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Cost of Living Comparison Between Ubud, Bali and St. Andrews Cost of Living Comparison Between Ubud, Bali and St. Andrews

🙂 Solo nomad: Ubud, Bali is 55% cheaper than St. Andrews without rent, and 65% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 39.9% cheaper than St. Andrews without rent, and 72.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
St. Andrews
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$21.96 £16.63
-87.02%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$80.7 £61.1
-84.82%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$10 £7.57
-67.20%
Cappuccino
$2.3 Rp 38.3K
$4.5 £3.41
-48.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.08 £1.57
-46.63%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.31 £0.99
-80.15%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.67 £4.3
-57.67%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$5.97 £4.52
-47.24%
🛒 Groceries & Markets
Ubud, Bali
St. Andrews
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.7 £1.29
-12.35%
White Bread (500g)
$1.65 Rp 27.5K
$1.54 £1.16
7.14%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.85 £1.4
-38.92%
Eggs
$2.33 Rp 38.9K
$4.07 £3.08
-42.75%
Local Cheese (1kg)
$13.7 Rp 228.3K
$8.04 £6.08
70.40%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$10.07 £7.62
-60.58%
Beef Round Steak (1kg)
$11.22 Rp 187K
$13.51 £10.23
-16.95%
Apples (1kg)
$3.48 Rp 57.9K
$3.24 £2.45
7.41%
Banana (1kg)
$1.5 Rp 25K
$2.33 £1.76
-35.62%
Oranges (1kg)
$2.68 Rp 44.6K
$2.62 £1.99
2.29%
Tomato (1kg)
$1.35 Rp 22.5K
$4.11 £3.11
-67.15%
Potato (1kg)
$1.57 Rp 26.2K
$2.17 £1.64
-27.65%
Onion (1kg)
$2.1 Rp 34.9K
$1.95 £1.48
7.69%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.23 £0.93
-16.26%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.06 £1.56
-72.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$18.85 £14.27
-87.75%
Wine (Bottle)
$15.21 Rp 253.5K
$10.01 £7.58
51.95%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.26 £1.71
10.18%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.3 £1.74
15.65%
🚌 Getting Around
Ubud, Bali
St. Andrews
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$4.01 £3.04
-92.77%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$81.1 £61.4
-87.63%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$4.75 £3.59
-90.53%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.36 £1.03
-75.00%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$35.27 £26.7
-83.07%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.94 £1.47
-61.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$38.6K £29.2K
-33.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$41.8K £31.6K
-24.03%
🧾 Monthly Utilities & Internet
Ubud, Bali
St. Andrews
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$234 £177
-72.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$14.13 £10.7
-70.70%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$44.78 £33.9
-46.43%
🎉 Sport & Entertainment
Ubud, Bali
St. Andrews
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$42.61 £32.26
-45.34%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$20.37 £15.42
-69.61%
Cinema Ticket
$3.45 Rp 57.5K
$12.13 £9.19
-71.56%
🧸 Childcare & Education
Ubud, Bali
St. Andrews
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,622 £1,228
-94.34%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$15K £11.4K
-60.65%
👕👟 Clothing & Footwear
Ubud, Bali
St. Andrews
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$84.4 £63.9
-39.01%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$41.55 £31.45
-41.16%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$96.3 £72.9
-12.39%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$121 £91.5
-38.53%
🏠 Accommodation & Living
Ubud, Bali
St. Andrews
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,223 £926
-78.64%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$887 £672
-82.02%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,630 £1,991
-77.76%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,870 £2,173
-88.56%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$6,124 £4,636
-83.91%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,719 £2,058
-68.85%
💵 Salaries & Financials
Ubud, Bali
St. Andrews
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$3,064 £2,320
-94.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.9
125.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for St. Andrews: November 30, 2025

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