Cost of Living Comparison Between Ubud, Bali and Upper Hutt Cost of Living Comparison Between Ubud, Bali and Upper Hutt

🙂 Solo nomad: Ubud, Bali is 39.1% cheaper than Upper Hutt without rent, and 23.1% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 18.8% cheaper than Upper Hutt without rent, and 6.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Upper Hutt
Difference
Meal at Budget Restaurant
$3.47 Rp 58.7K
$17.31 NZ$29.60
-79.95%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 543.9K
$86.0 NZ$147
-62.68%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.4K
$9.74 NZ$16.66
-50.10%
Cappuccino
$2.82 Rp 47.8K
$3.55 NZ$6.08
-20.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.3K
$2.39 NZ$4.09
-42.68%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$2.09 NZ$3.58
-65.07%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$7.40 NZ$12.65
-60.81%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.4K
$6.19 NZ$10.59
-36.67%
🛒 Groceries & Markets
Ubud, Bali
Upper Hutt
Difference
Milk (1 liter)
$1.74 Rp 29.5K
$1.66 NZ$2.84
4.82%
White Bread (500g)
$2.44 Rp 41.4K
$2.00 NZ$3.42
22.00%
Rice (white) (1kg)
$1.17 Rp 19.8K
$1.88 NZ$3.22
-37.77%
Eggs
$2.35 Rp 39.9K
$6.18 NZ$10.56
-61.97%
Local Cheese (1kg)
$14.78 Rp 250.4K
$8.03 NZ$13.73
84.06%
Chicken Fillets (1kg)
$4.25 Rp 72.0K
$9.36 NZ$16.00
-54.59%
Beef Round Steak (1kg)
$12.21 Rp 206.9K
$12.42 NZ$21.23
-1.69%
Apples (1kg)
$3.72 Rp 63.0K
$2.41 NZ$4.12
54.36%
Banana (1kg)
$1.56 Rp 26.4K
$1.83 NZ$3.14
-14.75%
Oranges (1kg)
$2.69 Rp 45.6K
$2.51 NZ$4.29
7.17%
Tomato (1kg)
$2.34 Rp 39.6K
$3.32 NZ$5.67
-29.52%
Potato (1kg)
$2.00 Rp 33.9K
$2.08 NZ$3.56
-3.85%
Onion (1kg)
$2.31 Rp 39.1K
$1.63 NZ$2.79
41.72%
Lettuce (1 head)
$1.01 Rp 17.2K
$2.07 NZ$3.54
-51.21%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$1.24 NZ$2.12
-41.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.2K
$20.19 NZ$34.52
-83.61%
Wine (Bottle)
$25.14 Rp 426.0K
$10.49 NZ$17.94
139.66%
Local Beer (0.5 liter bottle)
$2.90 Rp 49.1K
$2.52 NZ$4.31
15.08%
Imported Beer (0.33 liter bottle)
$2.77 Rp 47.0K
$2.73 NZ$4.67
1.47%
🚌 Getting Around
Ubud, Bali
Upper Hutt
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,546
$2.05 NZ$3.51
-86.83%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.9K
$64.2 NZ$110
-87.14%
Taxi Start (Normal Tariff)
$0.45 Rp 7,667
$2.66 NZ$4.55
-83.08%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,159
$1.78 NZ$3.04
-76.40%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 106.0K
$48.70 NZ$83.3
-87.15%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.65 NZ$2.81
-47.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 438.7M
$26.8K NZ$45.8K
-3.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 540.4M
$23.2K NZ$39.7K
37.26%
🧾 Monthly Utilities & Internet
Ubud, Bali
Upper Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$160 NZ$274
-49.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.4K
$32.76 NZ$56.0
-87.85%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 399.0K
$48.72 NZ$83.3
-51.66%
🎉 Sport & Entertainment
Ubud, Bali
Upper Hutt
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$37.31 NZ$63.8
160.73%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.8K
$11.97 NZ$20.46
-46.37%
Cinema Ticket
$4.16 Rp 70.6K
$8.83 NZ$15.10
-52.89%
🧸 Childcare & Education
Ubud, Bali
Upper Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$749 NZ$1,281
-60.76%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.9M
$12.6K NZ$21.6K
-48.16%
👕👟 Clothing & Footwear
Ubud, Bali
Upper Hutt
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 917.8K
$73.2 NZ$125
-26.01%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 643.0K
$52.3 NZ$89.4
-27.41%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$103 NZ$176
-14.42%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$129 NZ$220
-39.30%
🏠 Accommodation & Living
Ubud, Bali
Upper Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.9M
$988 NZ$1,690
0.70%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$786 NZ$1,344
-15.06%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.5M
$1,579 NZ$2,700
114.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$1,438 NZ$2,459
44.61%
Buy Apartment in City Center (m2)
$3,037 Rp 51.5M
$5,758 NZ$9,846
-47.26%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.3M
$3,218 NZ$5,503
-26.10%
💵 Salaries & Financials
Ubud, Bali
Upper Hutt
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.69
98.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Upper Hutt: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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