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Cost of Living Comparison Between Ubud, Bali and Tarnow Cost of Living Comparison Between Ubud, Bali and Tarnow

🙂 Solo nomad: Ubud, Bali is 20.1% cheaper than Tarnow without rent, and 38.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 12.7% cheaper than Tarnow without rent, and 27.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Tarnow
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$9.22 zł 33.58
-69.09%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$26.64 zł 97
-53.98%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$6.77 zł 24.66
-51.55%
Cappuccino
$2.3 Rp 38.3K
$2.69 zł 9.79
-14.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.07 zł 7.53
-46.38%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.4 zł 5.09
-81.43%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.01 zł 10.97
-20.27%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$3.62 zł 13.19
-12.98%
🛒 Groceries & Markets
Ubud, Bali
Tarnow
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1 zł 3.65
49.00%
White Bread (500g)
$1.65 Rp 27.5K
$1.23 zł 4.5
34.15%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.38 zł 5.02
-18.12%
Eggs
$2.33 Rp 38.9K
$2.54 zł 9.26
-8.27%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.86 zł 28.63
74.30%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$6.56 zł 23.91
-39.48%
Beef Round Steak (1kg)
$11.22 Rp 187K
$9.84 zł 35.84
14.02%
Apples (1kg)
$3.48 Rp 57.9K
$0.77 zł 2.82
351.95%
Banana (1kg)
$1.5 Rp 25K
$1.57 zł 5.7
-4.46%
Oranges (1kg)
$2.68 Rp 44.6K
$1.33 zł 4.83
101.50%
Tomato (1kg)
$1.35 Rp 22.5K
$2.23 zł 8.14
-39.46%
Potato (1kg)
$1.57 Rp 26.2K
$0.78 zł 2.82
101.28%
Onion (1kg)
$2.1 Rp 34.9K
$1.07 zł 3.91
96.26%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.12 zł 4.07
-8.04%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.6 zł 2.19
-5.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$4.72 zł 17.2
-51.06%
Wine (Bottle)
$15.21 Rp 253.5K
$7.57 zł 27.56
100.92%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$0.95 zł 3.46
162.11%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.47 zł 5.37
80.95%
🚌 Getting Around
Ubud, Bali
Tarnow
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.08 zł 3.93
-73.15%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$32.26 zł 118
-68.91%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.34 zł 4.87
-66.42%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.52 zł 1.91
-34.62%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$13.43 zł 48.93
-55.55%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.71 zł 6.23
-56.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$34.2K zł 124.5K
-24.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.6K zł 89.4K
29.26%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tarnow
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$259 zł 942
-75.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$7.49 zł 27.28
-44.73%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$16.51 zł 60.1
45.31%
🎉 Sport & Entertainment
Ubud, Bali
Tarnow
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$27.02 zł 98.4
-13.80%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$12.03 zł 43.81
-48.55%
Cinema Ticket
$3.45 Rp 57.5K
$4.98 zł 18.13
-30.72%
🧸 Childcare & Education
Ubud, Bali
Tarnow
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$323 zł 1,177
-71.56%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$4,855 zł 17.7K
21.78%
👕👟 Clothing & Footwear
Ubud, Bali
Tarnow
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$84 zł 306
-38.76%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$26.68 zł 97.2
-8.36%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$82 zł 299
2.83%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$118 zł 429
-36.93%
🏠 Accommodation & Living
Ubud, Bali
Tarnow
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$470 zł 1,710
-44.35%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$366 zł 1,333
-56.39%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$643 zł 2,343
-9.06%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$494 zł 1,800
-33.57%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,877 zł 10.5K
-65.76%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,850 zł 6,737
-54.22%
💵 Salaries & Financials
Ubud, Bali
Tarnow
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$1,059 zł 3,855
-83.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.28
111.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Tarnow: December 2, 2025

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