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Cost of Living Comparison Between Ubud, Bali and St Francis Bay Cost of Living Comparison Between Ubud, Bali and St Francis Bay

🙂 Solo nomad: Ubud, Bali is 21.5% cheaper than St Francis Bay without rent, and 27.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 6.3% cheaper than St Francis Bay without rent, and 27.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
St Francis Bay
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$8.57 R 146
-66.74%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$33.81 R 577
-63.74%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$4.97 R 84.9
-34.00%
Cappuccino
$2.3 Rp 38.3K
$2.04 R 34.77
12.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.04 R 17.76
6.73%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.82 R 13.98
-68.29%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.3 R 39.29
4.35%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.55 R 43.51
23.53%
🛒 Groceries & Markets
Ubud, Bali
St Francis Bay
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.1 R 18.8
35.45%
White Bread (500g)
$1.65 Rp 27.5K
$1.04 R 17.81
58.65%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.56 R 26.61
-27.56%
Eggs
$2.33 Rp 38.9K
$2.48 R 42.36
-6.05%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.87 R 134
74.08%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$4.6 R 78.6
-13.70%
Beef Round Steak (1kg)
$11.22 Rp 187K
$6.59 R 113
70.26%
Apples (1kg)
$3.48 Rp 57.9K
$1.6 R 27.39
117.50%
Banana (1kg)
$1.5 Rp 25K
$1.53 R 26.2
-1.96%
Oranges (1kg)
$2.68 Rp 44.6K
$1.54 R 26.29
74.03%
Tomato (1kg)
$1.35 Rp 22.5K
$1.58 R 26.92
-14.56%
Potato (1kg)
$1.57 Rp 26.2K
$1.33 R 22.71
18.05%
Onion (1kg)
$2.1 Rp 34.9K
$1.18 R 20.07
77.97%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.08 R 18.46
-4.63%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.96 R 16.4
-40.63%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$2.82 R 48.24
-18.09%
Wine (Bottle)
$15.21 Rp 253.5K
$4.57 R 78.1
232.82%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.34 R 22.93
85.82%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.66 R 28.28
60.24%
🚌 Getting Around
Ubud, Bali
St Francis Bay
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.63 R 27.82
-82.21%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.14 R 19.39
-60.53%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.94 R 16.01
-63.83%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$4.12 R 70.4
44.90%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.23 R 21.01
-39.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$21.1K R 359.7K
22.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.3K R 415.1K
30.57%
🧾 Monthly Utilities & Internet
Ubud, Bali
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$119 R 2,037
-45.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$34.93 R 597
-88.15%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$42.13 R 719
-43.06%
🎉 Sport & Entertainment
Ubud, Bali
St Francis Bay
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$31.02 R 530
-24.92%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$11.35 R 194
-45.46%
Cinema Ticket
$3.45 Rp 57.5K
$6.78 R 116
-49.12%
🧸 Childcare & Education
Ubud, Bali
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$194 R 3,305
-52.52%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$4,432 R 75.7K
33.40%
👕👟 Clothing & Footwear
Ubud, Bali
St Francis Bay
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$50.6 R 864
1.72%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$31.65 R 541
-22.75%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$87.3 R 1,491
-3.40%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$79.3 R 1,354
-6.30%
🏠 Accommodation & Living
Ubud, Bali
St Francis Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$359 R 6,127
-27.16%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$329 R 5,617
-51.50%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$696 R 11.9K
-15.97%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$686 R 11.7K
-52.17%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$523 R 8,933
61.91%
💵 Salaries & Financials
Ubud, Bali
St Francis Bay
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
11.51
15.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for St Francis Bay: November 30, 2025

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