Cost of Living Comparison Between Ubud, Bali and Swat Cost of Living Comparison Between Ubud, Bali and Swat

😐 Solo nomad: Ubud, Bali is 145.5% more expensive than Swat without rent, and 245.9% more expensive with rent.
😐 Family of 3: Ubud, Bali is 186.5% more expensive than Swat without rent, and 348.1% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Swat
Difference
Meal at Budget Restaurant
$3.47 Rp 58.6K
$2.78 PKR 777
24.82%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 542.9K
$13.99 PKR 3,913
129.45%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.2K
$5.41 PKR 1,514
-10.17%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.76 PKR 492
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.94 PKR 1,103
-
Cappuccino
$2.82 Rp 47.7K
$2.06 PKR 575
36.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.43 PKR 119
218.60%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$0.22 PKR 61.5
231.82%
Local Beer (0.5 liter draught)
$2.90 Rp 49.0K
-
-
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.2K
-
-
🛒 Groceries & Markets
Ubud, Bali
Swat
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$0.69 PKR 193
152.17%
White Bread (500g)
$2.44 Rp 41.3K
$0.63 PKR 175
287.30%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.27 PKR 356
-7.87%
Eggs
$2.35 Rp 39.8K
$1.21 PKR 338
94.21%
Local Cheese (1kg)
$14.78 Rp 250.0K
$6.05 PKR 1,693
144.30%
Chicken Fillets (1kg)
$4.25 Rp 71.9K
$1.31 PKR 365
224.43%
Beef Round Steak (1kg)
$12.21 Rp 206.6K
$1.37 PKR 384
791.24%
Apples (1kg)
$3.72 Rp 62.9K
$0.90 PKR 252
313.33%
Banana (1kg)
$1.56 Rp 26.3K
$0.34 PKR 94.4
358.82%
Oranges (1kg)
$2.69 Rp 45.5K
$0.51 PKR 143
427.45%
Tomato (1kg)
$2.34 Rp 39.5K
$0.44 PKR 122
431.82%
Potato (1kg)
$2.00 Rp 33.8K
$0.38 PKR 107
426.32%
Onion (1kg)
$2.31 Rp 39.0K
$0.51 PKR 143
352.94%
Lettuce (1 head)
$1.01 Rp 17.2K
$0.31 PKR 85.6
225.81%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.37 PKR 104
97.30%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.45 PKR 407
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.87 PKR 244
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.01 PKR 563
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.1K
$2.17 PKR 606
52.53%
Wine (Bottle)
$25.14 Rp 425.2K
-
-
Local Beer (0.5 liter bottle)
$2.90 Rp 49.0K
-
-
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.9K
-
-
🚌 Getting Around
Ubud, Bali
Swat
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,537
$0.18 PKR 50.8
50.00%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.7K
$7.21 PKR 2,016
14.56%
Taxi Start (Normal Tariff)
$0.45 Rp 7,652
$0.37 PKR 103
21.62%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,146
$0.44 PKR 122
-4.55%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.8K
$2.89 PKR 808
116.61%
Gasoline (1 liter)
$0.86 Rp 14.6K
$0.97 PKR 271
-11.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 437.9M
$21.1K PKR 5.9M
22.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 539.4M
$26.5K PKR 7.4M
20.23%
🧾 Monthly Utilities & Internet
Ubud, Bali
Swat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$112 PKR 31.3K
-27.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.2K
$5.23 PKR 1,464
-23.90%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 398.2K
$12.30 PKR 3,441
91.46%
🎉 Sport & Entertainment
Ubud, Bali
Swat
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$6.14 PKR 1,718
1484.36%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.6K
$5.90 PKR 1,649
8.81%
Cinema Ticket
$4.16 Rp 70.4K
$4.36 PKR 1,218
-4.59%
🧸 Childcare & Education
Ubud, Bali
Swat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$19.68 PKR 5,505
1394.31%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.7M
$1,106 PKR 309.4K
491.88%
👕👟 Clothing & Footwear
Ubud, Bali
Swat
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 916.1K
$21.83 PKR 6,106
148.14%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 641.8K
$27.52 PKR 7,697
37.90%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$89.8 PKR 25.1K
-1.94%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$40.72 PKR 11.4K
91.80%
🏠 Accommodation & Living
Ubud, Bali
Swat
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$75.7 PKR 21.2K
1215.52%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$51.7 PKR 14.5K
1192.61%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.4M
$170 PKR 47.5K
1896.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$104 PKR 29.1K
1897.22%
Buy Apartment in City Center (m2)
$3,037 Rp 51.4M
$665 PKR 186.0K
356.66%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.2M
$643 PKR 179.8K
270.01%
💵 Salaries & Financials
Ubud, Bali
Swat
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
20.2
-34.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Swat: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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