Cost of Living Comparison Between Ubud, Bali and St. Cloud, MN Cost of Living Comparison Between Ubud, Bali and St. Cloud, MN

🙂 Solo nomad: Ubud, Bali is 29.7% cheaper than St. Cloud, MN without rent, and 70.9% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 49% cheaper than St. Cloud, MN without rent, and 67.5% cheaper with rent.

Meal at Budget Restaurant

$2.91 Rp 48.4K

$17.71 $17.71

-83.57%

Three-Course Dinner for Two, Mid-Range

$12.33 Rp 205.4K

$65.4 $65.4

-81.14%

Fast Food Meal (McDonalds, etc)

$3.21 Rp 53.5K

$9.94 $9.94

-67.71%

Cappuccino

$2.28 Rp 38K

$5.11 $5.11

-55.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 Rp 19.3K

$2.77 $2.77

-58.12%

Water (0.33 liter bottle)

$0.26 Rp 4,306

$2.36 $2.36

-88.98%

Local Beer (0.5 liter draught)

$2.44 Rp 40.7K

$5.93 $5.93

-58.85%

Imported Beer (0.33 liter bottle)

$3.28 Rp 54.7K

$7.02 $7.02

-53.28%

Milk (1 liter)

$1.49 Rp 24.9K

$0.83 $0.83

79.52%

White Bread (500g)

$1.62 Rp 27K

$2.78 $2.78

-41.73%

Rice (white) (1kg)

$1.14 Rp 18.9K

$3.32 $3.32

-65.66%

Eggs

$2.33 Rp 38.9K

$2.29 $2.29

1.75%

Local Cheese (1kg)

$13.75 Rp 229.1K

$4.84 $4.84

184.09%

Chicken Fillets (1kg)

$4.01 Rp 66.8K

$9.61 $9.61

-58.27%

Beef Round Steak (1kg)

$11.36 Rp 189.2K

$14.17 $14.17

-19.83%

Apples (1kg)

$3.46 Rp 57.7K

$3.94 $3.94

-12.18%

Banana (1kg)

$1.47 Rp 24.5K

$1.15 $1.15

27.83%

Oranges (1kg)

$2.69 Rp 44.9K

$3.37 $3.37

-20.18%

Tomato (1kg)

$1.38 Rp 22.9K

$2.22 $2.22

-37.84%

Potato (1kg)

$1.6 Rp 26.6K

$0.8 $0.8

100.00%

Onion (1kg)

$2.17 Rp 36.2K

$1.63 $1.63

33.13%

Lettuce (1 head)

$0.96 Rp 15.9K

$2.04 $2.04

-52.94%

Water (1.5 liter bottle)

$0.6 Rp 9,915

$1.81 $1.81

-66.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 Rp 37.2K

$10.14 $10.14

-77.91%

Wine (Bottle)

$14.72 Rp 245.2K

$12.1 $12.1

21.65%

Local Beer (0.5 liter bottle)

$2.46 Rp 41K

$1.72 $1.72

43.02%

Imported Beer (0.33 liter bottle)

$2.72 Rp 45.3K

$4.38 $4.38

-37.90%

One-way Ticket (Public Transport)

$0.32 Rp 5,353

$1.98 $1.98

-83.84%

Public Transport Monthly Pass (Regular Price)

$9.78 Rp 162.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,135

$4.95 $4.95

-90.10%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,242

$1.42 $1.42

-73.94%

Taxi 1hour Waiting (Normal Tariff)

$6.15 Rp 102.5K

$29.07 $29.07

-78.84%

Gasoline (1 liter)

$0.71 Rp 11.8K

$0.87 $0.87

-18.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 443M

$36.3K $36.3K

-26.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.4M

$25.2K $25.2K

25.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 Rp 1.1M

$225 $225

-71.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.93 Rp 65.5K

$48.92 $48.92

-91.97%

Internet (50+ Mbps, Unlimited Data)

$24.18 Rp 402.7K

$51 $51

-52.56%

Gym Membership (Monthly)

$23.22 Rp 386.8K

$42.72 $42.72

-45.65%

Tennis Court (1 Hour on Weekend)

$6.18 Rp 102.9K

Cinema Ticket

$3.3 Rp 54.9K

$13.77 $13.77

-76.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.1 Rp 1.6M

$1,448 $1,448

-93.57%

International Primary School, 1 Child (Yearly)

$6,046 Rp 100.7M

$30.5K $30.5K

-80.18%

Jeans (Levis 501 Or Similar)

$51.9 Rp 864.2K

$39.22 $39.22

32.30%

Summer Dress (H&M, Zara, etc)

$24.92 Rp 415.1K

$42.63 $42.63

-41.54%

Sport Shoes (Adidas, Nike)

$82.1 Rp 1.4M

$84.6 $84.6

-2.96%

Men's Leather Business Shoes

$72.6 Rp 1.2M

$126 $126

-42.40%

1-bedroom Apartment, City Center (Monthly)

$258 Rp 4.3M

$1,601 $1,601

-83.85%

1-bedroom Apartment, Outside City Center (Monthly)

$161 Rp 2.7M

$1,357 $1,357

-88.17%

3-bedroom Apartment, City Center (Monthly)

$574 Rp 9.6M

$2,610 $2,610

-77.99%

3-bedroom Apartment, Outside City Center (Monthly)

$330 Rp 5.5M

$2,237 $2,237

-85.24%

Buy Apartment in City Center (m2)

$990 Rp 16.5M

$2,827 $2,827

-64.96%

Buy Apartment Outside City Center (m2)

$856 Rp 14.3M

$2,537 $2,537

-66.27%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$8,451 $8,451

-97.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for St. Cloud, MN: November 24, 2025

Digital Nomad Cost of Living Index

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