Cost of Living Comparison Between Ubud, Bali and Waterloo, IA Cost of Living Comparison Between Ubud, Bali and Waterloo, IA

🙂 Solo nomad: Ubud, Bali is 54.5% cheaper than Waterloo, IA without rent, and 59.8% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 46.7% cheaper than Waterloo, IA without rent, and 51.7% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$17.64 $17.64

-83.84%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$65.2 $65.2

-81.21%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$9.92 $9.92

-66.94%

Cappuccino

$2.3 Rp 38.3K

$5.01 $5.01

-54.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.79 $2.79

-60.22%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.49 $2.49

-89.56%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$5.84 $5.84

-58.90%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$7.09 $7.09

-55.57%

Milk (1 liter)

$1.49 Rp 24.9K

$1.03 $1.03

44.66%

White Bread (500g)

$1.65 Rp 27.5K

$1.86 $1.86

-11.29%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.68 $1.68

-32.74%

Eggs

$2.33 Rp 38.9K

$2.94 $2.94

-20.75%

Local Cheese (1kg)

$13.7 Rp 228.3K

$9.61 $9.61

42.56%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$6.41 $6.41

-38.07%

Beef Round Steak (1kg)

$11.22 Rp 187K

$12.84 $12.84

-12.62%

Apples (1kg)

$3.48 Rp 57.9K

$3.74 $3.74

-6.95%

Banana (1kg)

$1.5 Rp 25K

$1.2 $1.2

25.00%

Oranges (1kg)

$2.68 Rp 44.6K

$3.34 $3.34

-19.76%

Tomato (1kg)

$1.35 Rp 22.5K

$4.39 $4.39

-69.25%

Potato (1kg)

$1.57 Rp 26.2K

$1.17 $1.17

34.19%

Onion (1kg)

$2.1 Rp 34.9K

$2.14 $2.14

-1.87%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.91 $1.91

-46.07%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.56 $1.56

-63.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$7.98 $7.98

-71.05%

Wine (Bottle)

$15.21 Rp 253.5K

$13.11 $13.11

16.02%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.7 $1.7

46.47%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$1.8 $1.8

47.78%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$2.03 $2.03

-85.71%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$4.97 $4.97

-90.95%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.38 $1.38

-75.36%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$29.2 $29.2

-79.55%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.76 $0.76

-1.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$36.1K $36.1K

-28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$25.3K $25.3K

25.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$197 $197

-67.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$48.76 $48.76

-91.51%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$59.4 $59.4

-59.63%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$43.19 $43.19

-46.08%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$3.45 Rp 57.5K

$14.19 $14.19

-75.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$1,425 $1,425

-93.55%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$30.3K $30.3K

-80.47%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$39.04 $39.04

31.84%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$41.65 $41.65

-41.30%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$58 $58

45.50%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$129 $129

-42.38%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$837 $837

-68.76%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$740 $740

-78.43%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$2,035 $2,035

-71.26%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$859 $859

-61.77%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$1,532 $1,532

-35.71%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$1,493 $1,493

-43.28%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$3,483 $3,483

-94.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Waterloo, IA: November 30, 2025

Digital Nomad Cost of Living Index

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