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Cost of Living Comparison Between Ubud, Bali and Umag Cost of Living Comparison Between Ubud, Bali and Umag

🙂 Solo nomad: Ubud, Bali is 43% cheaper than Umag without rent, and 50.2% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 43.5% cheaper than Umag without rent, and 48.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Umag
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$11.38 €9.8
-74.96%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$70.4 €60.6
-82.58%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.38 €8.08
-65.03%
Cappuccino
$2.3 Rp 38.3K
$2.26 €1.95
1.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$3.04 €2.62
-63.49%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.35 €2.02
-88.94%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.79 €3.27
-36.68%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$4.59 €3.95
-31.37%
🛒 Groceries & Markets
Ubud, Bali
Umag
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.34 €1.16
11.19%
White Bread (500g)
$1.65 Rp 27.5K
$1.95 €1.68
-15.38%
Rice (white) (1kg)
$1.13 Rp 18.9K
$2.73 €2.35
-58.61%
Eggs
$2.33 Rp 38.9K
$3.63 €3.12
-35.81%
Local Cheese (1kg)
$13.7 Rp 228.3K
$10.83 €9.33
26.50%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.53 €8.21
-58.34%
Beef Round Steak (1kg)
$11.22 Rp 187K
$12.71 €10.95
-11.72%
Apples (1kg)
$3.48 Rp 57.9K
$1.79 €1.54
94.41%
Banana (1kg)
$1.5 Rp 25K
$1.73 €1.49
-13.29%
Oranges (1kg)
$2.68 Rp 44.6K
$2.04 €1.76
31.37%
Tomato (1kg)
$1.35 Rp 22.5K
$2.97 €2.56
-54.55%
Potato (1kg)
$1.57 Rp 26.2K
$1.42 €1.23
10.56%
Onion (1kg)
$2.1 Rp 34.9K
$1.46 €1.25
43.84%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.28 €1.1
-19.53%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.28 €1.1
-55.47%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$5.91 €5.09
-60.91%
Wine (Bottle)
$15.21 Rp 253.5K
$8.19 €7.05
85.71%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.86 €1.6
33.87%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.31 €1.99
15.15%
🚌 Getting Around
Ubud, Bali
Umag
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.73 €1.49
-83.24%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$42.61 €36.7
-76.46%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.26 €1.95
-80.09%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.06 €0.91
-67.92%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$10.41 €8.96
-42.65%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.71 €1.47
-56.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$35.2K €30.4K
-26.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.8K €23.1K
18.51%
🧾 Monthly Utilities & Internet
Ubud, Bali
Umag
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$211 €181
-69.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$19.66 €16.94
-78.94%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$32.09 €27.64
-25.24%
🎉 Sport & Entertainment
Ubud, Bali
Umag
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$51.2 €44.07
-54.48%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$15.02 €12.93
-58.79%
Cinema Ticket
$3.45 Rp 57.5K
$8.48 €7.3
-59.32%
🧸 Childcare & Education
Ubud, Bali
Umag
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$239 €206
-61.62%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$13K €11.2K
-54.58%
👕👟 Clothing & Footwear
Ubud, Bali
Umag
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$101 €87.4
-49.28%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$39.27 €33.82
-37.74%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$96.4 €83
-12.50%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$118 €102
-36.97%
🏠 Accommodation & Living
Ubud, Bali
Umag
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$669 €576
-60.91%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$469 €404
-65.96%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,039 €895
-43.70%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$779 €671
-57.84%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$4,191 €3,610
-76.49%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,250 €2,799
-73.94%
💵 Salaries & Financials
Ubud, Bali
Umag
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.72
256.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Umag: November 29, 2025

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