Cost of Living Comparison Between Ubud, Bali and Zakho Cost of Living Comparison Between Ubud, Bali and Zakho

🙂 Solo nomad: Ubud, Bali is 2.8% cheaper than Zakho without rent, and 64.7% more expensive with rent.

🙂 Family of 3: Ubud, Bali is 6.3% cheaper than Zakho without rent, and 100.9% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$7.69 IQD 10.1K

-55.40%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.2K

$23.38 IQD 30.7K

39.86%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$9.06 IQD 11.9K

-44.37%

Cappuccino

$2.85 Rp 48.2K

$3.13 IQD 4,111

-8.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$0.52 IQD 688

157.69%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$0.22 IQD 289

240.91%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$1.98 IQD 2,599

46.46%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$2.06 IQD 2,704

91.26%

Milk (1 liter)

$1.80 Rp 30.5K

$1.33 IQD 1,742

35.34%

White Bread (500g)

$2.55 Rp 43.2K

$0.84 IQD 1,107

203.57%

Rice (white) (1kg)

$1.19 Rp 20.2K

$1.86 IQD 2,433

-36.02%

Eggs

$2.42 Rp 40.9K

$1.98 IQD 2,597

22.22%

Local Cheese (1kg)

$14.38 Rp 243.3K

$7.39 IQD 9,693

94.59%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$4.77 IQD 6,260

-11.74%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

$14.39 IQD 18.9K

-17.44%

Apples (1kg)

$3.71 Rp 62.8K

$1.20 IQD 1,577

209.17%

Banana (1kg)

$1.56 Rp 26.4K

$1.19 IQD 1,567

31.09%

Oranges (1kg)

$2.77 Rp 46.9K

$1.18 IQD 1,550

134.75%

Tomato (1kg)

$2.22 Rp 37.6K

$0.79 IQD 1,042

181.01%

Potato (1kg)

$1.99 Rp 33.7K

$0.70 IQD 922

184.29%

Onion (1kg)

$2.29 Rp 38.8K

$0.74 IQD 973

209.46%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.74 IQD 965

36.49%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.52 IQD 684

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$2.76 IQD 3,613

14.86%

Wine (Bottle)

$23.70 Rp 401.0K

$12.67 IQD 16.6K

87.06%

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$1.44 IQD 1,883

93.06%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.4K

$1.95 IQD 2,554

41.03%

One-way Ticket (Public Transport)

$0.27 Rp 4,513

$0.39 IQD 515

-30.77%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

$30.53 IQD 40.0K

-73.34%

Taxi Start (Normal Tariff)

$0.45 Rp 7,607

$2.33 IQD 3,052

-80.69%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,190

$2.24 IQD 2,933

-81.25%

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$7.02 IQD 9,208

-11.97%

Gasoline (1 liter)

$0.80 Rp 13.5K

$0.69 IQD 905

15.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.0M

$18.9K IQD 24.7M

38.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.7M

$20.7K IQD 27.2M

52.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$100.0 IQD 131.1K

-19.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.7K

$17.43 IQD 22.9K

-76.36%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 400.9K

$29.65 IQD 38.9K

-20.07%

Gym Membership (Monthly)

$96.9 Rp 1.6M

$37.42 IQD 49.1K

158.85%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.3K

$16.57 IQD 21.7K

-62.04%

Cinema Ticket

$4.11 Rp 69.5K

$11.43 IQD 15.0K

-64.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$266 IQD 349.3K

12.01%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.6M

$3,280 IQD 4.3M

99.41%

Jeans (Levis 501 Or Similar)

$53.4 Rp 903.9K

$32.82 IQD 43.0K

62.80%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.5K

$49.87 IQD 65.4K

-23.14%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$80.8 IQD 106.0K

6.88%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$78.2 IQD 102.6K

0.87%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$243 IQD 318.1K

318.69%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$178 IQD 233.7K

275.17%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.6M

$591 IQD 774.9K

466.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$339 IQD 444.7K

523.32%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

$1,029 IQD 1.3M

193.38%

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

$591 IQD 775.3K

294.74%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Zakho: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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