Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Wellington

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,342 in Wellington, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
114

Cost of Living Index in Wellington
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Wellington Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Wellington

🇳🇿 New Zealand

$2,342

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Wellington actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,342 in Wellington.

Ubud, Bali $1,348
Wellington $2,342

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,316 in Wellington.

Ubud, Bali $2,312
Wellington $3,316

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,291 in Wellington.

Ubud, Bali $3,276
Wellington $4,291

Living in Ubud, Bali costs roughly 42% less than in Wellington, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Wellington 75% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$13.89 NZ$24.77

-76.03%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$64.2 NZ$114

-44.79%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$8.95 NZ$15.97

-35.64%

Cappuccino

$2.63 Rp 47.0K

$3.29 NZ$5.86

-20.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.35 NZ$4.20

-25.96%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.67 NZ$2.98

-53.89%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$7.24 NZ$12.91

-62.57%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$6.75 NZ$12.04

-33.04%

Milk (1 liter)

$1.53 Rp 27.4K

$1.90 NZ$3.38

-19.47%

White Bread (500g)

$2.20 Rp 39.3K

$2.15 NZ$3.83

2.33%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.82 NZ$3.24

-32.97%

Eggs

$2.14 Rp 38.3K

$6.73 NZ$12.00

-68.20%

Local Cheese (1kg)

$17.73 Rp 317.2K

$9.05 NZ$16.15

95.91%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$9.54 NZ$17.02

-59.54%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$15.30 NZ$27.29

-21.37%

Apples (1kg)

$3.61 Rp 64.6K

$3.16 NZ$5.64

14.24%

Banana (1kg)

$1.51 Rp 27.1K

$2.23 NZ$3.98

-32.29%

Oranges (1kg)

$2.32 Rp 41.5K

$2.97 NZ$5.29

-21.89%

Tomato (1kg)

$2.00 Rp 35.9K

$6.33 NZ$11.28

-68.40%

Potato (1kg)

$1.81 Rp 32.4K

$2.06 NZ$3.67

-12.14%

Onion (1kg)

$2.39 Rp 42.7K

$1.24 NZ$2.20

92.74%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.99 NZ$3.55

-50.25%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$1.19 NZ$2.13

-56.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$25.37 NZ$45.25

-91.41%

Wine (Bottle)

$22.98 Rp 411.0K

$11.37 NZ$20.28

102.11%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$3.17 NZ$5.66

-24.29%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.76 NZ$4.92

8.70%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$2.74 NZ$4.89

-91.24%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

$102 NZ$182

-93.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$1.82 NZ$3.24

-75.82%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$1.77 NZ$3.17

-76.27%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$33.17 NZ$59.2

-83.57%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.83 NZ$3.27

-54.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$25.6K NZ$45.7K

-5.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$25.4K NZ$45.3K

25.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$199 NZ$354

-59.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$32.79 NZ$58.5

-79.93%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$53.5 NZ$95.4

-65.88%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$38.58 NZ$68.8

42.90%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$16.40 NZ$29.25

12.87%

Cinema Ticket

$4.24 Rp 75.9K

$12.14 NZ$21.66

-65.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$1,036 NZ$1,849

-53.14%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$12.9K NZ$22.9K

-55.86%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$78.4 NZ$140

-42.38%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$28.23 NZ$50.4

22.46%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$103 NZ$184

-23.30%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$155 NZ$276

-49.86%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$1,228 NZ$2,190

-8.22%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,139 NZ$2,032

-40.84%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,171 NZ$3,873

66.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,670 NZ$2,978

3.89%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$6,719 NZ$12.0K

-57.89%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$3,505 NZ$6,252

-34.19%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,818 NZ$5,027

-94.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.39

155.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Wellington: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Wellington

$1.1K 48.3% 69% $465

Groceries & Markets

Ubud, Bali

$290 21.4%

Wellington

$343 14.5% 18.3% $53

Eating Out

Ubud, Bali

$108 8%

Wellington

$243 10.3% 125% $135

Clothing & Footwear

Ubud, Bali

$106 7.8%

Wellington

$164 7% 54.2% $58

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Wellington

$285 12.1% 170% $179

Sport & Entertainment

Ubud, Bali

$64 4.7%

Wellington

$63 2.7% 1.2% $0.8

Getting Around

Ubud, Bali

$11 0.8%

Wellington

$124 5.2% 1077% $113

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,228 in Wellington. Housing cost is often the main lever when comparing two cities.

Wellington pays 1601% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $64.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $290 vs $343 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Wellington

🕒 Local time

18:40 6:40 PM

23:40 11:40 PM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

215,900 Capital

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,047 IDR (100,000 IDR = 4.99 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Wellington 6,860 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wellington: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 74% lower than in Wellington. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1601% lower in Wellington. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,228 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $1,036 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Wellington. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $2,342 in Wellington, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Wellington. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 74% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.