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Cost of Living Comparison Between Ubud, Bali and Swat Cost of Living Comparison Between Ubud, Bali and Swat

😐 Solo nomad: Ubud, Bali is 97% more expensive than Swat without rent, and 72.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 125.8% more expensive than Swat without rent, and 80.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Swat
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$2.8 PKR 784
1.79%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$13.88 PKR 3,889
-11.67%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$5.18 PKR 1,452
-36.68%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.78 PKR 500
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.87 PKR 1,083
-
Cappuccino
$2.3 Rp 38.3K
$1.97 PKR 553
16.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.42 PKR 119
164.29%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.24 PKR 67.3
8.33%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
-
-
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
-
-
🛒 Groceries & Markets
Ubud, Bali
Swat
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.73 PKR 205
104.11%
White Bread (500g)
$1.65 Rp 27.5K
$0.65 PKR 183
153.85%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.29 PKR 361
-12.40%
Eggs
$2.33 Rp 38.9K
$1.27 PKR 355
83.46%
Local Cheese (1kg)
$13.7 Rp 228.3K
$6.34 PKR 1,776
116.09%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$1.32 PKR 370
200.76%
Beef Round Steak (1kg)
$11.22 Rp 187K
$1.43 PKR 401
684.62%
Apples (1kg)
$3.48 Rp 57.9K
$0.92 PKR 257
278.26%
Banana (1kg)
$1.5 Rp 25K
$0.36 PKR 102
316.67%
Oranges (1kg)
$2.68 Rp 44.6K
$0.55 PKR 155
387.27%
Tomato (1kg)
$1.35 Rp 22.5K
$0.41 PKR 114
229.27%
Potato (1kg)
$1.57 Rp 26.2K
$0.41 PKR 116
282.93%
Onion (1kg)
$2.1 Rp 34.9K
$0.5 PKR 141
320.00%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.33 PKR 92.7
212.12%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.4 PKR 113
42.50%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.44 PKR 405
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.92 PKR 257
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.04 PKR 572
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$2.1 PKR 589
10.00%
Wine (Bottle)
$15.21 Rp 253.5K
-
-
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
-
-
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
-
-
🚌 Getting Around
Ubud, Bali
Swat
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.16 PKR 44.63
81.25%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$6.96 PKR 1,949
44.11%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.37 PKR 103
21.62%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.4 PKR 113
-15.00%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$2.89 PKR 810
106.57%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.91 PKR 256
-17.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$21.1K PKR 5.9M
22.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.5K PKR 7.4M
19.95%
🧾 Monthly Utilities & Internet
Ubud, Bali
Swat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$113 PKR 31.7K
-42.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$5.45 PKR 1,528
-24.04%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$12.46 PKR 3,493
92.54%
🎉 Sport & Entertainment
Ubud, Bali
Swat
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$6.28 PKR 1,761
270.86%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$6.06 PKR 1,699
2.15%
Cinema Ticket
$3.45 Rp 57.5K
$4.32 PKR 1,211
-20.14%
🧸 Childcare & Education
Ubud, Bali
Swat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$19.7 PKR 5,522
366.50%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$1,089 PKR 305.2K
442.94%
👕👟 Clothing & Footwear
Ubud, Bali
Swat
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$21.27 PKR 5,962
141.98%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$28.04 PKR 7,860
-12.80%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$89.5 PKR 25.1K
-5.73%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$39.9 PKR 11.2K
86.24%
🏠 Accommodation & Living
Ubud, Bali
Swat
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$73.8 PKR 20.7K
254.14%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$51.7 PKR 14.5K
208.87%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$170 PKR 47.6K
244.51%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$105 PKR 29.5K
211.80%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$644 PKR 180.5K
52.97%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$493 PKR 138.1K
71.88%
💵 Salaries & Financials
Ubud, Bali
Swat
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
20.2
-34.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Swat: December 2, 2025

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