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Cost of Living Comparison Between Ubud, Bali and Terni Cost of Living Comparison Between Ubud, Bali and Terni

🙂 Solo nomad: Ubud, Bali is 43% cheaper than Terni without rent, and 44.6% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 33.8% cheaper than Terni without rent, and 43.1% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Terni
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$17.24 €14.85
-83.47%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$50.1 €43.11
-75.50%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$10.09 €8.69
-67.49%
Cappuccino
$2.3 Rp 38.3K
$1.8 €1.55
27.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.65 €2.28
-58.11%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.34 €1.16
-80.60%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.25 €4.52
-54.29%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$5.08 €4.38
-37.99%
🛒 Groceries & Markets
Ubud, Bali
Terni
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.25 €1.08
19.20%
White Bread (500g)
$1.65 Rp 27.5K
$1.71 €1.47
-3.51%
Rice (white) (1kg)
$1.13 Rp 18.9K
$2.33 €2.01
-51.50%
Eggs
$2.33 Rp 38.9K
$3.28 €2.83
-28.96%
Local Cheese (1kg)
$13.7 Rp 228.3K
$13.37 €11.51
2.47%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.04 €7.79
-56.08%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.02 €12.08
-19.97%
Apples (1kg)
$3.48 Rp 57.9K
$2.18 €1.88
59.63%
Banana (1kg)
$1.5 Rp 25K
$1.96 €1.68
-23.47%
Oranges (1kg)
$2.68 Rp 44.6K
$1.13 €0.97
137.17%
Tomato (1kg)
$1.35 Rp 22.5K
$2.29 €1.97
-41.05%
Potato (1kg)
$1.57 Rp 26.2K
$1.64 €1.41
-4.27%
Onion (1kg)
$2.1 Rp 34.9K
$1.68 €1.45
25.00%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.84 €0.72
22.62%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.38 €0.33
50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$6.34 €5.46
-63.56%
Wine (Bottle)
$15.21 Rp 253.5K
$7.74 €6.67
96.51%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.37 €1.18
81.75%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.71 €1.48
55.56%
🚌 Getting Around
Ubud, Bali
Terni
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.58 €1.36
-81.65%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$35.13 €30.25
-71.45%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$4.81 €4.14
-90.64%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.35 €1.16
-74.81%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$25.83 €22.25
-76.89%
Gasoline (1 liter)
$0.75 Rp 12.4K
$2.02 €1.74
-62.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$33.8K €29.1K
-23.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$33.5K €28.8K
-5.23%
🧾 Monthly Utilities & Internet
Ubud, Bali
Terni
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$175 €151
-63.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$13.84 €11.92
-70.09%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$30.35 €26.14
-20.96%
🎉 Sport & Entertainment
Ubud, Bali
Terni
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$51.4 €44.24
-54.65%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$16.65 €14.34
-62.82%
Cinema Ticket
$3.45 Rp 57.5K
$10.37 €8.93
-66.73%
🧸 Childcare & Education
Ubud, Bali
Terni
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$344 €296
-73.26%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$5,695 €4,905
3.81%
👕👟 Clothing & Footwear
Ubud, Bali
Terni
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$64.7 €55.7
-20.44%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$34.55 €29.76
-29.23%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$90.4 €77.8
-6.65%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$87.4 €75.2
-14.93%
🏠 Accommodation & Living
Ubud, Bali
Terni
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$346 €298
-24.40%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$351 €302
-54.57%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$766 €660
-23.60%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$547 €471
-39.94%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,382 €1,190
-28.70%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$823 €709
2.86%
💵 Salaries & Financials
Ubud, Bali
Terni
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$1,600 €1,378
-88.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.69
259.89%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Terni: November 30, 2025

Digital Nomad Cost of Living Index

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