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Cost of Living Comparison Between Ubud, Bali and Watertown, NY Cost of Living Comparison Between Ubud, Bali and Watertown, NY

🙂 Solo nomad: Ubud, Bali is 48.1% cheaper than Watertown, NY without rent, and 62.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 50.3% cheaper than Watertown, NY without rent, and 64.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Watertown, NY
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$13.88 $13.88
-79.47%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$57.1 $57.1
-78.54%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$11.88 $11.88
-72.39%
Cappuccino
$2.3 Rp 38.3K
$5.49 $5.49
-58.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.43 $2.43
-54.32%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.17 $2.17
-88.02%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.47 $5.47
-56.12%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$6.8 $6.8
-53.68%
🛒 Groceries & Markets
Ubud, Bali
Watertown, NY
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.64 $0.64
132.81%
White Bread (500g)
$1.65 Rp 27.5K
$2.43 $2.43
-32.10%
Rice (white) (1kg)
$1.13 Rp 18.9K
$4.79 $4.79
-76.41%
Eggs
$2.33 Rp 38.9K
$3.15 $3.15
-26.03%
Local Cheese (1kg)
$13.7 Rp 228.3K
$13.27 $13.27
3.24%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8.43 $8.43
-52.91%
Beef Round Steak (1kg)
$11.22 Rp 187K
$12.12 $12.12
-7.43%
Apples (1kg)
$3.48 Rp 57.9K
$3.92 $3.92
-11.22%
Banana (1kg)
$1.5 Rp 25K
$1.56 $1.56
-3.85%
Oranges (1kg)
$2.68 Rp 44.6K
$5.21 $5.21
-48.56%
Tomato (1kg)
$1.35 Rp 22.5K
$5.02 $5.02
-73.11%
Potato (1kg)
$1.57 Rp 26.2K
$2.51 $2.51
-37.45%
Onion (1kg)
$2.1 Rp 34.9K
$3.63 $3.63
-42.15%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.48 $2.48
-58.47%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.5 $2.5
-77.20%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$13.89 $13.89
-83.37%
Wine (Bottle)
$15.21 Rp 253.5K
$17.11 $17.11
-11.10%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.75 $1.75
42.29%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$7.27 $7.27
-63.41%
🚌 Getting Around
Ubud, Bali
Watertown, NY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.54 $1.54
-81.17%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$44.77 $44.77
-77.60%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$5.27 $5.27
-91.46%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$2.22 $2.22
-84.68%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$44.69 $44.69
-86.64%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.87 $0.87
-13.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$33.1K $33.1K
-22.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.4K $24.4K
29.84%
🧾 Monthly Utilities & Internet
Ubud, Bali
Watertown, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$200 $200
-67.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$47.51 $47.51
-91.29%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$61.4 $61.4
-60.93%
🎉 Sport & Entertainment
Ubud, Bali
Watertown, NY
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.59 $43.59
-46.57%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$10.62 $10.62
-67.51%
🧸 Childcare & Education
Ubud, Bali
Watertown, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$890 $890
-89.67%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$29K $29K
-79.62%
👕👟 Clothing & Footwear
Ubud, Bali
Watertown, NY
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$45.44 $45.44
13.27%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$46.07 $46.07
-46.93%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$104 $104
-19.11%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$117 $117
-36.50%
🏠 Accommodation & Living
Ubud, Bali
Watertown, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$908 $908
-71.22%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$747 $747
-78.64%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,708 $1,708
-65.74%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,857 $1,857
-82.32%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,527 $1,527
-35.50%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,485 $1,485
-42.97%
💵 Salaries & Financials
Ubud, Bali
Watertown, NY
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$2,551 $2,551
-93.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.53
103.37%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Watertown, NY: November 30, 2025

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