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Cost of Living Comparison Between Ubud, Bali and Waterford Cost of Living Comparison Between Ubud, Bali and Waterford

🙂 Solo nomad: Ubud, Bali is 54.8% cheaper than Waterford without rent, and 72.5% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 44.8% cheaper than Waterford without rent, and 70.6% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Waterford
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$22.98 €19.79
-87.60%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$93.6 €80.6
-86.90%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$12.41 €10.69
-73.57%
Cappuccino
$2.3 Rp 38.3K
$4.01 €3.46
-42.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.43 €2.09
-54.32%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.17 €1.87
-88.02%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.85 €5.9
-64.96%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$5.46 €4.7
-42.31%
🛒 Groceries & Markets
Ubud, Bali
Waterford
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.31 €1.13
13.74%
White Bread (500g)
$1.65 Rp 27.5K
$2.87 €2.47
-42.51%
Rice (white) (1kg)
$1.13 Rp 18.9K
$2.39 €2.06
-52.72%
Eggs
$2.33 Rp 38.9K
$4.42 €3.8
-47.29%
Local Cheese (1kg)
$13.7 Rp 228.3K
$11.61 €10
18.00%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$10.36 €8.92
-61.68%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.31 €12.33
-21.59%
Apples (1kg)
$3.48 Rp 57.9K
$3.04 €2.61
14.47%
Banana (1kg)
$1.5 Rp 25K
$2.59 €2.23
-42.08%
Oranges (1kg)
$2.68 Rp 44.6K
$3.39 €2.92
-20.94%
Tomato (1kg)
$1.35 Rp 22.5K
$3.67 €3.16
-63.22%
Potato (1kg)
$1.57 Rp 26.2K
$2.22 €1.92
-29.28%
Onion (1kg)
$2.1 Rp 34.9K
$1.49 €1.28
40.94%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.3 €1.12
-20.77%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.91 €1.64
-70.16%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$18.31 €15.77
-87.38%
Wine (Bottle)
$15.21 Rp 253.5K
$20.59 €17.73
-26.13%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.95 €2.54
-15.59%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.1 €2.67
-14.19%
🚌 Getting Around
Ubud, Bali
Waterford
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.55 €2.19
-88.63%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$64.7 €55.8
-84.51%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$6.11 €5.26
-92.64%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.15 €0.99
-70.43%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$35.85 €30.88
-83.35%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.99 €1.71
-62.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$37.1K €31.9K
-30.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$41.8K €36K
-24.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Waterford
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$220 €190
-70.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$26.43 €22.76
-84.34%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$62.8 €54.1
-61.81%
🎉 Sport & Entertainment
Ubud, Bali
Waterford
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$48.53 €41.8
-52.01%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$14.74 €12.69
-58.01%
Cinema Ticket
$3.45 Rp 57.5K
$13.26 €11.42
-73.98%
🧸 Childcare & Education
Ubud, Bali
Waterford
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,228 €1,057
-92.51%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$7,742 €6,668
-23.63%
👕👟 Clothing & Footwear
Ubud, Bali
Waterford
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$95.2 €82
-45.96%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$57.9 €49.83
-57.74%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$113 €97.6
-25.58%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$132 €113
-43.51%
🏠 Accommodation & Living
Ubud, Bali
Waterford
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,769 €1,523
-85.22%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,376 €1,185
-88.41%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,689 €2,316
-78.24%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,201 €1,896
-85.08%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$4,069 €3,505
-75.79%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,851 €2,455
-70.29%
💵 Salaries & Financials
Ubud, Bali
Waterford
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$3,184 €2,742
-94.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.23
213.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Waterford: December 2, 2025

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