$4.67 IQD 6,120
-14.99%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.51 IQD 19K
-22.67%
Apples (1kg)
$3.48 Rp 57.9K
$1.19 IQD 1,565
192.44%
Banana (1kg)
$1.5 Rp 25K
$1.16 IQD 1,514
29.31%
Oranges (1kg)
$2.68 Rp 44.6K
$1.19 IQD 1,558
125.21%
Tomato (1kg)
$1.35 Rp 22.5K
$0.81 IQD 1,062
66.67%
Potato (1kg)
$1.57 Rp 26.2K
$0.66 IQD 871
137.88%
Onion (1kg)
$2.1 Rp 34.9K
$0.72 IQD 937
191.67%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.78 IQD 1,021
32.05%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.56 IQD 739
1.79%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$2.76 IQD 3,613
-16.30%
Wine (Bottle)
$15.21 Rp 253.5K
$12.51 IQD 16.4K
21.58%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.39 IQD 1,824
79.14%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2 IQD 2,617
33.00%
🚌 Getting Around
Ubud, Bali
Zakho
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.37 IQD 478
-21.62%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$31.08 IQD 40.7K
-67.73%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.33 IQD 3,045
-80.69%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$2.22 IQD 2,909
-84.68%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$7.08 IQD 9,275
-15.68%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.69 IQD 901
8.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$19.2K IQD 25.1M
34.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$20.2K IQD 26.4M
57.19%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zakho
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$101 IQD 132.6K
-36.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$17.43 IQD 22.8K
-76.25%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$30.28 IQD 39.6K
-20.77%
🎉 Sport & Entertainment
Ubud, Bali
Zakho
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$37.41 IQD 49K
-37.74%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$17.13 IQD 22.4K
-63.86%
Cinema Ticket
$3.45 Rp 57.5K
$11.29 IQD 14.8K
-69.44%
🧸 Childcare & Education
Ubud, Bali
Zakho
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$267 IQD 349.2K
-65.54%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$3,214 IQD 4.2M
83.97%
👕👟 Clothing & Footwear
Ubud, Bali
Zakho
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$32.89 IQD 43.1K
56.49%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$49.46 IQD 64.8K
-50.57%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$83 IQD 108.7K
1.60%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$76.2 IQD 99.7K
-2.43%
🏠 Accommodation & Living
Ubud, Bali
Zakho
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$239 IQD 312.8K
9.39%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$176 IQD 231K
-9.56%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$571 IQD 748.2K
2.39%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$342 IQD 447.6K
-3.95%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$946 IQD 1.2M
4.19%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$599 IQD 784.5K
41.36%
💵 Salaries & Financials
Ubud, Bali
Zakho
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Zakho: December 2, 2025

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