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Cost of Living Comparison Between Ubud, Bali and Troy, NY Cost of Living Comparison Between Ubud, Bali and Troy, NY

🙂 Solo nomad: Ubud, Bali is 59.5% cheaper than Troy, NY without rent, and 65.9% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 43.7% cheaper than Troy, NY without rent, and 66.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Troy, NY
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$19.28 $19.28
-85.22%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$73.7 $73.7
-83.37%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$12.16 $12.16
-73.03%
Cappuccino
$2.3 Rp 38.3K
$5.88 $5.88
-60.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.12 $2.12
-47.64%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.73 $1.73
-84.97%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.09 $6.09
-60.59%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$5.92 $5.92
-46.79%
🛒 Groceries & Markets
Ubud, Bali
Troy, NY
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.01 $1.01
47.52%
White Bread (500g)
$1.65 Rp 27.5K
$3.46 $3.46
-52.31%
Rice (white) (1kg)
$1.13 Rp 18.9K
$5.74 $5.74
-80.31%
Eggs
$2.33 Rp 38.9K
$3.7 $3.7
-37.03%
Local Cheese (1kg)
$13.7 Rp 228.3K
$13.88 $13.88
-1.30%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$13.96 $13.96
-71.56%
Beef Round Steak (1kg)
$11.22 Rp 187K
$17.66 $17.66
-36.47%
Apples (1kg)
$3.48 Rp 57.9K
$3.76 $3.76
-7.45%
Banana (1kg)
$1.5 Rp 25K
$1.46 $1.46
2.74%
Oranges (1kg)
$2.68 Rp 44.6K
$3.89 $3.89
-31.11%
Tomato (1kg)
$1.35 Rp 22.5K
$4 $4
-66.25%
Potato (1kg)
$1.57 Rp 26.2K
$3.03 $3.03
-48.18%
Onion (1kg)
$2.1 Rp 34.9K
$2.47 $2.47
-14.98%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.89 $1.89
-45.50%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.66 $1.66
-65.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$12.94 $12.94
-82.15%
Wine (Bottle)
$15.21 Rp 253.5K
$12.1 $12.1
25.70%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.7 $1.7
46.47%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.22 $3.22
-17.39%
🚌 Getting Around
Ubud, Bali
Troy, NY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.31 $1.31
-77.86%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$64.2 $64.2
-84.38%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$3.07 $3.07
-85.34%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.37 $1.37
-75.18%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$26.95 $26.95
-77.85%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.91 $0.91
-17.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$30K $30K
-14.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25K $25K
27.07%
🧾 Monthly Utilities & Internet
Ubud, Bali
Troy, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$194 $194
-66.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$52.5 $52.5
-92.12%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$64.7 $64.7
-62.92%
🎉 Sport & Entertainment
Ubud, Bali
Troy, NY
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.23 $43.23
-46.13%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$14.78 $14.78
-76.66%
🧸 Childcare & Education
Ubud, Bali
Troy, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,391 $1,391
-93.39%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$27.6K $27.6K
-78.54%
👕👟 Clothing & Footwear
Ubud, Bali
Troy, NY
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$47.29 $47.29
8.84%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$34.46 $34.46
-29.05%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$82.5 $82.5
2.32%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$103 $103
-27.52%
🏠 Accommodation & Living
Ubud, Bali
Troy, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,205 $1,205
-78.31%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$887 $887
-82.01%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$3,002 $3,002
-80.51%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,766 $1,766
-81.41%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,558 $2,558
-61.48%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,521 $2,521
-66.41%
💵 Salaries & Financials
Ubud, Bali
Troy, NY
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$5,783 $5,783
-96.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.45
105.89%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Troy, NY: November 30, 2025

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