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Cost of Living Comparison Between Ubud, Bali and Upper Hutt Cost of Living Comparison Between Ubud, Bali and Upper Hutt

🙂 Solo nomad: Ubud, Bali is 53% cheaper than Upper Hutt without rent, and 60.6% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 42.9% cheaper than Upper Hutt without rent, and 61.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Upper Hutt
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$17.77 NZ$31.03
-83.96%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$84.1 NZ$147
-85.41%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.44 NZ$16.49
-65.25%
Cappuccino
$2.3 Rp 38.3K
$3.65 NZ$6.38
-36.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.42 NZ$4.22
-54.13%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.11 NZ$3.68
-87.68%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$7.29 NZ$12.73
-67.08%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$6.47 NZ$11.3
-51.31%
🛒 Groceries & Markets
Ubud, Bali
Upper Hutt
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.75 NZ$3.06
-14.86%
White Bread (500g)
$1.65 Rp 27.5K
$2.04 NZ$3.57
-19.12%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.89 NZ$3.3
-40.21%
Eggs
$2.33 Rp 38.9K
$6.2 NZ$10.83
-62.42%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.97 NZ$13.91
71.89%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.29 NZ$16.22
-57.27%
Beef Round Steak (1kg)
$11.22 Rp 187K
$12.46 NZ$21.75
-9.95%
Apples (1kg)
$3.48 Rp 57.9K
$2.43 NZ$4.24
43.21%
Banana (1kg)
$1.5 Rp 25K
$1.83 NZ$3.19
-18.03%
Oranges (1kg)
$2.68 Rp 44.6K
$2.47 NZ$4.31
8.50%
Tomato (1kg)
$1.35 Rp 22.5K
$3.44 NZ$6.01
-60.76%
Potato (1kg)
$1.57 Rp 26.2K
$2.01 NZ$3.51
-21.89%
Onion (1kg)
$2.1 Rp 34.9K
$1.59 NZ$2.78
32.08%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.05 NZ$3.58
-49.76%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.25 NZ$2.18
-54.40%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$20.44 NZ$35.68
-88.70%
Wine (Bottle)
$15.21 Rp 253.5K
$8.56 NZ$14.94
77.69%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.51 NZ$4.38
-0.80%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.62 NZ$4.58
1.53%
🚌 Getting Around
Ubud, Bali
Upper Hutt
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.13 NZ$3.72
-86.38%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$63.9 NZ$112
-84.31%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.74 NZ$4.79
-83.58%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.85 NZ$3.23
-81.62%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$48.89 NZ$85.4
-87.79%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.65 NZ$2.88
-54.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$27K NZ$47.2K
-4.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$23.4K NZ$40.8K
35.78%
🧾 Monthly Utilities & Internet
Ubud, Bali
Upper Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$161 NZ$280
-59.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$33.26 NZ$58.1
-87.55%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$47.8 NZ$83.5
-49.81%
🎉 Sport & Entertainment
Ubud, Bali
Upper Hutt
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$36.57 NZ$63.9
-36.31%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$12.1 NZ$21.13
-48.84%
Cinema Ticket
$3.45 Rp 57.5K
$9.24 NZ$16.14
-62.66%
🧸 Childcare & Education
Ubud, Bali
Upper Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$740 NZ$1,291
-87.57%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$12.7K NZ$22.1K
-53.31%
👕👟 Clothing & Footwear
Ubud, Bali
Upper Hutt
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$70.7 NZ$123
-27.22%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$53.6 NZ$93.5
-54.35%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$105 NZ$184
-19.81%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$126 NZ$220
-40.99%
🏠 Accommodation & Living
Ubud, Bali
Upper Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$987 NZ$1,724
-73.53%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$794 NZ$1,386
-79.90%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,579 NZ$2,756
-62.94%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,419 NZ$2,478
-76.87%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$3,783 NZ$6,606
-73.96%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,268 NZ$5,706
-74.09%
💵 Salaries & Financials
Ubud, Bali
Upper Hutt
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.69
98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Upper Hutt: December 1, 2025

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